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Kevin Yu
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Kevin is a Y-Combinator alumnus and a seasoned entrepreneur. He began his entrepreneur endeavors right out of college and bootstrapped his first company with $10,000.

He's been involved in the FinTech industry for over 5 years and has work published on USNews, ReadyForZero, DailyWorth, and more.

Entries by Kevin Yu

I Took Out a Higher Interest Rate Loan and I'm So Glad I Did

(0) Comments | Posted May 24, 2016 | 3:48 PM

About a few months ago, my condo building had a leak that damaged several units including mine. The total damage came out to be over $11,000. Although I had homeowners insurance, the process to file a claim would've taken over two months. If you've ever experienced anything like this, I'm...

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How to Safeguard Your Children's Credit

(0) Comments | Posted May 3, 2016 | 11:01 AM

Offering an unvarnished credit history to identity thieves is like offering a clean bill of health to someone suffering from a chronic illness -- it's far too tempting to turn down.

Unfortunately that unvarnished credit history can come from a source you wouldn't normally expect -- like your child. And,...

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What's the Difference Between an Unsecured and Unsecured Loan?

(0) Comments | Posted February 19, 2016 | 10:15 AM

Loans are never a fun topic of discussion but most of us at one point in time will have to obtain a loan. Many lenders offer both secured and unsecured loans. Aside from the obvious difference of a loan being collateralized or not, there are still many characteristics that set...

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4 Things to Consider Before Consolidating Your Debt

(1) Comments | Posted September 11, 2015 | 3:33 PM

Debt consolidation has been a hot topic in the past few years. Since the financial meltdown in 2008, banks have tightened up on their risk models and it was near impossible to get a personal loan from a bank. The only realistic way to get a loan was through a...

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Stop Caring About Your Credit and Start Caring About Your Financial Health

(0) Comments | Posted August 25, 2015 | 4:29 PM

We live in an age where we're obsessing way too much about our credit scores. Sites like Credit Karma (where they update your score once a week), Credit Sesame, and Quizzle allow us to have free access to some type of variation of our scores. Now, even credit card companies...

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Money Lessons I Wished I Knew In My Early 20s

(1) Comments | Posted April 13, 2015 | 1:47 PM

I've had my fair share of mistakes when it comes to personal finance. Last week I wrote a post about how online poker changed how I view money. I was spending money like there was no tomorrow, splurging on unnecessary items, and didn't save a single penny of winnings.

Ten...

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Millennials, Stop Being Afraid of Investing

(0) Comments | Posted March 31, 2015 | 2:50 PM

For most people, the world of investing seems dry, calcified, and sometimes, sketchy. This sentiment is especially true among millennials, who experienced two financial fallouts in the '90s and 2008. The few who are interested in the stock market are likely faced with fees, commissions, and account minimums. For example,...

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These 5 FinTech Companies Are Changing the Way We Invest

(0) Comments | Posted October 29, 2014 | 4:43 PM

In the past five years, there's been an explosive growth in startup tech companies trying to disrupt one of the largest markets: the financial market. According to VentureBeat, private FinTech companies have raised nearly $3 billion in the past year, triple of what was raised in 2008 ($930M).

FinTech...

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2013 in Recap: The Best EDM Events in Chicago

(0) Comments | Posted December 19, 2013 | 6:50 PM

When you think of the top nightlife destinations in the U.S., what comes to mind? Most people would probably say New York, Miami and Las Vegas. Chicago is perhaps one of the most underrated cities when it comes to nightlife.

2013 was a huge year for Chicago. We've seen...

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The Pioneers of Chicago's Nightlife Industry

(0) Comments | Posted August 29, 2013 | 2:47 PM

Over the past year, it seems as if there's a new nightclub opening every other month. Some of the newest additions this year include: Parliament, Underground (renovation), Castle (renovation), American Junkie, Concord Music Hall, and the reopening of Green Dolphin. Whether you're looking for an opulent lounge to sip on...

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DJMag Top 100 (Marketable) DJs

(3) Comments | Posted July 26, 2013 | 5:03 PM

For those who are unfamiliar with the DJ Mag Top 100 DJs list, it's an online poll that asks users to submit their favorite DJs every year. Over the past few years, DJ Mag has been criticized that the list is not a true representation of their skills, but instead...

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Pro Poker Player Embraces #GivingTuesday

(1) Comments | Posted November 27, 2012 | 6:05 PM

I still vividly remember the days sitting across Faraz Jaka playing a friendly game of poker. It was about 10 years ago and he typically wore a Chicago Bulls jersey usually accompanied with a stone cold poker face. He took poker seriously and it paid off.

Who could've known...

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How Charitable Giving Can Improve Your Finances

(3) Comments | Posted November 7, 2012 | 6:00 AM

It's about that time of the year again. One of the biggest shopping days is just a few weeks ahead of us: Black Friday and Cyber Monday. As the holiday season comes around the corner, it's easy to lose track of your finances when we see bright red sale signs...

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Life After Debt: The Other Half of the Battle

(1) Comments | Posted August 30, 2012 | 3:53 PM

There's a reason why consumers fresh out of bankruptcy begin to receive credit card offers in the mail after they're discharged. Credit card companies have a deep understanding of consumer spending behavior, and they realize that it takes a drastic lifestyle change to reduce your spending habits.

It's a...

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5 Credit Cards Facts You Didn't Know About

(4) Comments | Posted August 15, 2012 | 4:43 PM

The credit card industry can be tricky and the lack of financial literacy can create a financial nightmare. There's tons of great information out there that you can research, but there's always the "fine print" details that most consumers overlook. How many of these were you aware of?

1) We...

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Buying and Selling on Craigslist Like a Pro

(0) Comments | Posted August 7, 2012 | 10:59 AM

I'm a sucker when it comes to new technology geared towards helping consumers save money (especially free ones). When we're browsing around the web for tips to save money, you'll frequently come across personal finance bloggers telling you to look at Craigslist.

I've been using Craigslist since 2007 ever...

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New Poll Reveals Consumer's Top Financial Regrets -- But Is It Accurate?

(16) Comments | Posted July 12, 2012 | 1:54 PM

The National Foundation for Credit Counseling recently polled approximately 2,220 respondents to figure out what their greatest financial regrets were. Fifty-three percent of the respondents indicated that overspending was their greatest regrets. The other choices were: inadequate savings (18%), haven't bought a house (10%), bought a house( 5%),...

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5 Early Warning Signs of Financial Disaster

(1) Comments | Posted June 26, 2012 | 5:00 PM

Whether you realize it or not, noticing early warning signs of financial distress can make or break your future. I've been in your shoes, and I know what it feels like.

It's daunting to face the truth: the fact that you're on the brink of financial disaster. You've worked...

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5 Tricks Car Dealers Don't Want You to Know

(0) Comments | Posted May 31, 2012 | 1:42 PM

Everyone's looking to save money in this economy, and the purchase of a used car or truck is one of the single biggest expense consumers will face this year. Cars would be one of the items on my list never to buy new. So how do you know if you're...

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Dealing With Debt Collectors: Be Their Friends

(4) Comments | Posted May 16, 2012 | 3:08 PM

It's frustrating when you're receiving multiple phone calls a day from debt collection agencies. It doesn't have to be that way. Debt collection agencies are used to being yelled and cursed at, so why not take the opposite approach and try to be their friends?

Most people...

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