iOS app Android app

LearnVest is a program for your money. Read our stories, use our tools and talk to a Planner about getting a financial plan designed for you.

LearnVest Planning Services is a registered investment adviser and subsidiary of LearnVest, Inc. that provides financial plans for its clients. LearnVest Planning Services and any third-parties listed, discussed, identified or otherwise appearing herein are separate and unaffiliated and are not responsible for each other’s products, services or policies.

Entries by LearnVest

9 Bad Shopping Habits You Should Ditch by 30

(1) Comments | Posted December 18, 2014 | 4:51 PM

It's the holiday season, and you know what that means: It's time to talk strategy.

No, not the kind that will help you beat out the throngs of crazed shoppers to score the best deals on this year's hottest gifts.

We're talking about a strategy session to help you kick the not-so-stellar...

Read Post

Money To-Dos for Your 20s, 30s, 40s and 50s

(0) Comments | Posted December 11, 2014 | 4:08 PM

They say wisdom comes with age--but it's never too early (or late!) to start making smart money moves.

How do we know?

Well, after culling some of the most popular goals that our premium LearnVest users are working toward, we found that the more things change, the more things...

Read Post

I Rebelled Against My Parents' Frugal Ways -- and Paid For It

(8) Comments | Posted December 7, 2014 | 12:24 PM

In our Money Mic series, we hand over the podium to people with controversial views about money. These are their views, not ours, but we welcome your responses.

Today, one woman shares how her parents' once-embarrassing frugal tendencies are the very habits that she's now trying to emulate --...

Read Post

5 Ways a Holiday Savings Account Can Help Save Your Budget

(0) Comments | Posted December 4, 2014 | 3:46 PM

You know what they say: Nothing is certain in life except for death, taxes... and the pressure to overspend during the holidays.

Oh, wait. That's not how the maxim goes -- although maybe it should.

Because, sure enough, the season of financial temptations is right around the corner, which means...

Read Post

What It Takes to Banish Bad Money Habits

(0) Comments | Posted November 24, 2014 | 8:09 PM

If you've ever experienced a sense of euphoria after paying off your credit card in full or purchasing a piece of furniture that finally completes your living room, you know that our relationship to money isn't just a purely economical one.

There's a big psychological component, too.

And this is...

Read Post

You Can Train Your Brain to Make Smarter Money Decisions. Here's How

(1) Comments | Posted November 20, 2014 | 2:05 PM

They say money can't buy happiness, but who hasn't pictured how wonderful life could be if you bought that must-have tech gadget or new set of wheels?

Of course, you've probably also experienced the letdown that accompanies the realization that such purchases don't actually provide the lasting euphoria you'd imagined.

Read Post

8 Best Apps for Saving Big This Holiday Season

(0) Comments | Posted November 18, 2014 | 4:40 PM

Menus. Stocking stuffers. Festive décor. Travel plans.

The to-do lists you're already scribbling for the upcoming holiday season likely feel endless -- not to mention packed with pricey items to purchase.

Fortunately, you don't have to pay an arm and a leg -- or even full price -- to ensure...

Read Post

You're Finally Debt-Free. Now What?

(0) Comments | Posted November 13, 2014 | 9:19 PM

When Bianca Osbourne* went away to college, she had a lot of new experiences to acclimate to: living on her own, exploring a new city... and opening up her first credit card.

As soon as she turned 18, she was inundated with card offers and started spending like crazy --...

Read Post

The Career Confidence Cliff

(0) Comments | Posted November 12, 2014 | 3:00 PM

Picture two co-workers: While one is slightly timid about voicing opinions in meetings and spearheading projects, the other is clearly more ambitious, openly striving for a seat in the corner office someday.

Who's the man, and who's the woman?

Well, if the co-workers are relatively recent hires, there's a good...

