Whatever You Do, Don't Get "Too Sick"

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Posted May 3, 2008 | 09:50 AM (EST)



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Something potentially sinister is emerging because of the health care debate we're failing to have.

No matter which candidate you favor or whose plan you back, if you look at the spiraling costs of medical tests and doctor visits, you have to wonder who will be sacrificed.

Yes, that's what I meant - sacrificed. Now we all know life doesn't go on forever, but a recent Wharton/Stanford study proposes an "empiric estimate of the value of life" that is more than a little unsettling.

The co-authors of the study conclude from their findings that there must be cost effective thresholds of a sort to determine whether to keep patients alive. If a dialysis patient, for example, were to go beyond this threshold, treatment would be terminated and they'd die. In what the researchers call a "pragmatic and modern" application of social justice they advocate thinking about the percentile of patients up to which medical coverage would be provided.

As a business professor, I understand purely economic vantage points and credit the researchers for their work. But my ethics and preventive medicine background render things less clear in this domain. One more "quality-adjusted" year of life can be priceless in what can be accomplished and enjoyed.

When I was diagnosed with breast cancer at age 32, doctors wanted to save me. They were totally vested in the enterprise. I could feel that. I'm still young enough to find a doctor who cares. But it's getting harder. And any of you who have had or have serious illnesses and are, let's say, over forty know what I mean.

So while universal health care is a very good thing, the presidential candidates need to grapple with reality. How will we avoid becoming a society that blames very ill people for depriving those who are less ill? How do we avoid health elitism among those who have not yet come up wanting in the coin toss of life? Will there be thresholds? Who will define them? How do we avoid bias?
And why not work diligently to lower what have become ridiculously high health care costs instead of picking people to die?

My mother lived twenty-six years after five cerebral hemorrhages and coma to walk, talk, laugh, drive and even work again. Someone gave the order to move her out of intensive care at age 52 because there was no hope when I, barely out of my teens and not then "trouble", nonetheless started yelling about mercy killing in the hallways of a Catholic hospital, my determination to contact the bishop and write to the Pope. My mother stayed in intensive care and lived.

But had some "objective" person with a clipboard looked at her potential for a worthwhile "quality-adjusted" life prior to that success, she would have been deprived of it under the guidelines we may soon face.

Who's to say how low the thresholds of sustainable life will go to make health care cost effective? They might continue to move until many of us and those we love with years to live will not be given that opportunity.

Barack Obama proposes for chronic illnesses improvement of coordination and integration. Hillary Clinton provides more details, but neither addresses the dilemmas described above. John McCain is simply going to give us too little money to even purchase health care. I guess that's one way of solving the problem.

It's time for some serious thinking on issues like who among those with chronic disease will be allowed to live and who allowed to die. Better sooner than later when people who could enjoy long, reasonably healthy lives are deemed expendable because according to some statistically impressive callous calculation, they simply aren't worth saving.

Dr. Reardon also blogs at politicsdoc.

 
 

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I'm in my late 50s and worked as a carpenter for over 25 years, and never ONCE worked for a company which provided health insurance except the inadequate workmans's comp. A number of employers didn't even provide that. They paid "under the table"- very common in construction- to avoid unemployment and comp costs.
Finally due to many injuries I got SSDI, (not SSI) and receive about $627 a month after I pay about $90 of my SSDI for Medicare A and B. I rarely go to the doctor because the Medicare co-pay is beyond my means for almost any medical treatment. The good news in this is that my son now qualifies for a state-run health insurance program for kids, and he gets full coverage. Full. However, the only way that my son got health insurance at all was because my income was so low I could barely survive. Last month my son had a bike accident with a car, and the car won, and I took my boy to the hospital with a sprained foot, a bump on the head, and a nasty leg gash. Three hours, 8 X-rays, a CT scan, and yards of gauze later we left. No serious injuries. Bill about $3,500, half of which was glorified first aid. Without his insurance I would have had to take out a loan on my house.

    Favorite    Flag as abusive Posted 08:30 AM on 05/05/2008

Just base it on political affiliation, if they voted for any bush ever, they can just crawl under a rock and croak.

