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Kyle McCarthy
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Kyle works in the tech industry and is editor of GenYize.com, a blog focusing on issues affecting Millennials today. He often writes about business ethics, politics, affordable higher education and #Tech4Good. In addition to blogging at Huffington Post, Kyle has also contributed to TheNation.com, Mic.com and many others. His writing has also been noted by WIRED, the Good Men Project, Media Matters, MinnPost, MPR, Twin Cities Business Magazine, The Thom Hartmann Show, Tavis Smiley, and others.

Kyle McCarthy is also co-founder of StudentDebtCrisis.org, a nonprofit organization dedicated to fundamental reforms to the way in which higher education is paid for in America. For his work on this issue, Kyle was listed as one of "10 advocates fighting for student loan reform." Connect with Kyle on Twitter @KyleMcCarthyism or at KyleMcCarthy.com

Entries by Kyle McCarthy

6 Reasons Why Birth Control Should Be More Accessible in the United States

(1) Comments | Posted July 28, 2015 | 10:27 AM

In most countries in the world, women are able to access birth control without a prescription. However, today, women in the United States are unable to get birth control over-the-counter. But in two states this is about to change.

California and Oregon are two states that have passed...

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Predatory Lender or 'Premier' Chain of Career Colleges?

(0) Comments | Posted July 16, 2015 | 1:53 AM

Recently, Arne Duncan, U.S. Secretary of Education, and Under Secretary Ted Mitchell held a conference call discussing the Department's plans for debt relief for Corinthian College students as well as to discuss holding other predatory schools accountable.

Some of these schools have brought the ethics...
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5 Health Tech Innovations That Will Improve the Lives of Millions

(0) Comments | Posted July 9, 2015 | 2:11 PM

Recently, I had the chance to attend the F50 Season 5 Summit in San Francisco, a private co-investment network that connects startups with a global community of professional and strategic investors. The event brought together members of the F50 Investor Network and 100 innovative startups that were selected to...

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The Complete Interactive List of Those Dumping Trump

(0) Comments | Posted July 7, 2015 | 10:58 AM

When Donald Trump made his way down the escalator and strolled to the podium to announce his run for the White House, the last thing he was probably thinking was that his speech would cause such a corporate backlash and lead to businesses cutting ties with him and entire countries...

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AT&T Customers Take to Twitter to Express Anger About Company Throttling Their Data

(16) Comments | Posted June 29, 2015 | 12:38 AM

Earlier this month, the Federal Communications Commission hit AT&T with a $100 million fine, accusing the company of throttling speeds for customers who thought they had unlimited data plans.

According the FCC, "millions of AT&T customers were affected. The customers who were subject to speed reductions were slowed for an average of 12 days per billing cycle, significantly impeding their ability to use common data applications such as GPS mapping or streaming video."

In the complaint, the FCC notes that AT&T has been "using the misleading and inaccurate term "unlimited" to label a data plan that was in fact subject to prolonged speed reductions after a customer used a set amount of data," as well as "failing to disclose the express speed reductions that it applied to "unlimited" data plan customers once they hit a specified data threshold." Last year, the Federal Trade Commission also filed a complaint against AT&T, accusing the company of misleading smartphone customers with unlimited data plans and slowing down their data speeds by as much a 90 percent.


Since the FCC's announcement, AT&T customers have taken their outrage to Twitter, posting screenshots of text messages they are now receiving from the company stating they are close to exceeding their allotted five gigabyte threshold. Once that has been exceeded they "may experience reduced data speeds at times and in areas that are experiencing network congestion."

One AT&T customer who posted a screenshot to Twitter is Bobby Hoyt. Hoyt also posted on his blog about the issue and told me,

I recently renewed a 2 year contract with AT&T and now, a week later, I received this data throttling text. Unlimited data is a huge reason I've stayed with AT&T so long, but 5GB is clearly a limit. This will be my last contract with AT&T after being with them for over 10 years. You don't reward customer loyalty with poor service and poor product quality.




In 2007, AT&T began offering unlimited data plans for users, but in 2011, the company started capping data speeds for unlimited customers after certain data thresholds were eclipsed. Not surprisingly, since AT&T made this change in 2011, the FCC has received thousands of complaints from AT&T customers. A quick search for "AT&T" at ConsumerAffairs.com also brings up thousands of complaints about the company.

Those interested in filing a complaint with the FCC, can do so at
consumercomplaints.fcc.gov/hc/en-us. (If you are able to access the internet, of...

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3 Crowdfunding Causes Millennials Should Support

(0) Comments | Posted May 20, 2015 | 10:16 PM

Everyday the crowdfunding industry is gaining more and more popularity worldwide. Through crowdfunding, individuals can utilize the power of the crowd to start a business, bring a product to market, produce a record, and even fundraise for amazing causes. Millennials in particular have embraced crowdfunding as a way to donate...

