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Leo Hindery, Jr.

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The Tax Man Cometh -- Just Not for Everybody

Posted: 04/12/11 10:31 AM ET

The tax man and Santa Claus have two things in common. Every year they 'cometh' -- just not for everybody. Santa doesn't visit those who've been 'bad,' and the tax man doesn't visit those who have high-priced lobbyists working for them.

The current best example of the latter -- best in both 'pertinence' and 'dollars' -- is General Electric Company, the nation's largest industrial company. "Best in pertinence" because GE's chairman and chief executive officer, Jeffrey Immelt, is now also Mr. Obama's chairman of the President's Council of Jobs and Competitiveness and because, according to the New York Times, GE spent $4.1 million last year on outside lobbyists to preserve favorable tax treatment for its earnings. "Best in dollars" because despite worldwide profits of $14.2 billion in 2010, of which $5.1 billion came from its operations in the United States, the company announced on March 23 that its American tax bill was none, nada, zilch.

And of course this isn't the first time that GE has drunk from the 'zero-taxes trough.' The company's consolidated tax rate from 2005 through 2009 was only 11.6%, including state, local and foreign taxes, and a mere 6.6% in 2009, compared to the 30.5% average for all the companies in the Standard & Poor's 500-stock index, according to Bloomberg Businessweek.

David Kocieniewski of the New York Times thoughtfully wrote that GE's extraordinary success at driving its U.S. tax rate to near zero, from around 30% in the mid-1950s, is the result of "an aggressive strategy that mixes fierce lobbying for tax breaks and innovative accounting that enables it to concentrate its profits offshore." GE's more than $200 million spent on lobbying Congress over the last decade (per the Center for Responsive Politics) and the tax avoidance schemes it produces with its massive 975-person tax department are no different in intent than the tax avoidance schemes that President Franklin D. Roosevelt wrote to Congress about in 1937, which, he said, "shift the tax load to the shoulders of others less able to pay and mulct the Treasury of the Government's just due."

Of course what makes all of this especially galling is listening to Mr. Obama deride in his January 25th State of the Union Address the "parade of lobbyists" who have "rigged the tax code to benefit particular companies and industries." He uttered these words just four days after, on January 21st, appointing as his "liaison" to the American business community the CEO of the company that (per Bloomberg News) spent in 2010 more on tax lobbyists than any other company or trade association in the country.

Having this important government post apparently gave Mr. Immelt no pause even in the few weeks immediately after his appointment, first in lobbying against Mr. Obama's very own tax proposal that would have limited the ability of companies like GE to defer even more types of overseas income and then in disingenuously calling for reform of the corporate tax code while all the while defending his company's zero U.S. tax rate in 2010 and its ongoing overseas tax avoidance schemes.

Is it any wonder then, with the economy-related personnel choices that Mr. Obama makes, which so often contradict both his campaign promises and his speeches as president, that 60% of those surveyed in a CNN/Opinion Research poll disapprove of his handling of the economy?

The underlying issue that needs to be confronted by the administration and Congress is narrowing greatly the entire spectrum of "tax avoidance," since the greater culprit here is ultimately our own government, albeit increasingly under the influence of big-business lobbyists. The degree to which members of Congress from both parties enact tax loophole after tax loophole that benefit their favored companies continues unabated -- so much so that corporate taxes, which accounted for 35% of all federal revenues in 1945, accounted for less than 9% in 2010. And the unwillingness of President Obama to stand tough on his campaign pledge to level the tax playing field between American and foreign workers -- and between the U.S. Treasury and the treasuries of our major trading parties -- is a mind-boggling disconnect given this country's extreme revenue shortfall in our current federal-budget-challenged strait.

Tax evasion, we all know, is the willful illegal failure to pay taxes that are due. Tax avoidance, on the other hand, is, generally speaking, the legal and ethical practice of paying only those taxes that are due, and no more. However, tax avoidance becomes inappropriate at a minimum and in some instances even unethical when it is the nation's major domestic and multinational corporations -- rather than the people's Congress -- which, through the efforts of their lobbyists, become the architects of the very tax avoidance schemes that they then take advantage of.