    Favorite    Flag as abusive Posted 10:52 PM on 05/04/2008

"How will we avoid becoming a society that blames very ill people for depriving those who are less ill?"

What do you mean "becoming"? That is the way things already are.

    Favorite    Flag as abusive Posted 07:56 PM on 05/04/2008

Have we forgotten that what made America the richest, most powerful nation on earth was a sense of shared sacrifice and a desire to make sure everyone is given a fair shot at life? Hell, if true free market capitalism is whats "best" for the economy why is FDR hailed as such an amazing President?

    Favorite    Flag as abusive Posted 07:16 PM on 05/04/2008

Before we dive into Government run Health Care please name me one (1) program that our goverment runs efficiently>>>>>>>>>>Now, we want to put turds like Peloser, "I can't" Reid, Bush, Clinton, Obama in charge of your lives? Sorry, not me.

    Favorite    Flag as abusive Posted 06:11 PM on 05/04/2008

Social Security. Medicare. I would be dead without them.

    Favorite    Flag as abusive Posted 12:41 PM on 05/05/2008

Well, John McCain made a very wise proposal recently: "Watch your diet, watch your diet, and walk a lot, make sure you walk or jog a lot, at least several times/miles each week, then you won't come down with those infections." It's easy for him to say that, he has full coverage, provided and paid for by the taxpayers.
Here's a question: Why is it that universal healthcare works in every other industrilised nation on the face of the earth, and also in the smaller nations of the third world. In Barbados, a little island, you can go to the hospital and if that doesn't suit you then you go to a polyclinic, or you choose to go to a private doctor if you you can afford it. Why does the system work everywhere else but in the USA? Why? Somebody is lyiny to and cheating the american people, and they don't intend to stop... unless they're made to, by the people.

    Favorite    Flag as abusive Posted 06:07 PM on 05/04/2008

A quality health care is every1's birthright, not a privilege. One can argue about Botox, implants and teeth whitening, but everything else should be part of Universal HealthCare. I can not believe that Americans feel it can only be an ultra-expensive, 50%-exclusion-rate, for-profit-enterprise. Look at the REST OF THE WORLD . Well, the industrialized nations. They ALL HAVE IT.

I don't know what will it take for this nation to wake up. But then again, it is the same nation where 54% admit to "knowing" some1 who feels race is an issue in a presidential election. I guess what I am saying - we will elect a president that we _deserve_ . A historic opportunity we have, we will squander - like we did everything else in this country. Crawl from under the tables where the 7x24 loop of RW's doctored footage and Billary's nuclear obliteration fear mongering drove you to and stand up and give this country a chance ! Please, do it for you children .

Now,

    Favorite    Flag as abusive Posted 04:59 PM on 05/04/2008


Like it or not, medical tort reform is a necessary step in fixing the system. I believe most of us providing healthcare in this country are honorable, skilled, dedicated professionals with our patients best interest at heart. Of course there are individuals who fall short of those expectations and they should rightly be held accountable when their performance is consistently substandard. The truth though is I've witnessed too many times, not just a physician, but everyone involved in a specific case being hauled into court because someone was not satisfied with the outcome of treatment. This pursuit of 'deep pockets' instituted by lawyers is of no value to anyone, but the attorneys themselves. Some states have already addressed the issue of frivolous lawsuits and like those finding themselves at the wrong end of a lawsuit, attorneys also need to adhere to ethics set by society, not the ABA.

All of these industries have powerful lobbies at the state and federal levels. Most of us think overcoming these obstacles is so great a challenge they're next to impossible, but there are things we as individuals can accomplish. We now live in one of the least healthy societies in the industrialized world. Until solutions to a system out of control can be agreed upon, we owe it to ourselves to live as healthy a lifestyle as possible. That includes taking responsibility, accepting that life doesn't go on forever and recognize tough choices are sometimes necessary.

    Favorite    Flag as abusive Posted 04:12 PM on 05/04/2008

You may think I'm going through a 'laundry list' of problems in healthcare and maybe I am, but next on the agenda is pharmaceuticals. This is one of the most profitable industries in the world and the notion that they not be held accountable for the strain the cost of medication places on our system is downright criminal. When you think about these very same companies contracting with other countries to provide the same medications for a fraction of the cost to U.S consumers one can't help wonder why we, it seems, are carrying the burden of making sure dividends remain high for individual stockholders. Again, regulation of costs seems the only way to keep the industry from reaping obscene profits on the backs of it's customers. We've all seen the PR campaigns these companies engage in when trying to defend against criticism, but it's not enough. If lower prices can be available to lower income consumers, breaks in the overall cost to every patient is also possible.

