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Les Leopold

Les Leopold

Posted: February 18, 2011 09:05 AM

Maybe it's something in the water. Some potent little parasite has wormed its way into Washington, and now everyone's coming down with the disease: certifiable deficit hysteria. Politicians and pundits are all marching in lockstep chanting "Cut, Cut, Cut," fearing that if they don't they'll be assaulted by the right-wing budget police.

They rationalize the madness with the slogan "equality of sacrifice," a platitude that is supposed to make us feel better about destroying our public sector. For all the pompous pontifications, the real argument politicians are having is over which group of working Americans they should screw first. No one's asking Wall Street to sacrifice. The bankers and hedge fund gamblers are getting a free ride -- again.

You'd think this would be a good moment to mention that we wouldn't even be having these budget deficit hysterics right now if Wall Street hadn't just destroyed over $13 trillion dollars in wealth as well as wiping out several hundred billion dollars in yearly government tax revenues. Do we even remember that the reason 30 million Americans can't find full-time jobs is that Wall Street's reckless gambling crashed the economy? (If you still have any doubt about this, please see The Looting of America for the sad tale of how we got here.)

Instead, even NPR reporters (who may soon feel the sharp edge of the budget-cutting guillotine themselves) command us again and again to "Text, Twitter or Facebook us about what you think ought to be cut." PBS News Hour's Gwen Ifill seems to be on a righteous mission as she presses White House budget director Jack Lew over and over: "What about the entitlements, Mr. Lew? What about the entitlements, Mr. Lew?"

Yes, Serious People everywhere know that Social Security and Medicare cuts are inevitable and that their job is to nail those slippery pols down: How much? When? But suggesting that perhaps Wall Street should sacrifice something is too ludicrous even to mention. Serious People don't bring up issues that have been quarantined by deficit hysteria.

New Taxes on Wall Street to Help Reduce the Deficit?
But hold on, deep in the bowels of the president's budget you can actually find new Wall Street taxes. If you look real hard you'll see a category called "Total Reform Treatment of Financial Institutions and Products." Hmm, looks promising. Maybe they're proposing to finally tax the hell out of the derivative products that destroyed our economy a couple of years ago.

So, let's see. It says the total tax increases in 2012 come to ... $159 million? Million, not billion? Is that a typo? Is the decimal point in the wrong place? Or is this the new definition of "equality of sacrifice"?

Let's do the math: John Paulson, the hedge fund manager who earned $2.4 million an HOUR in 2010, could pay off the proposed tax increases for the entire financial industry personally -- by working less than two weeks.

But not to worry, Mr. P. You and your fellow hedge fund elites have been saved yet again by the deficit fanatics' exclusive focus on squeezing middle- and low-income Americans instead of you. No one's talking about closing the shameless tax loophole that allows hedge fund managers to pay only a 15 percent "capital gains" tax on their enormous incomes instead of the top income tax rate of 35 percent. Closing that tax loophole on just the 25 top hedge fund managers -- just 25 individuals! -- would pull in twice the revenue compared to freezing the wages of 2 million federal employees. Apparently the new math of "equality of sacrifice" means that 25 people equals 2 million.

To be fair, the president's budget does propose gradually raising financial taxes by a total of $33 billion over the next decade. Unfortunately that only amounts to 3.3 percent of the trillion dollars he's proposing to cut -- more Orwellian equality.

The nauseating ironies abound. The hedge fund managers are likely to pay a lower income tax rate than the families who find out they can't send their kid to college because Congress cut their Pell tuition grant.

It's one thing to have an in-depth debate over steeper taxes on financial billionaires and lose. It's quite another to see the entire debate buried by Democrats, Republicans, the media and just about every other force in society. Buried under great heaping mounds of deficit drivel.

Wall Street owes the American people.
And the American people, I am sure, would love Wall Street to make restitution for the damage it has done.

In a saner world, we'd be considering a wider menu of real financial industry tax increases. Taken together these would raise more money than all of Obama's proposed budget cuts combined:

  • Close the hedge fund loophole so that hedge fund managers have to pay the top income tax rate.
  • Enact a 50 percent surcharge on financial sector profits and bonuses until the unemployment rate drops below 5 percent.
  • Impose a small financial transaction tax on all short-term financial transactions. This would both raise revenue and tap the brakes on reckless financial gambling.


