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I Feel Guilty Because My Husband Makes More Money

Posted: 08/22/2012 10:59 am

It was after midnight when Michael slipped through the front door. I could tell he was trying hard not to wake me--the way he gently closed the door behind him; the way he tiptoed over the hardwood floors; the way he undressed in the bathroom, his jeans whispering down his legs to the tiled floor.

But I had been awake since the moment his car door slammed in the back parking lot.

"It would have been nice to know when to expect you," I muttered to him as he pulled back the sheets in the dark. He looked startled.

"I told you I'd be working late," he finally said, sliding his glasses into their case and checking to make sure the alarm was set. "It's going to be like this for the next month or so."

"This is bullshit," I said, not ready to let him off the hook. "You're working all of this overtime, and you're not even being paid for it. They're taking advantage of you."

"Yeah, well, this is the startup environment," he said wearily, tired of having the same argument over and over. "This is how it is. I have to play the game if I want to be able to pay the bills."

I glowered, thinking back to the trip we'd taken for our four-year wedding anniversary, several months before. Upon arriving at our motel, he'd pulled out his laptop, saying there was "just one thing" he had to take care of, despite the fact he'd been granted a vacation day.

"You need to reevaluate your priorities," I said now, as I had said then. "You have a wife to come home to."

"I'm being a good husband," he said. "I'm taking care of you."

"I need more than money," I said, my body thrumming with anger.

"Well, maybe if your income was higher, I wouldn't have to work so hard."

This was the point in the conversation where my head usually exploded.

Even When We Weren't Fighting About Money, It Was Always There
As a couple with wildly divergent incomes, this issue was always there, lurking in the background. No matter how far removed an argument was from our finances, at the climax of each disagreement he would throw his breadwinner status in my face, as if to say I had no right to complain about anything. He was, after all, carrying me. He was carrying us.

It enraged me.

When we first met back in 2004--at a strip mall Dunkin Donuts in North Jersey -- I had just been laid off from my first post-college job. Only 23 at the time, I was already collecting unemployment checks and, on top of that sparse income, did nightlife reviews for Shecky's and handed out food samples at Pathmark. The food sample gig was demoralizing, and the reviews barely covered bus fare into the city, but I prided myself on being an independent woman. I insisted on splitting every date-night dinner check.

Around the same time, I also dug myself into $10,000-deep holes five times in about five years (not to mention my student loans and car payments). I racked up credit card debt from buying pretty dresses and piles of paperbacks and home décor. When the interest rates on my cards shot up, I fell behind, and things spiraled out of control. My family bailed me out the first three times. Michael bailed me out the fourth. When it happened a fifth time, I cried when I told him, because it was no longer just my problem. It affected both of us. I gave him all my cards and stopped using them entirely. It took me a few years to finish paying off the last of that debt.

As Time Went On ...
By the time we ended up buying a condo together, I had a job working full-time for an academic book publisher. But even though Michael was an underpaid direct mail copywriter back then, my salary still couldn't hold a candle to his. I was saddled with guilt by the fact that he had to singlehandedly cover all the household bills while I only bought groceries and paid down my debt.

I knew he was feeling a lot of pressure to keep us afloat, and I wished I could contribute more. Still, as time went on, I found myself relying on Michael more and more.

(Was the issue about feeling taken for granted? One study shows a simple thank-you could save your relationship.)

Where We Are Today
I had always dreamed of devoting myself to my writing. To prepare, I took continuing ed classes, attended networking events and read a ton of books on freelancing, writing and business. After our wedding, I had a chat with Michael about going full-time freelance. He said he'd support me, but that I had to show results within a year. Within six months, I had matched my previous salary.

So now I'm a full-time freelance writer. I've done okay for myself, and have even managed to pay off my credit card debt. But Michael's salary has tripled since we first met, thanks to a career switch from copywriting to web development. No matter how much I accomplish, I feel as if I'm not contributing enough. I feel worthless.

I feel as if the things I'm most proud of (like writing a book proposal and signing with an agent, or appearing on a panel for the American Society of Journalists and Authors, or launching a "starter kit" for writers that tripled my mailing list but didn't bring in any money) don't count.

Why I Would Never Want a Corporate Job
Still, I could never go back to the corporate world; freelance life has ruined me for that. I also can't bring myself to hustle harder, going to great lengths to land even more writing assignments. I worked hard to build up a valuable network, and I made my current successful freelancing happen, but I'm not the type (especially not anymore) to spend nights and weekends developing query letters and executing complex marketing plans.