In my book, It Takes a CEO: It's Time to Lead with Integrity (Free Press, 2005), I wrote at length about what I believe is the equal and concurrent responsibility of American corporations to their shareholders, employees, customers and communities and to the nation. And this isn't an isolated view. It was fairly commonly held in the post-WWII era, and as long ago as 1981, ironically largely at GE's urging, the Business Roundtable formally adopted this broad sense of responsibility for all of its member companies. While this view was modestly 'qualified' by the Roundtable in 1997, it wasn't until 2004, in this current post-Enron age of selfishness, that it was completely abandoned by the Roundtable to favor only insiders and shareholders. Against this long, sensitive history, it's particularly hard to condone today the myriad tax avoidance efforts by GE and others that now rob our Treasury of its due and the middle class of the tax fairness to which they're entitled.

I never thought I would hear myself saying this, but the single U.S. president who in recent administrations got it right when it came to closing unwarranted corporate tax loopholes, especially the massive overseas taxation loophole, was Ronald Reagan, who supported changes that closed those loopholes and immediately led to GE and companies with similar tax practices to pay far higher effective rates, up to 32.5%.

And what do we hear from Mr. Obama, in sharp contrast to Mr. Reagan? Well, that Mr. Immelt "understands what it takes for America to compete in the global economy." With respect, Mr. President, a lot of us would beg to differ -- and differ a lot.

Since the start of the Great Recession of 2007 we've read often about the more than $2 trillion that has accumulated in the treasuries of the nation's major companies awaiting investment. I've written, as have others, that the administration and Congress need to put in place the incentives, tax policies and overall environment that would incentivize these companies to use these reserves to help create the millions of jobs needed to dig our economy out of the near jobless malaise it's mired in. But as Jason Zweig rightly pointed out in the Wall Street Journal , "much of that cash isn't in the U.S.; it is abroad." In fact, of the companies in the Standard & Poor's 500-stock index, "north of $1 trillion in undistributed foreign earnings or profits has been parked overseas to avoid U.S. taxes," much of it by now in illiquid 'American jobs-stealing' foreign factories that can't easily be repatriated.

For example, as Mr. Kocieniewski identified, for years even GE's abysmally low reported U.S. tax burden has been overstated because it includes taxes that will be paid only if the company brings its overseas profits back to America. As GE has expanded abroad, the portion of its profits intentionally steered to low-tax countries such as -- give us a break! -- Ireland and Singapore simply to avoid taxes has grown far faster than any associated revenues. Thus, over the last three years, although 46% of the company's revenue was in the U.S., only 18% of its profits were because of its offshore tax schemes and its 'transfer pricing' between and among its foreign offices, which has no economic justification.

Despite its CEO now being chairman of Mr. Obama's Council on Jobs, GE, since 2002, has in fact eliminated fully 20% of its American workforce while increasing overseas employment -- in that relatively short time, GE's accumulated sheltered offshore profits have, no surprise, risen from $15 billion to an almost unbelievable $92 billion. So when Mr. Immelt says that "GE's tax breaks protect American jobs" while he continues to ship high-quality American jobs to China and elsewhere and that he wants "reform of the U.S. tax code" while defending his company's tax schemes, it just doesn't compute.

By far the best analysis of the biggest of the ongoing abuses of our corporate tax system has been done by Peter Coy and Jesse Drucker of Bloomberg Businessweek (March 21-27, 2011) in an amazing piece of journalism entitled "Apple, Google May Profit on a Tax Holiday."

Coy and Drucker started off by tracing the sad evolution of Mr. Obama's consistent campaign pledge to "end tax breaks for companies that ship jobs overseas" to its abandonment on February 11 in the direction instead of the U.S. Chamber of Commerce-sponsored 'corporate tax code overhaul' that would be silent on this issue while at once giving these same companies yet another temporary 'tax holiday.' This so-called holiday would repatriate profits attributed to foreign operations at a 5.25% tax rate instead of the usual 35% rate, despite the fact that, according to several independent economic studies, a nearly identical holiday passed by Congress in 2004 ultimately repatriated a staggering $312 billion at the reduced tax rate while doing little or nothing to boost jobs or investment.

