Jonathan B. Mintz
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Jonathan Mintz is Commissioner of the New York City Department of Consumer Affairs (DCA). Mintz was appointed Commissioner by Mayor Michael R. Bloomberg in 2006 and has been with the Department since 2002, having previously served as Assistant Commissioner, Deputy Commissioner, and Acting Commissioner. During his tenure, Commissioner Mintz has tackled large-scale enforcement and litigation work focused on ending industry-wide deceptive practices in the consumer marketplace. Under his leadership, DCA has increased consumer protections in areas such as debt collection, tax preparation, employment agencies and used car sales, and also founded the Department’s Office of Financial Empowerment (OFE), which provides free citywide financial education and counseling services, and has created safe banking products now available across the City to individuals and families in need. Mintz also leads the nation’s most comprehensive campaign to boost awareness and uptake of the Earned Income Tax Credit, and has founded and co-chairs the ground-breaking Cities for Financial Empowerment (CFE) Coalition.

Commissioner Mintz launched the Department’s Office of Financial Empowerment (OFE) in 2006 as the first local government initiative in the nation aimed expressly at educating, empowering, and protecting those with low incomes, so they can build assets and make the most of their financial resources. It is also the first program implemented under the Center for Economic Opportunity as part of Mayor Bloomberg’s aggressive efforts to fight poverty in New York City. The Office of Financial Empowerment represents a unique approach to poverty reduction, long-term financial stability and asset building by leveraging the powers and opportunities of municipal government not just to target key protections for those of modest means. OFE’s successes have been profiled in such media as the Economist, American Banker, and American Public Media.

The Cities for Financial Empowerment (CFE) Coalition is a natural outgrowth of OFE, with member cities using their City Hall leverage to advance innovative financial empowerment initiatives that promote access to safe and affordable financial products and services, increase financial literacy and asset-building opportunities, and provide greater consumer protections for city residents.

Prior to joining the Department of Consumer Affairs, Mintz taught second grade at the Little Red School House in Greenwich Village and was a founding faculty member of the Roger Williams University School of Law in Rhode Island. He taught at Chicago Kent College of Law and practiced at San Francisco’s McCutchen Doyle Brown & Enersen law firm.

The Commissioner earned his Juris Doctor from Cornell University and holds a Masters degree in Education from the Bank Street College of Education. A native of Munster, Indiana, Mintz holds a Bachelor of Arts in English from Indiana University.

Commissioner Mintz resides in the West Village with his partner, New York City Criminal Justice Coordinator John Feinblatt, and their two daughters, Maeve and Georgia.

Blog Entries by Jonathan B. Mintz

Prepaid Debit Cards: A Brief Guide to What Really Matters

Posted March 1, 2012 | 03/01/12 12:00 AM ET

They're called different names, come from many different sources, offer different options, and have very different cost structures, but prepaid debit cards are everywhere. Some government agencies are turning to them to solve budget shortfalls by reducing the costs for printing paper checks. Employers are turning to them too. Financial...

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Municipal Financial Empowerment: A Supervitamin for Public Programs

Posted December 7, 2011 | 12/07/11 04:14 PM ET

Tough economic times create a frustrating perfect storm: increasing need for social services, dwindling government resources, and public pressure for solutions. And the truth is, when it comes to providing services to those in need, less means less. Unless you innovate.

This week in New York, the City's Department...

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Albany Considering Handing Check Cashers Blank Check for Predatory Lending

Posted July 18, 2011 | 07/18/11 01:10 PM ET

The Legislative Gazette recently published an op-ed I authored regarding proposed legislation that would allow payday loans to be sold by check cashers.

A very dangerous bill has made alarming progress in Albany the last few legislative sessions and I fear more of the same in...

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Let Cities Put Funds Where They Want

Posted April 20, 2010 | 04/20/10 10:12 AM ET

The Albany Times Union recently published an Op-Ed I co-authored with New York State Assemblyman Harvey Weisenberg regarding municipal deposit reform legislation. Several states across the country are similarly pushing to eliminate outdated and counterproductive limits on which regulated and insured financial institutions they...

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And So It Begins: Text Messages Push The Limits Of New Overdraft Regulations

Posted March 17, 2010 | 03/17/10 02:34 PM ET

Consumers won a major victory last November when the Federal Reserve Board released rules about overdraft protection. The rules gave consumers an actual and long-overdue choice, requiring banks to solicit and receive a consumer's knowing assent before imposing the "courtesy" of this service. We strongly supported...

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The Top 10 Financial Products and Services that Must Be Regulated in 2010

Posted January 28, 2010 | 01/28/10 02:09 PM ET

Last night the President spoke of laying, "a new foundation for long-term economic growth, and finally address[ing] the problems that America's families have confronted for years."

Today as I meet with city leaders from around the country at the Cities for Financial Empowerment summit in...

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The Consumer Financial Protection Agency: It Can Be Done, But Let's Do It Right

Posted December 14, 2009 | 12/14/09 05:42 PM ET

Few realize that America is at a critical moment in the history of consumer protection. Last week Financial Services Committee Chairman Barney Frank led the House of Representatives to pass landmark legislation that would - for the first time - create a federal agency solely focused on protecting consumers from...

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