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Minnesota Supreme Court Denies Globe University's Petition for Appeal in Whistleblower Ruling

(1) Comments | Posted March 27, 2015 | 1:30 PM

Last week the Minnesota Supreme Court denied Globe University's petition for an appeal of the decision in former dean Heidi Weber's whistleblower lawsuit against the school. This marks the end of the line for Globe University officials to appeal the decision.

Just over a year ago, a jury decided...

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5 Great Reads for Millennials

(0) Comments | Posted March 19, 2015 | 12:51 PM

It shouldn't surprise anyone that millennials are delaying starting families and one-third are living with their parents today. This generation has been overwhelmed with student debt and seen the average starting salaries decrease since 2000. Luckily, there are some great resources available providing great career, college, entrepreneurship, leadership, and money-saving...

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Student Aid Bill of Rights a Step in the Right Direction

(0) Comments | Posted March 12, 2015 | 12:17 PM

Earlier this week, President Obama announced a proposal for a new Student Aid Bill of Rights. The plan is aimed at making the process of managing and repaying student loans easier for borrowers.

The president's plan calls for implementing a new complaint forum for student borrowers, a centralized website to track student loans, stricter laws for debt collectors, and possibly even bankruptcy for student loans. President Obama spoke about his plan at Georgia Tech University and told the crowd,

We're going to require that the businesses that service your loans provide clear information about how much you owe, what your options are for repaying it, and if you're falling behind, help you get back in good standing with reasonable fees on a reasonable timeline.

But as Yahoo Finance's Mandi Woodruff writes, this does not solve the issue of student loans. As Woodruff notes, the plan "is not addressing the core issue, which is that they had to take out nearly 30 grand worth of debt in the first place." And Woodruff is absolutely right. Tuition has risen 12-fold over the past decade, leading to more students and families borrowing more than ever.

Though Obama's proposal does not fix the student loan issue, it's certainly a step in the right direction. Hopefully, it does not end...

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Pro Football Players Steve Weatherford and Sidney Rice to Donate Their Brains to Science

(0) Comments | Posted March 4, 2015 | 11:00 PM

Each year, more than two million Americans sustain a traumatic brain injury. This month is National Brain Injury Awareness Month, which shines a light on those who have sustained brain injuries, as well as those working to prevent and treat brain injuries.

Earlier this week, New York Giants punter Steve Weatherford and former NFL wide receiver Sidney Rice announced they will be donating their brains to science. Both Weatherford and Rice have suffered multiple concussions during their professional careers. Weatherford estimated that he suffered at least two concussions, while Rice, estimated that he has suffered at least 15 concussions during his career. When asked about his decision to retire, Rice told Reuters: "It was more about being able to function later on down the road, to live a healthy lifestyle. You know, be able to play with my kids."

The NFL said concussions dropped from 148 incidents in 2013 to 111 incidents in 2014. Though this is the case, brain injuries suffered when playing the sport remain a serious concern. NFL players who have sustained concussions have experienced memory loss, depression, chronic traumatic encephalopathy (CTE), and some have even committed suicide. Last September, PBS reported that 76 of the 79 former players examined suffered from degenerative brain disease.

Last month it was announced that a settlement worth about $1 billion was close to being finalized which would compensate players for head injuries suffered during their careers. More than 4,500 former players had sued the NFL, accusing the league of hiding the dangers of traumatic head injuries. The Silk visualization below maps the total number of games missed due to concussions/brain injuries by team from 2012 through 2014.

Data from
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Ten Apps that Can Make Your Life Easier

(1) Comments | Posted February 7, 2015 | 5:27 PM

Earlier this month, the American Psychological Association released their annual Stress in America report. Not surprisingly, according to the report, millennials are the most stressed-out generation, followed by Gen X.

Feeling stressed? Below are 10 apps that can make your life easier.

Udemy

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8 Eye-Opening Facts About Vaccines

(1) Comments | Posted February 6, 2015 | 4:54 PM

In 2000, measles was eradicated in the United States, but has recently re-emerged and infected over 100 people in at least 14 states. Many doctors point to parents not vaccinating their children as the reason the virus is now spreading in the United States. Though the vast majority of Americans...

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10 Super Bowl Facts Not Related to #DeflateGate

(1) Comments | Posted January 31, 2015 | 12:54 PM

This year 184 million Americans will watch the Super Bowl and over 40 million will host a Super Bowl party. Below are ten interesting facts, not related to deflate-gate.

$500,000 Fine

That's the amount of money Seahawks running back, Marshawn Lynch would have been fined if he did not speak with the media leading up to the Super Bowl.

