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Kyle McCarthy
Kyle McCarthy is co-founder of, a nonprofit organization dedicated to fundamental reforms to the way in which higher education is paid for in America. For his work on this issue, Kyle was listed as one of "10 advocates fighting for student loan reform." Kyle currently works in tech in San Francisco. Connect with Kyle on Twitter @KyleMcCarthyism

Entries by Kyle McCarthy

Five Facts About Social Media Usage Today

(1) Comments | Posted January 21, 2015 | 6:23 PM

Earlier this month, the Pew Research Center released findings from a September survey of more than 2,000 American adults regarding their social media usage. As the report shows, Facebook is still king, but other platforms grew at a higher rate. Below are five findings from the...

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5 Colleges With Data Breaches Larger Than Sony's in 2014

(0) Comments | Posted January 15, 2015 | 8:48 AM

We have all heard about the damage caused by the Sony Hack. However, as I posted last week, the Sony Hack was not even one of the top thirty largest data breaches of 2014 in terms of number of files breached.

According to information from the massive database...

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32 Data Breaches Larger Than Sony's in the Past Year

(0) Comments | Posted January 8, 2015 | 9:31 AM

In late November, hackers breached Sony's servers and leaked a wide range of data. This included internal documents on Sony employees and actors, as well as copies of unreleased Sony movies such as Annie, Mr. Turner, Still Alice, and To Write Love on Her Arms. This led to led to...

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#GiveAMeal This Holiday Season

(0) Comments | Posted December 24, 2014 | 3:37 PM

Since November the United States has been free of the Ebola Virus. However, that's not true for other parts of the world. One such country is Sierra Leone.

For over seven months, the Ebola Virus has spread throughout Sierra Leone and continues to impact the country today. Just yesterday,...

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The Four Most Dangerous Cities for Pedestrians

(0) Comments | Posted December 22, 2014 | 3:07 PM

Each year, thousands of pedestrians are killed by drivers in the US. Earlier this year, Smart Growth America released, "Dangerous by Design," which tabulates pedestrian deaths broken down by states and metro areas from 2003 to 2012. Each location is given a "Pedestrian Danger Index" (PDI) score, which...

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Minnesota Appeals Court: Whistleblower Verdict Against Globe University Stands

(0) Comments | Posted December 18, 2014 | 2:48 PM

This Monday, a Minnesota appellate court panel upheld a jury's verdict ordering Globe University to pay $395,000 in compensatory damages to Heidi Weber, a former academic department head for the university. Weber sued the school after she was terminated in retaliation for raising concerns about about deceptive practices...

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5 Things That Cost More Than You Will Make in Your Lifetime

(0) Comments | Posted December 13, 2014 | 12:11 PM

According to a report published by the Georgetown University Center for Education and the Workforce, the average American will make between $973,000 and $3.65 million over a lifetime. As the report highlights, the higher level of education, the higher average lifetime salary.

Here are just a few...

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5 Terrifying Things About Black Friday

(3) Comments | Posted November 27, 2014 | 9:26 PM

Black Friday marks the kickoff of the holiday shopping season and generally is the busiest shopping day of the year. Last year nearly 150 million Americans went shopping on Black Friday, spending more than $57 billion.

At Silk, we often create visualizations from data. Silk is a...

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More Problems for Globe University

(1) Comments | Posted October 22, 2014 | 12:46 PM

Last week it was reported that the Pentagon placed Globe University and Minnesota School of Business on probation and the schools were barred from receiving some military educational benefits. A table of the schools listed on probation can be seen below.

Data from

The money the schools receive from the Department of Defense does not affect the the millions of dollars that Globe/MSB schools receive from the GI Bill.

Data from

Globe University and Minnesota School of Business make up part of Globe Education Network, a group of family-owned and managed for-profit colleges. Globe is currently being sued by the Minnesota Attorney General for deceiving criminal justice students and leaving them deep in debt.

The lawsuit from the attorney general is not the only legal trouble the school has been involved with. Last year, a jury ruled in favor of former dean, Heidi Weber, who sued the Globe for wrongful termination. Weber accused the school of manipulating and deceiving students and using inaccurate job placement rates. Last year current and former students of Globe/MSB also filed a class action claim against the schools, accusing the schools of misleading and lying to prospective students about job-placement rates, ability for students to transfer schools and...

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Bill Maher Wants to #FireKline

(0) Comments | Posted September 16, 2014 | 7:26 PM

This past Friday, Bill Maher announced Rep John Kline as the winner of his #FlipADistrict Campaign, a contest which Maher created to find the worst representative in the country and oust them from office. Maher had called on viewers of his show, Real Time, to take to social media to...

