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Mark Rosenman

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Taxes Are Not Charity

Posted: 09/04/2012 10:36 am

Some of the wealthiest Americans have started to contend that paying taxes and making charitable gifts are just about the same thing. Their failure to grasp the profound difference between the two presents a very real problem for nonprofit organizations and our democracy.

Mitt Romney epitomized this thinking last January when he tacked charitable contributions onto his taxes while discussing the percentage of income reported and paid on his 2010 return. He used the same calculus again a few weeks ago while defending his record and his refusal to release past tax returns.

It quickly spread: another multi-millionaire took a full-page ad in the August 20th national edition of The New York Times to oppose President Obama's tax proposals and said that "I realize paying taxes is a form of charitable giving in a sense...." Affirming such conservative and libertarian thinking, a Cato Institute official also declared that "Taxes are a form of charity."

Millionaires and other wealthy people argue that if they paid lower taxes, as they surely would under proposals put forth by Mitt Romney and in the House-approved Paul Ryan budget, they would give more to charity.

That assertion is directly contradicted by scholarly studies. We know that when taxes go down, people give less generously. Lower taxes mean that what scholars call "the price of giving" goes up; the value of the tax deduction per donated dollar is less.

The notion that the wealthy will pay out in voluntary contributions what they don't pay in mandatory taxes may seem an attractive proposition to some charities, but it just isn't so. While there may be more discretionary money in the pockets of millionaires, it tends to stay there. As a matter of fact, the wealthy give a smaller percentage of their income to charity than do moderate- and low-income people.

They also give to different charities than those with less income. The social psychologist Paul Piff who studies the effects of income on personal behavior has found that "The more wealth you have, the more focused on your own self and your own needs you become, and the less attuned to the needs of other people...." He has shown that wealth can make people "...more selfish, more insular, and less compassionate than other people."

Much of this has been known since 1990 when Terry Odendahl published Charity Begins at Home; wealthy Americans tend to support the nonprofit institutions that they themselves use. This includes elite universities, museums, operas and performing arts groups, as well as other cultural institutions and some hospitals and medical facilities. While such philanthropic activity is to be commended, few would consider these institutions to be on the frontline of charities dealing with today's most pressing problems.

And those problems grow worse with already inadequate government funding. Parks, playgrounds, roads and bridges, water mains and sewers, and the power grid are deteriorating, while efforts to save failing education, assure food safety, slow the shrinking of the middle class, alleviate poverty, protect the environment, protect and care for animals, and to address myriad other issues are all hampered by the money squeeze facing governments at every level.

While charitable support can and should be directed to solve these critical social, environmental and economic challenges, it cannot and ought not be seen as a replacement for government. We established government to hold enduring responsibility for America's public safety and welfare.

It is government that has the ability, through our democratically elected representatives, to identify and analyze threats to Americans' safety and welfare, to set priorities, and to propose and adopt appropriate responses. It is only government - at the federal, state and local levels - that has the legitimate power appropriate to these tasks. And we have given it the authority to tax us to secure the funding necessary to those purposes.

Neither civil society nor the market can fulfill the role of government, and to suggest that making a charitable contribution is the equivalent of paying taxes is to deny the legitimacy of democracy. It is to assert that individual discretion, that person-by-person preference, is an appropriate substitute for the deliberative processes of government in defining and advancing the common good, in attending to the national interest.

By claiming that they can make voluntary charitable contributions in lieu of taxes is for the wealthy to demand the right to decide what is best for the rest of us. It is the wealthy placing themselves outside and above the public will. It is an elite demand for undue and illegitimate influence in the democratic process.

This does not serve the nation or charities well. The tax money being diverted to millionaires' pockets will quite likely not make it to charities' bank accounts, especially not to those of organizations that try to serve the neediest among us.

In fact, the greed of millionaires who insist on lower taxes leads directly to the decline and actual decimation of government coffers to address myriad problems. That means that nonprofits will face growing needs of people and communities whose problems are made worse by declining government efforts at the same time that fewer tax dollars are available to support charities' programs.

The leaders of charities, in fact all people who care about the common good, need to challenge the notion that private avarice -- no matter what the false promise of additional philanthropy -- is no substitute for public responsibility.

Versions of this piece appear in The Chronicle of Philanthropy.

 
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Some of the wealthiest Americans have started to contend that paying taxes and making charitable gifts are just about the same thing. Their failure to grasp the profound difference between the two pre...
Some of the wealthiest Americans have started to contend that paying taxes and making charitable gifts are just about the same thing. Their failure to grasp the profound difference between the two pre...
 