What we need as alternatives from the president, from his Council of Jobs and Competitiveness, and from Congress are:

  1. Incentives for American multinationals to attribute less not more of their profits to their foreign operations.
  2. Acknowledgment that the oft-proposed alternative pure "territorial system" of corporate taxation, which doesn't tax at all companies' foreign income, has its own significant disadvantages. A territorial system, as Coy and Drucker wrote, would further and perhaps even more "amp up the gains [to companies] from shifting income to low-tax jurisdictions."
  3. As analyzed extensively by the economists Rosanne Altshuler, Benjamin Harris and Eric Toder, consider cutting the corporate income rate to, say, 26% while (i) increasing the capital gains rate to 28% (the rate adopted in the Reagan-advanced bipartisan Tax Reform Act of 1986), (ii) taxing dividends as ordinary income, and (iii) eliminating unwarranted business tax breaks.
  4. Alternatively, consider a modest value-added-tax or VAT on the order of 5% that reduces both corporate income and payroll taxes and includes thoughtful exemptions. Perhaps more than any other single systemic initiative, this combination would spur investments, help America grow its way back to good economic health, and materially reduce the deficit. Replacing growth-choking taxes with a modest VAT while eliminating the incentives to move production out of the U.S. could also be the basis of a new grand bargain between progressives, who oppose slashing programs that millions of Americans depend on more than ever, and pro-business conservatives, who favor lower corporate and payroll taxes.
  5. Make honest taxation of carried interest part of any tax reform initiative. Investment professionals who earn what is in essence fee income investing other people's money at no risk to their own capital should not be eligible for the lower capital gains rate aimed at stimulating investment. Properly taxing riskless carried interest as ordinary income rather than as capital gain would bring upwards of10 billion a year to the Treasury (not the much lower3 billion 'scored' by the Congressional Budget Office and others).


President Obama says we have to retool our economy to "win the future." A key pillar of this initiative must be a corporate tax policy that helps U.S. corporations grow and prosper, incentivizes job creation here at home, ensures that corporate America makes their fair contributions to the fiscal needs of our country, and will encourage the kind of responsible corporate leadership that will allow this country to responsibly lead the worlds' economies in the future.

Leo Hindery, Jr. is Chairman of the US Economy/Smart Globalization Initiative at the New America Foundation and a member of the Council on Foreign Relations. Currently an investor in media companies, he is the former CEO of Tele-Communications, Inc. (TCI), Liberty Media and their successor AT&T Broadband. He also serves on the Board of the Huffington Post Investigative Fund.

 

Follow Leo Hindery, Jr. on Twitter: www.twitter.com/leohindery

The tax man and Santa Claus have two things in common. Every year they 'cometh' -- just not for everybody. Santa doesn't visit those who've been 'bad,' and the tax man doesn't visit those who have h...
The tax man and Santa Claus have two things in common. Every year they 'cometh' -- just not for everybody. Santa doesn't visit those who've been 'bad,' and the tax man doesn't visit those who have h...
 
 
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iflew
Pro Publiae Bonae
11:28 PM on 04/14/2011
Maybe it's only my opinion but I sure think the bottom 98% of income recipients are paying a disproportionately large share of tax.

Since the 98% outnumber the 2% getting the biggest breaks, it doesn't make sense for congress to favor their breaks especially when unemployment is more than 5%.

Must be the difference between democracy and a republic.
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SRPinPGH
Winter is coming
09:01 AM on 04/14/2011
If you hate the politically driven tax system we have as it is, then you should support the FairTax. Everyone pays, from the largest corporation to the drug dealer on the corner; no one's exempted, there are no loopholes. There's no way Congress can "reward and punish" through the tax code. The lobbyists all lose their jobs, along with the corporate tax attorneys, tax accountants, tax preparation and tax audit defense companies, and most liberating to the American taxpayer, the Internal Revenue Service.

Do you want "evolutionary" change, as proposed by Pres. Obama, or do you want "revolutionary" change?
10:36 PM on 04/14/2011
The flat tax is brutally regressive, and no version of it ever proposed comes even close to eliminating all deductions, exemptions. etc.
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kamact
Market Observer
12:14 AM on 04/14/2011
Consumers are taxpayers who should their business with GE until this company starts accepting it's responsibility
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Kringle
Resurrection of the Gifting Spirit
08:47 AM on 04/13/2011
Ever wonder how many corrupt politician's asses would clench to the size of peas if rather large numbers of US Taxpayers decided it was not in their best interests to withhold taxes from their paychecks?

Floating an interest-free loan to the corruption that has taken over the US Government does not seem to be in the US taxpayers' best interests.
01:16 AM on 04/13/2011
Well I will point out the obvious Leo.  You voted for him. Something happens to candidates once they get elected.  They turn into people we no longer recognize. I am assuming they just buckle with all the pressure coming from a million different directions. 