Together these taxes could raise federal revenues by $100 to $200 billion a year. In the process they would: a) reduce the size of Wall Street's dangerous casino economy; b) reduce the outsized pay packages of financiers, whose "innovations" contribute next to nothing to the real economy; and c) make our economy more stable by reining in the reckless gambling. (This would be a return to the post WWII practice of keeping Wall Street salaries in line with salaries of those in other fields with similar educational levels.)

But instead of looking for constructive solutions to our budget challenges, politicians are using deficit hysteria as an excuse to gut and privatize the public sector, invade the few remaining union strongholds, and turn working people against each other.

The budget axes are flying, but on Wall Street all is peaceful and calm. The new financial oligarchs are quietly collecting the happy returns from all the taxpayer dollars we gave them. They're back to flying high on their financial trapeze, making reckless bets in the hopes of outrageous returns. But no worries: Now more than ever, they've got a net. It comes in the form of an enormous implicit federal guarantee: If you fall, we will catch you (or actually, the taxpayers will). Because the institutions that were too big to fail in the last round are now way too big to fail. Remember, there now are even fewer of them and they are much bigger.

The obsessive focus on budget cuts keeps us from noticing that we, the people, now own billions of dollars of toxic assets (via the Federal Reserve) that once were rotting on the books of our largest financial institutions. We're the ones who are paying off the largest Ponzi scheme ever created. (If you want to really get a rage on, read the Financial Crisis Inquiry Report's account of how banks traded the most toxic slices of CDOs back and forth to create a make-believe market in toxic assets. You'll either want to free Bernie -- the sacrificial lamb -- or throw the whole bunch of them in jail with him.)

"Equality of sacrifice?" There ought to be a law against any politician uttering that phrase. But despite it all, something good is percolating. Financial billionaires are whining more and more about the criticism they are receiving for bankrupting our economy. One plutocrat even waved legal action at me for suggesting that maybe his financial "genius" involved some fraudulent activities. Think about it. If our financial titans are coming after lowly bloggers, maybe they're just a tiny bit worried. Maybe events in Tahrir Square or Madison have them spooked. Maybe they fear the sparks could ignite into a massive conflagration of demands for financial billionaires finally to pay up for the damage they have done.

Let's blow harder on those sparks.


Les Leopold is the author of The Looting of America: How Wall Street's Game of Fantasy Finance destroyed our Jobs, Pensions and Prosperity, and What We Can Do About It Chelsea Green Publishing, June 2009. He is currently working on a new book, How to Earn $900,000 an Hour: The Rise of Wall Street Billionaires and the One-sided Class War, (hopefully to be published in 2011).


 
 
 

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06:58 PM on 02/21/2011
Sooo correct! I applaud the author for the guts to say this on a widely read website.
I agree with him completely.
beachgirlchix
We Will Not Be Silent!
02:24 PM on 02/21/2011
Where do I sign up? I am going to show this article to all of my students Wednesday. Thanks so much for this!
06:58 PM on 02/21/2011
Hurray for you!
12:48 PM on 02/20/2011
I love it, righteous indignation. It is ridiculous that these hedge fund managers are taxed at the lower capital gains rate. Especially since any argument that lower capital gains taxation leads to economic growth, job growth, here in America has lost all validity. Capital markets are global and this no longer creates incentives to make productive investments here. The fact that this hasn't been done just shows that that Republicans have managed to sell the idea to everyone, or at least everyone that has any power to change this, that the deficits we have had for had for the last 30+ years are purely a spending problem and in no part a revenue problem. The idea that income tax cut after income tax cut would never break the bank. The idea that “trickle down” is anything but the chimera it has always been.