 
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HUFFPOST SUPER USER
wtf is this
It depends.
11:17 PM on 09/06/2012
The rich have been paying progressively less in taxes over the last 40 years. Are they giving more to charity? How much would they give if the tax deduction on charitable contributions was removed?
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HUFFPOST SUPER USER
Conor McCartney
01:03 PM on 09/06/2012
he doesn't actually make a good case that taxes don't equal charity, he makes a good case that taxes are needed and that we should all pay our taxes, etc.. but he goes off on this odd tangent that less taxes doesn't mean more money is given to charity, which i guess should have been the title of his article
Eppur Si
One of the majority who are not part of the "99%"
11:55 AM on 09/05/2012
It's not that I believe that Republicans want all Americans to be rich and successful, and vote Republican; while Democrats want all Americans to be poor and dependent, and vote Democratic. I don't really believe that. Not exactly. But it is just such a good predictor of the policies each party will support that I just have to accept it as working premise.
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HUFFPOST SUPER USER
Marc Bartkowiak
Follow the US Constitution- be progressive!
11:15 AM on 09/05/2012
It does not matter what the argument is about (charity, tax revenues, the economy), when one side supports its argument by saying that letting the rich, who already spend as little of their money as possible, keep even more of their money will somehow get them spending more money, that side of the argument is living in a fantasy world.
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Luv2Purple
Entrepreneur - Lover of life, dreamer of dreams!
11:09 AM on 09/05/2012
Mitt Romney gives (so he says ) 10% to the Mormon Church - which the gives the money to Bain to manage - which gives management fees to Mitt Romney. Mitt pays the Church with stock he got at lower value, but CLAIMS the deductions at HIGHER values. This is part of Mitt's GAMING the system.... "WE the People" think that part of the reason Mitt REFUSES to SHOW US HIS TAX RETURNS is that he has NOT BEEN HONEST with the Mormon church and possibly HAS NOT tithed the 10% he "claims". "trust him!"
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HUFFPOST SUPER USER
Connie Markley Boppre
11:02 AM on 09/10/2012
sure. makes sense to me. particularly since he's hiding a lot of money in offshore accounts..
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HUFFPOST SUPER USER
Duerksen
...but on the other side, it didn't say nothing.
10:36 AM on 09/05/2012
The issue of paying society back for services accessed is clear and simple. One would hope that all hard-working Americans would subscribe to the necessity of paying a progressively graduated tax, because most services are used and benefitted-from at an exponential rate positively correlated with income and wealth.

...but another reason for laying heavy taxes on the top tiers of the economy is related to our self-defense as a society. Prospective oligarchs always arise from the filthy rich class. Whether they are Kochs, Adelsons, or Waltons, people with ridiculous amounts of money can't seem to keep their gigantic fortunes out of our political system, and democracy itself is always under assault. We need a tax system that inhibits the development of potential usurpers.
Eppur Si
One of the majority who are not part of the "99%"
12:02 PM on 09/05/2012
"because most services are used and benefitted-from at an exponential rate positively correlated with income and wealth."

Yes, the rich are much more likely to get welfare and medicaid. They pay for the public schools, and then pay again to send their own kids to private schools that have not been corrupted by teacher unions. Just walk into any government office that provides "services," and you will observe dozens of CEO's, standing in line, eating caviar and drowning kittens, waiting for their government handouts. Of course, that's not what YOU mean. The government "services" YOU have in mind is when the government DOESN'T tax some of the money the rich have earned. Such service! I earn money, and the government lets me keep half of it. Such generosity! Such largesse! They deserve a nice tip. Maybe 20%?
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HUFFPOST SUPER USER
Duerksen
...but on the other side, it didn't say nothing.
12:47 PM on 09/05/2012
Without our common infrastructure your current income would be impossible. Totally impossible. Get over yourself and get used to the idea of paying your bills.
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HUFFPOST SUPER USER
Sherry Wachter
10:07 AM on 09/05/2012
Some of the wealthiest Americans have started to contend that paying taxes and making charitable gifts are just about the same thing.

Interesting argument. I disagree that taxes are "charitable giving;" they are part of the price we pay for having and using common goods, services, and protection. Here's the thing, though. For a fundamentalist tithe-paying christian, I would argue that the tithe is not charitable giving, but a form of tax. Here's why:
1. It's mandatory. Tithing is not considered optional. In order to work for a fundamentalist denomination (like SDA's) you must be a tithe-paying member in good standing. It's not optional. The perception is that that's money owed to the church.

2. In the SDA church, and in the LDS church, if I read right, the tithe does not go for the support of the needy, but for support of the ministers, and furthering evangelical goals. In other words, it's not charity.