Perhaps the problem is the president isn't informed about people others recommend to him to take key roles.  So maybe his inner circle needs correcting.  The only explanation of why Jeffrey was chosen that I have heard is because he is a republican and thus pro-business. More like pro-Jeffrey.  So was this appointment a favor?  Payback?  Like minds?  Buddy elites?  Who knows, but I assure you Leo that "us conservatives" do not like Jeffrey at all and for all the reasons you mentioned above.  You can see however, that all the pressure to give Jeffery the boot have been ignored by this WH. 

BTW, earlier in your article you mentioned that companies in the S&P 500 stock index did pay 30.5 percent avg in corporate taxes.  If that is so how is it that corporate taxes have fallen as a percent of all revenue received over the years?  Do you want corporations to pay higher than 30 percent? 

I say make a deal with corporations and bring back that dough from overseas.  But there is a caveat.  They have 3 years to create jobs agreed upon between themselves and the government.  Get them to sign a contract of intent and if they don't produce have a claw back clause and tax the h.... out of them.  Hey, I could figure out an equitable deal that is realistic and fair for all. All I care about is creating good paying jobs and pulling this country up by its bootstraps and stop circling the drain. 

Is there a law that requires the government  use lobbyists?  If not, let's ban them as was promised.  I suspect that never happens because it is the lobbyists that write the bills and then legally interpret what they wrote to fit their agenda. So I am saying the lobbyists are smarter than the lawmakers and until that changes they will running circles around the best and brightest in Washington. 
10:31 PM on 04/14/2011
Here's a law for you. Double the minimum wage. and exempt from appliaction companies who find a way to pay at least an equivalent number of dollars to new hires. Make the effective date immediate.

Something tells me that we'll see enough new jobs created that the market place minimum wage will rise substantially from where it is, and everyone who sincerely wants a job will have one.

Oh, and economic growth will be gangbusters.
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kamact
Market Observer
12:23 AM on 04/13/2011
Corruption at all levels,...and it is now taught as "best practices"
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herkyc130
telling the truth and pulling the blinders off
12:11 AM on 04/13/2011
they should tell corporations that since the supreme court has bestowed personhood onto the corporations they should pay the same taxes as the citizens of the unites states, and even tax all funds made in profits overseas, fair is fair
09:55 PM on 04/12/2011
Awesome..... That means we can ALL stop paying taxes !!!!

We need to form workers into a co-op and launder the income through off-shore and Cayman Island banks. Then "We The People" can enjoy this loophole system that the Corporations have set up...

In a free and equal society obviously it's not wrong for the ordinary citizen to use the same loopholes? RIGHT???!?!?!? One year of ZERO taxes from the POOR and then the Govt may actually... no they WILL fix things... Of course they'll throw the 1,000s of average citzens in jail for trying this.... but what do we have to loose.... except a corrupt govt ????

NO TAXES in 2012 !!!!!!!!!!!!!!!!!!!!!!!!!!!!
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Blackdogsailing
Rootstrikers
11:05 PM on 04/12/2011
It's not too late to take that initiative in 2011
01:13 AM on 04/13/2011
Please pay your taxes. If you don't and end up in jail, other poor tax payers have to pay more to keep you there!
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Kai-HK
Don't Share My Wealth! Share My Work Ethic!
09:41 PM on 04/12/2011
Mr. Hinderly Jr.

Thanks for pointing out tax avoidance. It is a shame that 47% of the population pays no tax and 40% recieves more than it pays into the system. I am sure that your next article will point out the indignity of these free loaders getting a free ride off the backs of the other 53% of the population that is a prodcutive contributor to America.

Once we stop penalizing success and rewarding failure and sloth, we just might get this country up and running in teh right direction again.

Kai
11:22 PM on 04/12/2011
Noboby pays "no taxes" and you know it. Also, as Bill Gates and Warren Buffett are willing to concede, this country has given them far more than they have ever given in return. If so for them, how much more so for some nobody like you?

You know what? The reality is that our entire defense budget returns basically no personal dividends for anyone in this country other than multi national corporations, and the ultra wealthy. With things like infrastructure spending, education, and health care, the rest of us are expected to content outselves with "trickle down", while the largest earners still refuse to pay their true fair share for the conditions that make this the one country on the planet that they choose to reside in.

What we need is a system of true "user fees" where, after every time a stealth bomber delivers a "package" overseas designed to remind all concerned who the top dog is, a guy from the Pentagon stops at every mansion in the country and hand delivers a bill for a few thousand bucks. And every time that a carrier task force visits the Presian Gulf, they should just expect to have their credit cards debited for a million.