(cont.)

    Favorite    Flag as abusive Posted 03:56 PM on 05/04/2008

The first and largest problem with healthcare is 'for profit' health insurance carriers. This includes HMO's, PPO's and other programs administrated by specific insurance companies. Now I've nothing against capitalism, but there are inherent ptoblems in an industry who's first obligation is to it's shareholder. The idea that the customer faithfully paying premiums is of secondary importance when decisions over what will or will not be covered, even when deemed medically necessary by a physician, is outrageous. When we sign that check each month it is reasonable for us to think the product we're purchasing will be available when needed and cover costs incurred as a result. For those of us who are uninsured the outcome of injury or illness is exponentially more devastating in that we face debt that cannot be overcome. All to often, even for those fortunate enough to have coverage, bankruptcy is the only option available. This places an additional burden on families, communities and economies as a whole.

The only solution is to pass laws prohibiting these companies from denying claims, excluding individuals from coverage based on age, illness or pre-existing condition. If it comes to forcing the health insurance industry to become non-profit, then so be it. There are models around the world of companies regulated by government still enjoying a level of success which most of us would gladly associate ourselves.

(cont.)

    Favorite    Flag as abusive Posted 02:53 PM on 05/04/2008

Thank you for taking the time to present concerns everyone should be thinking about when pondering the debate over universal healthcare. There is indeed a "slippery slope" we need to address when proposals such as the Wharton/Stanford study are presented as possible solutions to the current crisis. The idea of assigning an "empiric estimate of the value of life" is disconcerting to most Americans, for we all have loved ones whose lives are, in our opinions, inherently valuable. My hat's off to the skill of the medical community in aiding your recovery from breast cancer. Given your description of your mother's condition her recovery is nothing less than a miracle. That being said, the need to address the real culprits in what's driving the current crisis is of primary importance.

As a member of the healthcare community for twenty years it's been my pleasure to serve the communities in which I've lived during my career. I'm not a physician, so you may dismiss my views if you wish, but I believe I've seen enough to render opinions relevant to the topic and provide insight into a system so out of control it teeters on the brink of catastrophe, not only for providers of care, but for the economic health of the patients we serve. So who or what is to blame and how can government, or we the people, bring about the change necessary to fix a system vital to our nations health and well being?

(cont.)

    Favorite    Flag as abusive Posted 02:03 PM on 05/04/2008

There are many critical ethical issues if we go into government single payer managed health care. A new system must offer checks and balances such as income based co-pays, to make sure patients don't abuse access, doctors and health providers don't unfairly 'ration' care, encouage better invidual health responsibity and mandate high standards for health providers. Developing such standards and policy will take time we really don't have but to rush could lead to many mistakes in money and lives.

    Favorite    Flag as abusive Posted 11:11 PM on 05/03/2008

I have no health insurance and I had a heart arrythmia episode recently. I went to a local emergency room and was treated over the course of four and a half hours. I was not admitted, I was stabilized and then sent home.

The bill was $6,013.00.

I'm fortunate that my problem wasn't more serious than that and there are many people with more severe concerns, However, I am one of 47 million Americans without health care and I have no hope of being able to pay that bill.

Health care is a human right and not a privilege for the lucky few.

    Favorite    Flag as abusive Posted 11:07 PM on 05/03/2008

I do not disapprove of rationing. I just want it to be fair and based on something between the Golden Rule and the Greatest Good for the Greatest Number. I am willing to pledge NOW to forego expensive care that does not have an 80% chance of restoring me to at least a decade of high-level functioning. I especially do not want treatment for a terminal condition that buys an extra few months or years of life for me at the cost of hundreds of thousands of dollars that could be spent on Public Health measures that would make for longer healthier lives for dozens of my fellow citizens. I have tried to live according to a high standard of public service, justice and fair dealing, and I do not want my death to violate those standards. I have seen it happen to friends: more money pumped into the medical/industrial/insurance system on their behalf when they are too weak to protest than they managed to give away or raise for the causes that were dearest to them during a lifetime of political activism and open-handed charity.