395,000 Halftime Tweets
For Twitter, halftime is king. According to Twitter, last year over 100,000 Tweets were sent at kickoff and 125,000 at the end of the game. However, halftime trumped both, with almost 400,000 Tweets.

325 Million Gallons of Beer
More than 325 million gallons of beer will be guzzled during this year's Super Bowl, and as Forbes notes, that's more than a gallon of beer for each person in the United States. This is also enough beer to fill an Olympic-sized swimming pool.

13.5 Million Puppy Bowl Viewers
Last year, a record 13.5 million watched Animal Planet's Puppy Bowl instead of the Super Bowl. This year, don't be surprised if that record is broken once again.

48 Million Will Order Takeout
To put this number in perspective, more Americans will order takeout than the entire population of Canada.

12.5 Million Pizzas
More pizzas are sold on Super Bowl Sunday than any other day of the year. New Year's Eve, Halloween, the night before Thanksgiving, & New Year's Day round out the top five. With 12.5 million pizzas expected to be ordered this year, corrugated box makers are being pushed to the limit. Pizza Hut alone, expects to deliver two million pizzas on Super Bowl Sunday. Viewers will also consume more than 1.25 billion chicken wings and 11.2 million pounds of chips, but vegetables will actually be the most consumed food on Super Bowl Sunday.

10.8% Surge in Porn Consumption
Last year, following the Bronco's agonizing defeat, porn viewership in Denver surged by 10.8%. Similarly, Patriots fans also turned to porn in increased numbers after their Super Bowl loss in 2012.

12,000 Joints

Junk food isn't the only thing people will be consuming on Sunday. A Seattle marijuana retailer is hurying to roll 12,000 joints in preparation for Super Bowl Sunday.

15% more likely to get a DWI
Unfortunately, it's not surprising that drunk driving arrests increase on Super Bowl Sunday. According to KIMT News, people are 15% more likely to get a DWI on Super Bowl Sunday than all other Sundays combined.

Glendale Lost $2 Million
Most people think that Super Bowl host cities rake in the cash, however that's not necessarily the case. In 2008, when the city of Glendale last hosted the Super Bowl, the city lost $2 million. This year, the Glendale mayor expects to lose money once again.

This also appears at

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Five Fabulous Fitness Wearables that Were Successfully Crowdfunded

(0) Comments | Posted January 28, 2015 | 10:35 PM

Today many many startups look to crowdfunding as a source of financing. According to Score.org, a nonprofit organization which mentors small businesses, crowdfunding has increased 18-fold since 2009 and now tops $10 billion. The fitness industry is no exception. Below are five successfully funded crowdfunding campaigns for fitness...

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5 Facts About Social Media Usage Today

(1) Comments | Posted January 21, 2015 | 5:23 PM

Earlier this month, the Pew Research Center released findings from a September survey of more than 2,000 American adults regarding their social media usage. As the report shows, Facebook is still king, but other platforms grew at a higher rate. Below are five findings from the...

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5 Colleges With Data Breaches Larger Than Sony's in 2014

(0) Comments | Posted January 15, 2015 | 7:48 AM

We have all heard about the damage caused by the Sony Hack. However, as I posted last week, the Sony Hack was not even one of the top thirty largest data breaches of 2014 in terms of number of files breached.

According to information from the massive database...

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32 Data Breaches Larger Than Sony's in the Past Year

(0) Comments | Posted January 8, 2015 | 8:31 AM

In late November, hackers breached Sony's servers and leaked a wide range of data. This included internal documents on Sony employees and actors, as well as copies of unreleased Sony movies such as Annie, Mr. Turner, Still Alice, and To Write Love on Her Arms. This led to led to...

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#GiveAMeal This Holiday Season

(0) Comments | Posted December 24, 2014 | 2:37 PM

Since November the United States has been free of the Ebola Virus. However, that's not true for other parts of the world. One such country is Sierra Leone.

For over seven months, the Ebola Virus has spread throughout Sierra Leone and continues to impact the country today. Just yesterday,...

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The Four Most Dangerous Cities for Pedestrians

(0) Comments | Posted December 22, 2014 | 2:07 PM

Each year, thousands of pedestrians are killed by drivers in the US. Earlier this year, Smart Growth America released, "Dangerous by Design," which tabulates pedestrian deaths broken down by states and metro areas from 2003 to 2012. Each location is given a "Pedestrian Danger Index" (PDI) score, which...

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Minnesota Appeals Court: Whistleblower Verdict Against Globe University Stands

(0) Comments | Posted December 18, 2014 | 1:48 PM

This Monday, a Minnesota appellate court panel upheld a jury's verdict ordering Globe University to pay $395,000 in compensatory damages to Heidi Weber, a former academic department head for the university. Weber sued the school after she was terminated in retaliation for raising concerns about about deceptive practices...

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