If I have to pay a couple of bucks to drive over a bridge I already own, why should corporations be allowed to hire a newly minted tax lawyer without having to drop a small fortune into the common school fund for the privilege?
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Kai-HK
Don't Share My Wealth! Share My Work Ethic!
11:57 PM on 04/12/2011
Oldpotsmuggler:

Thank you for pointing out an important fact, we benefit from having the rich in the United States. Bill Gates, after having started a company, created thousands of high-paying jobs, creating thousands of spin-off jobs in other companies, paying sales tax, payroll taxes, insurance, wages, and then paying business tax and corporate tax and finally capital gains taxes, he then opts to give his money to Charity. Warren Buffet the same! Another case for America to attract and support as many billionaires as possible since they create jobs and help the needy. In this case, a higher GINI coefficient is better!

Also thanks for pointing out the ridiculousness of our industrialized military complex. It is disturbing to me that provisions in many our government sourcing legislation that forces the military to buy from favored vendors and, more specifically, support unionized companies. It is really just a handover of wealth from the poor taxpayer to the entitled union rent seekers. We agree on so much.

Also, you make a good point about having to pay fees to drive over a bridge you won so big fat paychecks can be given out to public union employees and their rent-seeking management. These guys are bilking you out of millions in unnecessary fees.

Thanks again for pointing out how big government is taking from productive people like Mr. Gates and Mr. Buffet and wasting it to prop up politically favored union rent seekers.

You make good points.

Kai
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Kai-HK
Don't Share My Wealth! Share My Work Ethic!
11:33 PM on 04/13/2011
Oldpotsmuggler:

They deleted your post because it was deemed insulting and violated their TOU. I read through it and found it a bit on the front foot but not so much as to be insulting.

Will endeavor to address your points, as follows:

I agree, I was not being ‘intellectually honest’ when I addressed you above post. I wasn’t trying to be. I was trying to cleverly point out that the issues you listed have a flip side, that could be easily taken and supported.

True, I threw in the unions, but again, when you start pointing out beneficiaries of government policies and just throw out the tired and specious ‘rich and multinationals are stealing everything and the poor get nothing’ talking point, I would be remiss if I did not point out that a lot of the government rent seeking and redistribution that is going on actually goes from the rich to the unionized rent seekers since the rich pay a bulk of the tax, not the poor. They also are the reason you pay to cross bridges, not the rich. Sorry if that does not compute with your world vision. But I am open to learning something new if you can back up your claims with any type of factual data. Everything I have seen points to runaway spending, and an over reliance on the rich, which already pay more than their fair share.

Finally, Gates and Buffet both support free and open markets. So do I.

Kai
12:58 PM on 04/14/2011
You already admit that you took total and complete liberty with the truth when you stated that 47% of the population pays no tax. Therefore, you have absolutely no credibility here.

Then everything that you've followed up with is unsupportable talk radio sloganeering. And you want me to legitimize your drivel by taking it seriously.

But here is one ironclad fact. The kind of unregulated markets you seemingly advocate (unless, of course you're engaging in more hyperbole) lead very commonly to monopolies, because the cost to buyout competititon routinely exceeds the cost to actually compete.

Here's another fact. "Free markets" absolutely fail in the absence of an informed consumer, and the existence of consumers with the level of sophistication required by our complex existence absolutely depends upon the sort of universal education which we now have, and which replaced the "free market" education system that you would like to go back to.

(Oh, and then there's the minor fact that the most "pure" free market in this country is pot, and my multi million dollar successes there ultimately only bought me a criminal conviction and 25 year sentence.)
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Kai-HK
Don't Share My Wealth! Share My Work Ethic!
09:16 PM on 04/14/2011
Oldpotsmuggler:

A) Not sure that I admitted taking complete liberty with the truth:

http://www.macombdaily.com/articles/2010/04/08/news/srv0000007990149.txt

http://taxprof.typepad.com/taxprof_blog/2009/10/47-will-pay-0.html

http://www.pittsreport.com/2010/12/taxes-and-the-top-percentile-myth/

It is also important to note, that because of transfer payments, we incentivize people to stay poor. In effect raising their marginal income tax to a point that they lose money if they earn more money.

http://mises.org/daily/3822

B) The only monopolies in America are government sanctioned, such as public unions, utilities, etc. It implies that government intervention is a bigger problem with respect to monopoly creation than free markets are. So not sure how ‘ironclad’ your fact is

C) What free market has failed? The excessive amount of government intervention in the markets is responsible for every single market failure that has ever existed, & that applies to the Great Depression & Great Recession, which were primarily driven loose monetary policy & easy government credit, as well as bad policies created moral & financial hazards. Again, your assumed fact is wrong.