The other two revenue ideas have real problems. Attempting to tax financial transactions here would just lead to these being conducted at foreign exchanges. The imposition of a surcharge on financial sector profits would never fly politically, and is almost certainly not Constitutional (singling out one type of company, and anyway how do you define “financial sector?”).
12:08 PM on 02/20/2011
Few posts on this great article as they are being censored...rediculous...can't discuss the companies that created the financial crisis without being censored...
11:23 AM on 02/20/2011
Amazing how long it takes to get anything posted related to WS...amazing...
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rmarie
09:26 PM on 02/21/2011
It's not that amazing, you know who owns this site now.
11:17 AM on 02/20/2011
Great article...should be on the front page and the media should be talking about this. I am a firm believer they keep putting people like Sarah Palin in the spotlight to keep the financiers and hedge fund managers out of the media so they can remain in the backrooms making their deals...

The futures markets are destroying peoples' ability to afford the basics...food, gasoline, etc. and the MSM gives the casino atmosphere little to know attention...

How much press have you seen re. the merger of the NYSE and the German exchange...
07:01 PM on 02/21/2011
Pallin and those other schlubs are the smoke and mirrors show.
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Independent66
www.linkedin.com/in/harveyring
11:01 AM on 02/20/2011
It is a crime against America to see the same bankers who made huge bonuses for the years leading up to the financial bust make those same huge bonuses after the bust. This is aided and encouraged by the Feds by keeping interest rates low. So what is really happening here? The banks are refunding their balance sheets to off set their investment losses by leveraging borrowed Fed money and savers money, paying almost nothing to savers in return for their money and the Feds and investing in risk less debt instruments. Then bonuses are paid from these profits to executives and the rest goes onto their balance sheets to offset their investment losses from the housing bust. Boards of these banks are not acting in the best interests of their stockholders, customers or employees! But they sure are enriching the executives! What responsible Boards should be doing is pay NO bonuses until these same executives refund their balance sheets to an equivalent level to before the financial bust. I have seen an estimate for the money transfer from savers to bank profits of $350B a year. At this rate it will take several more years to fix the bank's balance sheets.
11:22 AM on 02/20/2011
This plan sounds great for the investors, but what about paying their fair share of taxes after the taxpayers bailed them out and they destroyed the economy....why should they only pay 15% capital gains?

Even if they recd no bailout money, why shouldn't they pay 35% in capital gains...
Why aren't their fees they charge their clients made public...ever tried figuring out how much they make off of their clients investments? They don't want anyone to know....such a game...
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Independent66
www.linkedin.com/in/harveyring
12:12 PM on 02/20/2011
I believe bonuses are taxed as current income, not capital gains, so this money is paying the highest marginal income tax rate. The money they make managing clients money is their business. If they make too much, the clients should complain, move their money, etc. The Fed announced QE2 and the banks sold their T Bills to the Fed and raked in several basis points of extra margin. Why didn't the Fed bypass the banks and save the money paid to them! It goes on and on! I think it stinks!
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mrclark
I search for the America I believed in as a boy.
10:05 AM on 02/20/2011
Our government like Wall Street is corrupt. The will of the people is something to be ignored while the looting or our national assets continues. These corporations that control our countries agenda are quite often multi nationals which do not pay taxes and do not care about how the American people or their children will do. All three branches are now corrupt and with the passage of "Citizen's United" the average American's voice has become much weaker. There are now two America's and those who parrot "companies should keep what they earn," show how little they really know about finance and what our country was built on which was fairness. When money has been made through fraud the perpetrators should not be allowed to keep their ill gotten gains, but in the America that is what is happening and it is perceived as acceptable due to the corruption.
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alafonse
It's definitely a crap-shoot.
06:23 AM on 02/20/2011
Heck yeah, tax Wall Street. We bailed out these criminals and it's more than high time they ante up some payback. Considering just their bonuses alone, it's obvious these thieves could pony up $100 billion in half a heartbeat.
Asking the US public to sacrifice while giving these guys the kid glove treatment is a slap in the face to every American who's out of work. It's a kick in the gut to ask any American to sacrifice yet more while these turkeys strut around humming "happy days are here again."
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waduvall
07:10 AM on 02/20/2011
Didn't the Feds make an estimated $45 Billion profit on the TARP payback in 2009? The only folks that haven't "anted up" are Freddie/Fannie (a pseudo government entity), AIG, and the auto companies. There are few things less pitiful than ignorant class warfare. This Leopold guy has been writing the same article for over a year now. I guess he is still trying to sell books.
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OliverTwist
Contrarian advocate for truth and justice
11:56 PM on 02/19/2011
I have to get it down on my record:

"But not to worry, Mr. P. You and your fellow hedge fund elites have been saved yet again by the deficit fanatics' exclusive focus on squeezing middle- and low-income Americans instead of you. No one's talking about closing the shameless tax loophole that allows hedge fund managers to pay only a 15 percent "capital gains" tax on their enormous incomes instead of the top income tax rate of 35 percent. Closing that tax loophole on just the 25 top hedge fund managers -- just 25 individuals! -- would pull in twice the revenue compared to freezing the wages of 2 million federal employees. Apparently the new math of "equality of sacrifice" means that 25 people equals 2 million."

Doesn't that say it all!

Add in the wars to benefit the oil companies and the tax breaks for millionaires while the big corporations make record profits in the middle of a depression.

We must be stoopid that we allow them to do this.

And some people actually cheer them on.

That's something else!
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pammygamherst
i'm not weird..i'm delightfully different
10:57 PM on 02/19/2011
there's a new religion the repugs follow now: the koch brothers and their 10 commandments
1. thou shalt extend bush era tax cuts for the wealthiest
2. thou shalt keep taxes low for hedge fund managers
3. thou shalt buy off congress with mega contributions
4. thou shalt increase taxes on the lower and middle-income families
5. thou shalt decrease spending by cutting social programs and defunding planned parenthood
6. thou shalt privatize gains and have the american taxpayer bear the losses
7. thou shalt have taxpayers bear the burden of bailing out wall street
8. thou shalt screw lower and middle income america
9. thou shalt screw even more lower and middle income america
10. thou shalt screw over many times lower and middle income america
01:02 PM on 02/20/2011
It all is pretty sad, the bail out of Wall Street and the banks, but they still have the nerve to want deregulation and want to cut more taxes, bomb Iran, and cut Social Security and Medicare.
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VBH1622
Die Gedanken Sind Frei
02:54 PM on 02/24/2011
and when the well in this country dries up

11. Thou shalt go to China and India and initiate the same process!
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nkurland
I'm going to leave this planet alive
09:25 PM on 02/19/2011
Don't you get it. Deficit reduction is being served up as an alternative to bringing tax rates on the wealthy back in line.
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Slim Dude
Oh, it looks good on YOU though...........
09:10 PM on 02/19/2011
I just did my taxes and see that I am getting favorable tax treatment for long-term capital gains from an emerging market mutual fund (which happened to be held in a taxable account, not an IRA). This made me wonder, why should my investment in emerging markets receive favorable tax treatment? For all we know, my investment helped build a new factory in China, which may have resulted in further offshoring of American jobs.

Wall street pundits like Larry Kudlow sell the lower capital gains rate by suggesting it promotes growth and job creation. Really? Actually, domestic growth can only be promoted by domestic investments. There are many asset classes that don't promote any growth - things like currencies, commodities, options and futures, and international and emerging market investments - these don't help the domestic economy at all.

Cap gains from these investments should all be taxed as ordinary income. I wonder how much money this would raise? But just to clarify one thing, if your investments are in a 401K or an IRA, you don't pay any taxes at all until you withdraw the money so my suggestion would only apply to taxable accounts.
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Slim Dude
Oh, it looks good on YOU though...........
08:03 PM on 02/19/2011
Thank you Mr. Leopold for saying what needed to be said. Your article is spot-on.
11:54 AM on 02/20/2011
Agreed and it should be on the front page...
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UberdanSounds
I make music(al), funnies.
11:43 AM on 02/19/2011
John Paulson $2.4 million an HOUR...$%*#! Is he by any chance related to the evil Hank Henry Paulson? 15% Tax rate?!?! Thats lower than what I was paying making $8/hr working at Starbucks wondering how I got into such a slave job.
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waduvall
07:34 AM on 02/20/2011
That number ($2.4 million per hour) is based on the assumption that Mr. Paulson works only 40 hours a week. Really??
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rmarie
09:32 PM on 02/21/2011
I don't give a damn if he worked 100 hours a week, $2.4 million/hr is insane. Insane.