I value work-life balance more than I value career growth, and to be honest, I'm not sure what I'm working toward. I don't know if I want anything more than to work on writing a book and teach yoga (I signed up for teacher training in January) and be a mom. The motivation and zeal is no longer there.

I get to roll out of bed at 7:30 or 8:30 a.m., lose myself in a cup of coffee as I catch up on emails, and work on everything from ghost-tweeting and ghostwriting books to helping clients manage their social media, writing freelance articles, doing some career coaching, managing my own blog and monthly newsletter and developing an online community. I can generally fit a yoga class into the day and knock off work around 6.

I make, on average, maybe $30,000 a year (working part-time hours, truthfully). It goes up and down every year. To put things in perspective, I make about 26% of what Michael makes.

All the same, I'm happy.

How My View for the Future Aligns With My Husband's
All that seems to be missing is children, and we're working on that. I'm turning 32 and Michael is 33, and we've been trying to have a baby for two years now. We're on our second round of intrauterine insemination (IUI) now and the plan has always been for me to work from home to be with the kids. It's one of the main reasons the freelance life appeals to me.

As for our money issues, I'm sure having kids won't make things any easier, but I know we're strong enough to work through it.

(Wondering how money might affect your relationship? More on that here.)

We've also been trying to sell our condo for as long as we've been trying to have a baby, but the value has dropped so low we'd lose too much money by selling right now, so we're planning to rent out our condo once we buy a house. Thanks to Michael's salary, we're now at a place that we feel secure making that move, and we're in the process of buying a house through a short sale.

Here's Why I Don't 'Want It All'
Anne-Marie Slaughter recently wrote a piece for The Atlantic on "Why Women Still Can't Have It All." The media sphere exploded with commentary on why she was right, why she was way off base and why the phrase "having it all" was in itself problematic. (LearnVest interviewed guys for their views on the subject, and that exploded, too.) This was around the same time as the debate around Marissa Mayer's work-life balance. I tried to ignore the uproar. All these articles only made me uncomfortable.

When I explore this discomfort now, I realize that I don't really want to "have it all." Or, rather, the phrase "having it all" is different for everyone. For me, it means having a balanced life, as a writer and wife and mother and woman. A high-powered career doesn't interest me, though I wouldn't want to stop working completely.

Michael and I have always wanted the same, basic things: marriage, children, a house, fulfilling careers. When I was 5 years old, I wanted to be a writer. When I was in college, I wanted to be a writer. Now? I'm a writer. Though the details of what I'm writing change, I never get tired of working with words.

But then I think about how Michael's carrying me. How he's carrying us. And not wanting "it all" (in the conventional six-figure sense) makes me feel guilty.

All the same, we've been having the money argument a lot less than we used to. We're being better to each other in general. Once we both cool down from an argument, we're able to see the other person's side. All we can do is continue to support each other.

Steph Auteri is a freelance writer and editor who typically writes about sex. She has overshared in Playgirl, NerveBabble, the Frisky and other publications. Thank God her husband loves seeing his name in print.

More From LearnVest
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LearnVest is the leading personal finance site for women. Need help managing your money? Our free Money Center will help you create a budget. Our free bootcamps will help you take control of your money, cut your costs or get out of debt. And our premium financial plans--managed by LearnVest Certified Financial Planners--can help you chart a course for the future you want.

 

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It was after midnight when Michael slipped through the front door. I could tell he was trying hard not to wake me--the way he gently closed the door behind him; the way he tiptoed over the hardwood ...
It was after midnight when Michael slipped through the front door. I could tell he was trying hard not to wake me--the way he gently closed the door behind him; the way he tiptoed over the hardwood ...
 