    Favorite    Flag as abusive Posted 10:00 PM on 05/03/2008

Frontline did a great piece called Sick Around the World with TR Ried.... Very enlightening

http://www.pbs.org/wgbh/pages/frontline/sickaroundtheworld/

Not so enlightening, however, was Glen Beck and Ben Stein discussing how universal healthcare is badbecause in Germany, accordin to Stein, doctors give their patients euthenasia pills so they don't have to treat them... And that's why he doesn't believe in universal healthcare for Americans. Cause doctors will kill us when we're depressed... Niether man produced one cognitive thought.

    Favorite    Flag as abusive Posted 08:29 PM on 05/03/2008

Well, Southpaw, there is a very huge incentive in a single payer system for this kind of behavior. Like I have said in other posts, the single payer system does not address the supply side of medical care and encourages the demand for such services to soar.

In England for example there has not been enough English citizens attracted to the medical field so many from other countries have come in to fill positions. I am not trying to say that these foreigners are necessarily less qualified but it does talk to the idea that the pay could perhaps not be attractive to the Englanders themselves.

Rationing is of course is going to be politically unpopular in any situation. One way to reduce the rationing to the broad populace would be to somehow "eliminate" those high cost patients that may or may not be terminal. I think your buddies Beck and Stein have a very valid concern.

I saw the Frontline piece and found it to be lacking in balance. That would be expected form a government run TV outlet.

    Favorite    Flag as abusive Posted 09:57 PM on 05/03/2008

Lots of countries are very efficient at providing health care to all citizens--and to act like we couldn't do it here is disingenuous misinformation. obviously, our system will have to work, and there may be some things that will be worked out as we go--provided that people are actually open to new ideas and to making things better. But as we've learned, those who have a vested interest in profits don't concern theirselves too much with other people. And those who control the money from this system will make sure that they are making a profit, no matter what the impersonal statistics report. We have to take back our power from those who would curtail it to make a dime--and find the compassion to cover everyone regardless of their needs.

    Favorite    Flag as abusive Posted 06:24 PM on 05/03/2008

Our for profit system has produced the most advanced medical system in the world. The pace of medical advances tends to be much slower or even non-exsitent in a government run medical system.

In a single payer system there is still a profit motive. All the workers in the system expect to be paid for their work and want to keep their job too. So maybe you cut shareholders out of the equation. But what about public employee unions? They will not hesitate to hold the system hostage for pay raises and pension plans that exceeed what you can get in the private sector. How do I know this? It is already happening all over the country by police and fire unions, teacher unions and the like.

Be carefull what you wish for.....

    Favorite    Flag as abusive Posted 10:11 PM on 05/03/2008

But if you don't have access to the "most advanced medical system in the world" what good is it?

    Favorite    Flag as abusive Posted 12:43 PM on 05/05/2008

"....Our for profit system has produced the most advanced medical system in the world...." Bullsh*t. Taxpayers pay for all the basic research through research grants to universities and subsidize all applied research through tax write-offs and tax breaks.

You have only a "biased" (to use a polite term) view of what really is going on. Why should a CEO get 100,000,000 as a retirement package (many getting more) but not a teacher? Hope if you and your family are ever caught in a fire, the firemen first ask about your position on their next pay increase. If you believe firemen, cops, and teachers are overpaid, quit your present job and become one of them. Demand lower pay.

The scum that you are is beneath a decent person's dignity to discuss.

    Favorite    Flag as abusive Posted 05:10 PM on 05/04/2008

There's a big difference between "profit" and "non-profit." Non-profits don't have a "profit motive." The people who work for non-profits sure do want to keep their jobs, as do most people who work for charities, legal assistance workers, pastors, physicians, teachers, firefighters, ditch-diggers, jailers, lawyers, etc. I'd bet that the folks who work for Medicare and those who work for the IRS want to keep their jobs, too.

