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Kali Hawlk
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Kali Hawlk blogs about common-sense financial advice at Common Sense Millennial. She’s passionate about personal finance and helping millennials manage their money and live well on less. Currently, she is pursuing the ultimate dream of writing for a living and moving abroad.

Entries by Kali Hawlk

Why the YOLO Generation Has It All Wrong About Money

(11) Comments | Posted March 10, 2014 | 10:47 AM

We all know that the Millennial generation got a bad break out of the gate: many of us graduated college and attempted to enter the workforce during the worst economic downturn since the Great Depression. But now we're six years out from when the market crashed in 2008. The economy...

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Yes, Virginia, There Is a Responsible Way to Use Credit Cards

(0) Comments | Posted February 4, 2014 | 4:17 PM

Some financial gurus will argue that credit is bad news. They'll say credit cards will destroy your money and your life. This may be true if you rack up a tremendous amount of debt you have no way to repay. But credit isn't inherently evil, and there is a responsible...

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Why Your Financial Resolutions Are Doomed to Fail - and How to Save Them

(0) Comments | Posted January 1, 2014 | 5:52 PM

It is human nature to want to take advantage of a symbolical fresh start, to have our brand-new year be different than the last and free of past mistakes. Every year, we tell ourselves, "this year is the year I'll change!" The beginning of 2014 is no different. It's the...

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'How I Escaped College with Zero Debt'

(56) Comments | Posted December 12, 2013 | 12:47 PM

The total amount of student loan debt collectively hanging over our heads is staggering. Two out of every three college students graduate with outstanding loans, and the effects of student loan debt aren't temporary. According to a recent article on Nerd Wallet, the expected retirement age...

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