Read Post

How to Trim $500 From Your Monthly Spending

(1) Comments | Posted November 4, 2014 | 2:04 PM


Think about how much sooner you might be able to accomplish those big financial goals you've been dreaming about -- buying a new car, saving up enough for a down payment on a house or finally finishing that home improvement project -- if...

Read Post

3 Crucial Money To-Dos for Every Decade of Life

(0) Comments | Posted October 30, 2014 | 4:47 PM

You know the saying, "Life is a marathon, not a sprint"? Well, it's actually a good money mantra, too.

Translation: All too often, we race through the nitty-gritty details of our finances and neglect to focus on crucial to-dos in the process -- like saving for retirement long before those...

Read Post

10 Money Things You Must Know After 50

(1) Comments | Posted October 23, 2014 | 6:12 PM

Birthdays that mark a new decade tend to prompt personal reassessment: In your 20s, starting your career may have been your focus. In your 30s and 40s, maybe it was the big goals you wanted to reach with your family.

But by 50, you may already feel like you've got...

Read Post

How I'm Saving 40 Percent of My Pay

(4) Comments | Posted October 17, 2014 | 8:18 PM

In our Money Mic series, we hand over the podium to people with controversial views about money. These are their views, not ours, but we welcome your responses.

Today, one woman shares how she went from being a spendthrift to saving nearly half of her income -- each month.


Read Post

14 Pieces of Wisdom Financial Planners Share With Their Friends

(0) Comments | Posted October 9, 2014 | 1:23 PM

Wouldn't it be great to have a Certified Financial Planner™ for a best friend?

Just think of all the advice you could get about how you might stay on track financially -- and how to make your money work harder for you.

Since most people don't have that kind of...

Read Post

Real-Life Grocery Budgets For 4 Common Households

(3) Comments | Posted October 2, 2014 | 3:43 PM

Grocery shopping sometimes feels like you're buying a car: Either you marvel at the great deal you got -- or get sticker shock after all the costs are added up.

Complicating matters is that no two grocery budgets are alike. Your spending depends on how big your family is, how...

Read Post

I Make 6 Figures -- And I Still Wouldn't Send My Kids to Private School

(48) Comments | Posted September 26, 2014 | 1:20 PM

In our Money Mic series, we hand over the podium to people with controversial views about money. These are their views, not ours, but we welcome your responses.

Today, one father explains why he was adamant about sending his kids to public school -- despite being a member...

Read Post

How To Budget For Life In The Big Apple

(1) Comments | Posted September 25, 2014 | 7:11 PM

There's no doubt that living in a metropolis like New York City can be exciting. There's never a shortage of entertainment options -- Broadway shows! Concerts! Museums! -- or shiny career opportunities for the ambitious.

But as any current (or former) New Yorker will tell you, it can also be...

Read Post

Women and Wages: Is the Pay Gap Smaller Than We Think?

(0) Comments | Posted September 25, 2014 | 3:24 PM

When it comes to the topic of gender equality, there is usually one issue upheld as an indicator of progress, or lack thereof: the wage gap.

According to the latest Census Bureau statistics, in 2013 women earned about 78 cents for every dollar men earned, up a mere...

Read Post

How $30K in IVF Treatments Nearly Tanked (and Then Saved) My Finances

(0) Comments | Posted September 19, 2014 | 9:57 AM

In our Money Mic series, we hand over the podium to people with controversial views about money. These are their views, not ours, but we welcome your responses.

Today, one woman shares how struggling to finance fertility treatments ultimately led to a total money transformation.

My husband, Tom,* and...

Read Post

The 8 Biggest Financial Mistakes Newlyweds Make

(0) Comments | Posted September 18, 2014 | 4:52 PM

As Alfredo A. Lopez, 31, approached his first anniversary, he noticed that he and his new wife, Edith, also 31, were spending more than he was comfortable with each month.

In an effort to gently address the problem, Alfredo decided to bring up the tricky topic using an unconventional approach:...

Read Post