Of course, Medicare - imperfect though it is - is "socialized medicine," since it's paid for by the government by means of taxes. Firefighters, police, veterans, and everyone who works for a state university all have health care benefits that are paid for by their city, state, and/or federal governments - so they all use "socialized medicine." I have yet to hear any of them - or any Medicare / Medicaid recipient - turn it down, so I guess it's working well enough to get by.

Not everyone insists on making CEO-type profits, or even any profits at all. Such is life.

    Favorite    Flag as abusive Posted 10:37 PM on 05/03/2008

Profit is not evil. Profit is the best incentive ever devised to intice people to do a consistently good job.

    Favorite    Flag as abusive Posted 02:35 AM on 05/04/2008

The best solution for Americans is to practice prevention, but in travelling around the country, I see way too many obese people stuffing themselves at the buffet table and fast food joints, not thinking about what they are putting into their mouths. Ever been in Houston, folks? It's the capital of gargantuan people.

A lifestyle change is in order for the vast majority of Americans who lead way too sedentary lives, don't exercise enough and eat gigantic portions, whether in restaurants or at home. This is why I am not optimistic about future health care concerns and of any universal plan.

The author has correctly pointed out the complexities of those who are healthy that have to pay for those who have not done a good job of taking care of themselves. There's no easy fix to this, no matter what any of the candidates talk about. Hillary had a Democratic President and Congress to work with and couldn't get it done. How can we believe she can get it done now?

As for those who say European countries have taken care of the problem, let's remember how small they are compared to us. They have less costs for military upkeep, they don't send aid all over the world, they pay less taxes and they don't have politicians who only care about themselves.

Canada is a better example closer to home for us to see how difficult it is to have nationalized healthcare.

    Favorite    Flag as abusive Posted 04:27 PM on 05/03/2008

It isn't difficult in Canada. And I wish people would stop blaming the sick for being sick. I have cancer. i eat healthy ,and have always eaten healthy. I run three miles every other day -- and have done so since I was a young woman. Unfortunately, I worked in New Jersey, in "cancer alley."

    Favorite    Flag as abusive Posted 12:46 PM on 05/05/2008

None of the candidates are proposing any kind of healthcare assistance for the public. Instead, Clinton has cut a deal with the health insurance industry that she will order every person to buy health insurance, in exchange for which she, her family, the Democrats, presumably will receive a kick-back. Who wouldn't want a captive market?

She vaguely suggests healthcare costs will come down, but they assuredly will not. Instead, we'll have health insurance companies issuing policies to everyone for $200, $300, whatever per month, and then when people get sick they will find out that there simply is no coverage: too high deductible, don't pay for those drugs, only pay 1/3 of the surgeon's fee, only pay 1/3 of the hospital room charge, etc. People will still end up owning $100,000 or more, same as they did without insurance. The only difference will be that the insurance companies will have taken a big chunk of money in exchange for giving us absolutely nothing.

If Hillary or anyone wants universal healthcare, they need to do just that: the government pays for it and sets the fees they will pay for doctors, hospitals, etc., and everyone is covered for all necessary (not cosmetic) medical and dental charges. How to pay for it? How about tax the oil companies, raise capital gains taxes to 25%, reinstate the old tax rates of 90% of everything over $250,000. End the war.

    Favorite    Flag as abusive Posted 03:54 PM on 05/03/2008

We could all pay a little more in medicare tax. I lived in Germany in the '60's, and each household paid $5 a month for each person for total health, dental, and eye care. I don't know why we can't do that. Of course, it would be more than $5 by now, but my husband and I are paying $123 a week right now for insurance.

    Favorite    Flag as abusive Posted 06:18 PM on 05/03/2008

The problem is, a lot of people think they got "free" insurance coverage because their employers paid for it. They forgot those were part of their salaries. So, suddenly you asked them to pay medicare "tax" they would be screaming bloodly murder! Then some found out when they lost their jobs, they lost their insurance; and if unfortunately they had chronic problems, they became un-insurable. Why not pay into a non-profit health care fund instead of paying the for-profit insurance companies. You won't lose you healthcare when you change job. Insurance industry does not contribute anything to healthcare, has no direct link to health care, but increase the cost of it. We cannot solve the health care problem until we change this relationship.Provide basic health care (thus preventive) as services like fire and police protection. Don't believe your poor neighbor's health would not affect you--think pandemic. Wealthy people can still purchase supplemental insurance for whatever comfort level they desire.