 
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05:37 PM on 08/27/2012
I am 54 yrs old. My husband, of 4 1/2 yrs. passed away in Feb. 2009. I have been unemployed since the summer of '09. I've used all my savings. I have no health insurance. I haven't seen a doctor or a dentist in 3yrs. I would sell my soul to the devil to have the kind of "problems" this couple has.
03:36 PM on 08/27/2012
Whine, whine, whine!!! I can't even finish the article after reading about digging yourself into a pit not once but 5 times and having family pull you out THREE times. GROW UP!!! And Michael, RUN, as fast as you can. This woman will never be happy.
02:15 AM on 08/29/2012
My sentiments exactly. I became nauseated reading this.
02:05 PM on 08/27/2012
Get over yourself, woman! Stop buying the pretty dresses and racking up the credit cards, then you will be fine with 150,000 a year. If you want more then that, push yourself harder and not your husband.You cannot have a husband working a 9 to 5 day and making the same money. So stop complaining and look around you, how many people have far less. The last thing a hard working husband needs is a woman who complains constantly. Otherwise he might not be late one day coming from work.
HUFFPOST SUPER USER
jwn7
The middle is not left or right
12:52 PM on 08/27/2012
She cannot be made happy. He should run as fast as he can. Some are never satisfied with what they have. He is giving it his all and she wants more. Run buddy run.
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HUFFPOST SUPER USER
Peggy Simpson
11:40 AM on 08/27/2012
This woman is crying with two loaves of bread under each arm.
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HUFFPOST SUPER USER
Peggy Simpson
11:37 AM on 08/27/2012
The biggest problem with the under 30 crowd is they want it all and they want it now. They need to learn how to work for things. Ask any HS senior how much money he will be making at his first real job and they say, $50,000 a year. Raise the voting age to 30 so the Clueless Generation can't vote.
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HUFFPOST SUPER USER
Swimdude
11:04 AM on 08/27/2012
Yeah, my x-wife never felt guilty that I earned as much as 3 times as much as she did, and that she took 3 years off during our marriage to supposidly raise our daughter. She didn't feel guilty that we took great vacations every year to places like Germany, France, Hawaii and also visied her family in Washington DC or California every year. She didn't feel guilty when we bought her a new car and I got the 10 year old beater to drive. She didn't even feel guilty when she took 2/3rds of the money and assets I spent 20 years earning when we divorced. She is very happy to tell everyone who will listen how great our daughter is because she is a great mom. Funny, our daughter lives with me and has for 8 years. Aren't women great!
12:49 AM on 08/29/2012
Oh Swimdude, it sounds like you've been beaten up pretty badly and it sounds like you have good reasons to feel the way you do about women. It sounds like you had the misfortune of being married to a very selfish woman. But don't rule all women out. All of the things you wrote above is the makings of 1, just 1 woman. One woman did all these things to you. I have to wonder though if you ever just put your foot down as the man of the house and take control. It seems like this activity alo manifested itself in other ways in your home. You are a victim of abuse in every sense of the word. But don't hate women. All of them are not scavengers. But don't let anyone see you as easy and take advantage of you like that again. Good luck to you swimdude. Hope things get better for you.
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HUFFPOST SUPER USER
Swimdude
11:00 AM on 08/29/2012
I don't hate women. I also know all women aren't the same. However, I was married once, it didn't workout. I should have my financial wheels back under me within the next 4 years, so it will have only taken me 12 years to recover from marriage. I won't try it again. At 52 years old, if I tried it again with the same result I would be working until I am 80+ to recover. I would like to enjoy the time I have remaining, which I have been doing for nearly 10 years since my divorce. I don't mean to be rude but I know Women are no longer a luxury Item I can afford. This from a guy that basically has a 7 figure net worth. Best wishes....
09:41 AM on 08/27/2012
I hate to move away from the central point of the article, but how the heck did your husband go from being a copywriter to being a web developer? He basically went from being a writer to being a coder, despite a formal education in what I assume was media/marketing/writing, and spending endless hours working overtime as such. When did he have time to study and learn the vast array of knowledge and computer skills needed to be a web developer, let along one that commanded a 3x pay increase?! Even if he was making minimum wage, a 3x increase is till a lot - most jobs I look up starting require years and years of experience already as a developer, and that don't pay 3x above minimum wage. It boggles the heck out of my mind how some people land their jobs. 'Cause, and I mean no offense by this, your husband's career switch makes no sense to me. I know people who have been coding and developing for their whole careers who, since the recession, can't get a developer job worth a hoot. Case in point: me.

No wonder you felt guilty about not matching him. What next? He wins the lottery on accident? Jeez...
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Bolt V3
Obama: Bush's 3rd & 4th Terms. Vote independent.
09:13 AM on 08/27/2012
Wait, you're whining that 150,000 a year isn't enough? Are you serious?!

Here I am, still living at home to help my parents (one who is under-employed and the other can only find temp jobs) keep that home, gave up going to college to get a job and put all my plans on hold... and we're barely hitting 60k.

I would love to have a 150k yearly income. I could go back to college, then. My parents would never need to worry about money again. We'd be set at 150k.