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Despite Accusations Of Fraud And Deception, Will Globe University Be Expanding To Your State?

(0) Comments | Posted August 14, 2014 | 9:08 AM


If you live in California, Colorado, Florida, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Michigan, Missouri, North Carolina, North Dakota, New Jersey, South Carolina, Texas, Virginia, or Washington, the answer is probably yes. That’s because, this year, the owner of Globe University has registered to do business in...

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#FireKline: Congressman John Kline Advances to 'Flippable Four' in Bill Maher's #FlipADistrict Campaign

(1) Comments | Posted July 17, 2014 | 2:03 PM


On his show, Real Time, Maher has been calling on viewers to nominate and vote for the worst members of Congress for his #FlipADistrict Campaign. Once a "winner" is chosen on September 12th, Maher plans to throw that member of Congress into the...

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#FlipADistrict: Three Ways Kline Is Hurting Working Families

(0) Comments | Posted May 5, 2014 | 3:56 PM


Bill Maher is in search of the worst member of Congress, and he has been calling on his viewers to cast their votes on social media with the hashtag, #FlipADistrict. The "winning" member of Congress then gets the grand prize of...

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Twitter Campaign Sends Kline to "No. 1" in Bill Maher's #FlipADistrict Contest

(2) Comments | Posted April 29, 2014 | 8:26 PM

Recently, we at nominated Representative John Kline for Bill Maher's #FlipADistrict campaign, which aims to find the worst representative in the country and oust them from office. On his show, Real Time, Maher is calling on viewers to take to social media to nominate and vote for the worst...

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The Democracy for America Netroots Nation Scholarship Competition

(1) Comments | Posted April 26, 2014 | 5:41 PM


Last year, I had the opportunity to attend Netroots Nation in San Jose, which was made possible through the Democracy for America Netroots Nation Scholarship program. This year, Netroots Nation heads to Detroit July 17-20 and has over 40 trainings scheduled...

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Flip a District: Fire Kline

(1) Comments | Posted April 2, 2014 | 1:48 PM


In 2012, my colleague, Robert Applebaum wrote a petition in support of HR 4170: the Student Loan Forgiveness Act, which was signed by more than one million people. The legislation was designed to lend a helping hand to...

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Globe University Owner: "Sell! Sell! Sell!"

(0) Comments | Posted March 11, 2014 | 5:22 AM

In July of 2012, after a two-year investigation, the Senate HELP Committee released a scathing report on the for-profit college industry. The investigation found that many of these schools charge a much higher tuition, have lower graduation rates, saddle more students in debt and often have higher student loan default...

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Hundreds of Inequality for All Watch Parties Organized Nationwide, Including San Francisco

(0) Comments | Posted February 26, 2014 | 3:11 PM

The topic of income inequality is certainly heating up across the country. One reason for this is the movement surrounding former Secretary of Labor, Robert Reich's documentary, Inequality for All.

Earlier this year, to mark the 50th Anniversary of the War on Poverty, the team behind the film partnered with concerned citizens, advocacy groups, churches and others to organize the 50-State-Capital Screening Tour. This was followed by a nationwide webcast at colleges across the country last week and over 700 watch parties scheduled to show the film this week.

As Reich notes in his documentary, "of all developed nations, the United States has the most unequal distribution of income." Income inequality in big cities exceeds the national average, and in San Francisco, this is more evident than almost any other major U.S. city. A recent Brookings Institute report lists San Francisco as having the second greatest income inequality among U.S. cities, where the city's wealthy households have much higher incomes than in any other major city.

This Thursday, Democracy for America has organized Inequality for All to be shown at over 700 watch parties in 49 states followed by a strategy call with Secretary Reich and Senator Elizabeth Warren aimed at changing the dialogue on income inequality. Several watch parties are being held in the Bay Area, including one at the Mutiny Radio studio in San Francisco's Mission District.

"We make the rules of the economy -- and we have the power to change those rules." -Robert...

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Too Close for Comfort: One Family-Managed Group of For-Profit Colleges' Curious Relationship With Preferred Lender

(0) Comments | Posted February 5, 2014 | 2:01 PM

For the past few years, Globe Education Network schools have faced intense scrutiny for, among other things, their high price tag, poor graduation rates, leaving students deep in debt, and even consumer fraud. Today, the Globe Education Network (GEN) consists of nearly 30 schools, which are owned or partially owned...

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10 Fun Facts About the Student Debt Crisis

(7) Comments | Posted January 22, 2014 | 4:30 PM

1.) Bigger than Most Countries
Currently, more than 40 million Americans hold student debt. The population with student loans is actually greater than the entire population of Canada, Poland, North Korea, Australia and more than 200 other countries. It's also about four times greater than the population...

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