    Favorite    Flag as abusive Posted 10:07 PM on 05/03/2008

Pehaps you should read my post above. According to Ben Stein, who appeared on the Glen Beck show, German doctors provide euthanasia pills so they don't have to treat their patients?

    Favorite    Flag as abusive Posted 08:32 PM on 05/03/2008

Thank you Professor Reardon for reminding us that national health care comes with a set of hard problems, not easy solutions. When the sick person is in my family or your family or any reader's family the rules about rationing and cost saving go out the window, and rightly they should. We all want to live in a society that has the best medicine in the world and hope that if we need it we can get it. Not without sacrifice and struggle, but somehow get it, even if it means camping outside of a teaching hospital in New York or Boston. I am tired of the comments I hear about how simple universal health care is, and that we should just put everyone in Medicare or adopt a European system. Let's put the hard issues on the table and solve them first.

    Favorite    Flag as abusive Posted 03:49 PM on 05/03/2008

With nationalized system, everyone gets the care they need. But you can still get private health insurance. To understand the problem in the US, you have to get sick. Do you think you can just snap your fingers and get an appointment with the top oncologist in New York City? Do you think you won't be on a waiting list here in the US? Think again.

    Favorite    Flag as abusive Posted 12:50 PM on 05/05/2008

The whole rationing care business is a red herring from the insurance companies.

You don't think that there is 'rationing' in the US? Those whole 'pre-review' departments in the Managed care providers whose whole purpose is to find every imaginable excuse to deny care--that doesn't constitute rationing? The departments devoted to finding any excuse to drop coverage of somebody who develops a problem. That isn't rationing? The fact that anybody who has ever had any significant medical problem will essentially find themselves uninsurable at any price with any carrier in many states. That isn't rationing?

The US has at least as much rationing as any other country, it is just that it is done by corporations for the sake of the bottom line. If there was all this ugly rationing by the countries with single payer systems then how come their liffe expectancy is longer than ours?

    Favorite    Flag as abusive Posted 04:43 PM on 05/03/2008

Because this is such a serious subject, I hope you will permit me to reply without it seeming like I am disrespecting your opinion. You use the word rationing to = all the possible bad acts by insurance companies. The kind of rationing many of us are worried about is the kind that says: "If you do not meet Criterion X, you will not receive dialysis, but instead die".
That is so built in to single payer systems that people in Europe do not complain about it , they just take it for granted that high priced care will be given only to people who pass rigorous needs tests. Regarding people living longer, we all know that statistics like that are not just based on single payer versus private insurance but on numerous demographic factors. Believe me, I wish no less than you do that the answers to our health care system were easy. Finally, getting back to your point about bad actor insurance companies underserving people for profit, I think we need to remember that abuses occur in the public sector too, such as the notorious case at the public hospital in Los Angeles where the janitor swept around the dead body on the waiting room floor.

    Favorite    Flag as abusive Posted 05:49 PM on 05/03/2008

I was denied "high priced health care" by my insurance company. It was chemotherapy that the insurance company refused to pay for.

    Favorite    Flag as abusive Posted 12:57 PM on 05/05/2008

I always value the perspective Dr. Reardon brings when she weighs in, but this particular column, the subject of which is SO specific to her professional background, is the height of irresponsibility.
I'ts more fear-monger for the case against universial healthcare for the ridiculously insulated/ignorant American populace. Instead of disingenuously raising the specter of accountants whole give a cold-blooded imperial thumbs down to the unfortunately ill, she should be positing REAL SOLUTIONS--surely in her studies she knows what the other 37 industrialized countries who have lower-costing, BETTER healthcare than we are doing in this regard. It's this "have you thought about?....let me play devil's advocate..." approach that appears to be just a passive-agressive argument against healthcare.
And if she really knows that current costs are "ridiculous," how 'bout telling us specific ways they can come down. Dr. Reardon, you're smart--if you really want to help the country start focusing on solutions instead of hypothetical moral dilemmas that could occur if we EVER secured universal care
for the citizens of the United States.