How are you acting like you're in my position? That's offensive to those of us who are ACTUALLY suffering financial difficulty.
12:59 AM on 08/29/2012
Bolt V3, you are a good son. I hope your story inspires others. Your story reminds me of "It's A Wonderful Life", (one of my favorite Christmas movies). So hang in there and know you are doing a wonderful thing and your rewards will come Bolt. My life too would be fuller if I had that type of income. God bless you.
08:02 PM on 08/29/2012
Well said! Your situation merits real empathy and respect. The author of this article is just a complainer, and one with a very comfortable life that she can't even recognize. At 30k part-time, she's making more than the national average (30x2 = 60k full-time, and the median income for a female over 25 with BA degree is about 40k). Same stats, only for men, puts median income at about 53k. At 115-120k, her husband is making more than 2x the average, an impressive accomplishment for a copywriter who just magically became a developer one day. And they get to combine their incomes! They both defy most statistical averages, and she's complaining? What next? They win the mega lotto and she'll cry that they lose half to taxes?
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Ruben Santiago
09:07 AM on 08/27/2012
Lighten up, sister.
05:05 PM on 08/26/2012
You are a couple. You should be a team, and it should not be about "my money" and "your money" but "our money." Unless both spouses do the same job, there is always going to be one who makes more than the other. That said, you should cut your husband some slack on the work hours. You are a big girl and should be able to take care of yourself without his constant attention and companionship. You should be glad for what you have, and so should he.
01:08 AM on 08/29/2012
My feelings too. This situation didn't happen overnight. And the post by pickanysideandbedoomed about this guy's job sounds a little suspicious. He admits to being with his wife when she got the car. He is either a victim of abuse or a real pushover. Nice post.
04:50 PM on 08/26/2012
Well...there are so many people in this country who aren't making anywhere near the income you and your husband combined are bringing in. I, as a single woman, have no "husband-cushion" to cover my credit card debt (which was not racked up buying pretty dresses and home decor, but rather groceries, gas, necessary car expenses and once even part of my rent) and because of the economy, my thrival business is barely hanging on (I teach voice lessons for my bread and butter and am a singer, songwriter and actor). Service providers are the first to get hit in a recession. I'm not trying to bash you here, but I would like to encourage you to stop for a minute and be grateful for all you DO have already. That short sale house you're buying? That means someone else lost their home and who knows if they even have a roof over their heads at all anymore. Some women desperately want to have a child but there's no way they could afford the tens of thousands of dollars worth of in-vitro treatments to bear their own. Breathe, be grateful, live in each moment and stop reacting to your husband's late hours from that place of guilt. There's so much that is RIGHT in your life. You're really okay.
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jf12
Esta vez saldré como las otras y me escaparé.
11:02 AM on 08/28/2012
But she can't take as much credit for being ok as she feels she has the right to expect, and she doesn't want to feel forced to give her husband enough credit.
01:13 AM on 08/29/2012
This is a really good post. Most people would love to step in their shoes for awhile. She sounds like she would be a good candidate for WifeSwap.
04:32 PM on 08/26/2012
You want the things the money buys but you don't want to work as hard as it would take to earn the money and you whine when your husband does work hard enough to buy what you want - a house, the money for infertility treatments and the costs of raising children. Either decide to spend less, earn more or give your husband some credit for picking up the slack instead of complaining about it.
10:11 AM on 08/27/2012
Exactly..she sounds like a typical, attitude filled female. Not happy regardless of the situation and the outcome. WELL SAID !!
10:43 AM on 08/27/2012
I don't think there's anything 'typical' about her. There are tons of responsible women who realize savings are more important than pretty dresses, who pay off their own debt, support their partners, and don't complain about a household income of 150K.
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agb1953
Carson/Rubio 2016! Run Ben Run!
03:59 PM on 08/26/2012
You had to be bailed out of an unnecessary debt load 5 times and you're writing about money issues? Your household income is twice the national average and you're complaining? I can't wait for your husband to lose his job in this economy and you wind up living off just yours. I think your perspective will alter somewhat.
03:57 PM on 08/26/2012
Unless your husband is working long hours simply to work long hours (which I doubt, start ups are notorious), then count your blessings he is willing to do what he does (lot of guys won't). I do exactly what he has, have for 17 years now (my wife is sahm), and it is because of our choices we do it. We both have sacrificed (no frills lifestyle, non fancy cars, no go away vacations, no fancy clothing), long hours and pain commute for me, but it is what we chose, and I quickly tell my wife to stop when she says she feels guilty..... with the long hours, my recommendation is make it as good as possible..stay in touch, when working late, communicate, IM, phone, whatever, so you are in each other's lives..and if at all possible, have H work from home, if working late come home and work, or even see if a day of the week he can work from home...it makes the nights and weekends better to work from home, believe me.