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Jonathan B. Mintz
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Blog Entries by Jonathan B. Mintz

Prepaid Debit Cards: A Brief Guide to What Really Matters

Posted March 1, 2012 | 03/01/12 12:00 AM ET

They're called different names, come from many different sources, offer different options, and have very different cost structures, but prepaid debit cards are everywhere. Some government agencies are turning to them to solve budget shortfalls by reducing the costs for printing paper checks. Employers are turning to them too. Financial...

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Municipal Financial Empowerment: A Supervitamin for Public Programs

Posted December 7, 2011 | 12/07/11 04:14 PM ET

Tough economic times create a frustrating perfect storm: increasing need for social services, dwindling government resources, and public pressure for solutions. And the truth is, when it comes to providing services to those in need, less means less. Unless you innovate.

This week in New York, the City's Department...

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Albany Considering Handing Check Cashers Blank Check for Predatory Lending

Posted July 18, 2011 | 07/18/11 01:10 PM ET

The Legislative Gazette recently published an op-ed I authored regarding proposed legislation that would allow payday loans to be sold by check cashers.

A very dangerous bill has made alarming progress in Albany the last few legislative sessions and I fear more of the same in...

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Let Cities Put Funds Where They Want

Posted April 20, 2010 | 04/20/10 10:12 AM ET

The Albany Times Union recently published an Op-Ed I co-authored with New York State Assemblyman Harvey Weisenberg regarding municipal deposit reform legislation. Several states across the country are similarly pushing to eliminate outdated and counterproductive limits on which regulated and insured financial institutions they...

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And So It Begins: Text Messages Push The Limits Of New Overdraft Regulations

Posted March 17, 2010 | 03/17/10 02:34 PM ET

Consumers won a major victory last November when the Federal Reserve Board released rules about overdraft protection. The rules gave consumers an actual and long-overdue choice, requiring banks to solicit and receive a consumer's knowing assent before imposing the "courtesy" of this service. We strongly supported...

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The Top 10 Financial Products and Services that Must Be Regulated in 2010

Posted January 28, 2010 | 01/28/10 02:09 PM ET

Last night the President spoke of laying, "a new foundation for long-term economic growth, and finally address[ing] the problems that America's families have confronted for years."

Today as I meet with city leaders from around the country at the Cities for Financial Empowerment summit in...

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The Consumer Financial Protection Agency: It Can Be Done, But Let's Do It Right

Posted December 14, 2009 | 12/14/09 05:42 PM ET

Few realize that America is at a critical moment in the history of consumer protection. Last week Financial Services Committee Chairman Barney Frank led the House of Representatives to pass landmark legislation that would - for the first time - create a federal agency solely focused on protecting consumers from...

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