D) Actually pot is not the most ‘pure’ free market. The fact that it restricted by government laws, affects supply, which is what drives up the price, which is what helped you make your millions. If it was truly a free market, I could grow it & trade it whenever I wanted without government intervention. Again you are wrong.

Kai
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Carl Caroli
I just don't understand people
05:44 PM on 04/12/2011
The foxes have taken over the hen house. How do we get it back? We thought Obama was the man with the plan. He was, just not our plan.
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herkyc130
telling the truth and pulling the blinders off
12:15 AM on 04/13/2011
A National vote on campaign finance reform, it only works if you take that power out of the corporate politicians
01:18 AM on 04/13/2011
Ask the Tunisians or Egyptians.
05:02 PM on 04/12/2011
We need a comsumption tax. Give those under a certain income level a card so their purchases could be exempt or give them an annual refund. Give businesses the same equipment depreciation and give them tax credits for hiring for NEW positions. Allow tax credits for new businesses or locations. Drop all loopholes for business and rich. If you can't prove it increases jobs or tax revenue then it should be taxed. It's just that simple.
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thecreeksedge
05:00 PM on 04/12/2011
It is about time that the people, and thanks to the Supreme Court this includes corporations, who are consistently acting in ways that work to the detriment of America are at least called out. John Stewart does this, but the mainstream media is way to beholding to the corporations that own those outlets to expect a peep from them. Democrats must have the courage to "tell it like it is" over time and build a platform and a party that will finally energize ordinary Americans to act in their own self-interest. That would take some courage and conviction and probably sacrifice on the part of office holders who might not win re-election. But the nation requires a real alternative to the path on which we are on and the leadership must be political. The private sector will never take the need in enacting the reforms that are needed.
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Ron Shook
04:45 PM on 04/12/2011
Leo,

Or the correlary, "The Tax Man Cometh - Just Mostly for Those Who Can Least Afford It."

And the rich and powerful become ever more so. Finance and Health Care suck up some 20% each of GDP, perhaps 10% each for Defense and Agriculture, and about another 10-15% for Energy leaving the dregs of this uber-unbalanced economy for the rest of industry, construction and us. That's about as unsustainable as as a toothpic in a forest fire. No one can rightly defend the status quo in the face of that, and yet they do with great vehemence.

Oh, my!
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muysuave41
Spanish Olive Oil Producer
04:32 PM on 04/12/2011
Excellent piece, however the Washington crowd is tone-deaf when it comes to Main Street. It's as if the Belt-Way pols have no regard for the middle-class.
ByAndForThePeople
and corporations aren't people!
06:40 PM on 04/12/2011
After years of study, I think I can explain this phenomenon. Washington, DC, simply doesn't (as far as I've been able to discover) have a street named "Main". How are politicians to know what we're talking about when we discuss "Main Street"? Poor guys must be so confused...
03:41 PM on 04/12/2011
Would a tax return 'check-off" system allow us to pay for what we want to pay for, in taxes? You like war? Check-off. Like universal healthcare? Check-off. Want public education? Check-off.
ByAndForThePeople
and corporations aren't people!
06:42 PM on 04/12/2011
Well, that should make happy those people who don't want their tax dollars to pay for abortions, or public education, or food stamps. Seems like my desire not to pay for undeclared illegal wars and for yet-another-500'-yacht for the uber-rich would also be satisfied.
01:23 PM on 04/15/2011
I like the fact that you noticed that the "IRS Checkoff" would work for all! The only snag in the idea is that the "commons" (i.e., roads) could be used by those who don't "check off." I also haven't worked out the representative piece: how does the representative government make decisions--perhaps by a connection to the "checkoff?" I know it sounds absurd, but what is happening as we speak is that the "uber" wealthy are "seceding" from paying for the common good. My idea addresses that existing reality. How can the rest of us (we represent 90+%) refuse to pay for their do-dads and fun things the wealthy enjoy, like wars? (Maybe we would just share our nice roads with them, as a gesture of good will--or maybe they would pay a toll!) Thinkin; out loud, folks.