If we really want to change the tax code, I suggest that tithe monies be removed from charitable giving. It's not considered a gift, nor is it considered optional, nor does it go to help the needy.
Eppur Si
One of the majority who are not part of the "99%"
12:06 PM on 09/05/2012
Charity is money you give from compassion or a sense of moral obligation. Tax is money you give at the point of a gun. Does your church collect tithes with a gun? Of course, if you are a leftist, you don't give to charity or pay taxes. You just stand in a park and demand that someone else pay higher taxes.
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HUFFPOST SUPER USER
Sherry Wachter
12:20 PM on 09/05/2012
I would argue that for some fundamentalist denominations, there is a figurative "gun." I know that among SDA's the prevailing opinion is that if you don't "live up to the light you know," i.e., follow Adventist doctrine, including tithing, you won't get into heaven. Furthermore, there's a belief that God blesses tithe payers--if you don't pay tithe, you can't expect that blessing. While the "gun" may be figurative, for many SDA's it's no less real.
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HUFFPOST SUPER USER
Duerksen
...but on the other side, it didn't say nothing.
03:21 PM on 09/05/2012
Do you dine-and-dash every time you eat a steak at a restaurant? You know; you are obligated to pay in such instances at the point of a gun.
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HUFFPOST SUPER USER
Lock Piatt
12:27 PM on 09/08/2012
I cannot undertake to lay my finger on that article of the Constitution which granted a right to Congress of expending, on objects of benevolence, the money of their constituents. – Annals of Congress (1794-01-10) James Madison

How do you feel about Charitable foundations like Bill Gates and Warren Buffet used to avoid all taxes [capital gain and death tax] on $ 60 billion dollars - they still control the money and will then get to deduct the donation at face value not cost . . so there is another $ 60 billion they will not pay 35 or 39 on ordinary income profits . .
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HUFFPOST SUPER USER
Sherry Wachter
03:04 PM on 09/08/2012
I don't care if they control the money--the issue, for me, is that the money is designated to go to make people's lives better--for charity. I don't even have a problem with money given to church-sponsored charitable efforts--and there are many. My only issue is when the money given as a "charitable donation" is specifically earmarked for something quite different--for the support and expansion of an organization. The non-religious equivalent would be for a corporation to be allowed to deduct money spent building a bigger factory for the benefit of the company as "charity." True, the larger factory might employ more workers, but that's not charity--that's business expansion.
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HUFFPOST PUNDIT
BlackJAC
It's better to be a black king than a white knight
07:46 AM on 09/05/2012
The only reason anyone gives to charity is because it's tax-deductible.  Eliminate that deduction and we'll see just how truly philanthropic people really are.
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Luv2Purple
Entrepreneur - Lover of life, dreamer of dreams!
11:10 AM on 09/05/2012
that may be true of Mitt's class, who may need a "reason" to give...but not of what "WE the People" give from our hearts to support good causes and people!
10:54 PM on 09/18/2012
Not every wealthy person is as greedy as you make them out to be. That is your reality and perception of them- which I think stems from the fact that you are jealous of their status and therefore label them as evil in order to feel better about yourself. Money=evil therefore wealthy people must be evil. Not true. I want my money and think everyone should pay the same percentage. I give because I want to, and do not like to be told what to do especially by the government people that look for a handout.
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HUFFPOST SUPER USER
Charles E Miller
Tro// Proof
06:20 AM on 09/05/2012
If charitable giving to the LDS is equivalent to paying taxes then the Romneys and the Mormons are in violation of the law, separation of church and state.
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HUFFPOST SUPER USER
Christopher Nagy
The angry middle.
02:27 AM on 09/05/2012
Taxes are the price you pay for benefiting from this society. They are not optional, they are not charitable. They are your user fee, and they are progressively graduated to your level of success--which is directly proportional to the amount that you benefit from this great system.

It amazes me how much the rich say "you can't get something for nothing" and then turn around and expect to get all the benefits of a 1st world nation while rigging the game to pay as little as possible for it.
07:03 AM on 09/05/2012
When was the last time you offered to pay more taxes than required by law? Americans seem to think "more" taxes are something the other guy should pay.

Other 1st world nations have much broader tax bases including higher taxes at lower pay ranges and national value added taxes.

Here in the US, the middle class and those with lower than average incomes get back considerably more in government services than they pay for it. The system is rigged for them by politicians who would rather borrow lavishly to buy votes rather than tell it like it is.
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10:45 AM on 09/05/2012
I don't take certain deductions which I would be entitled to do. I am finally at the point where I don't miss those few extra dollars, and my parents (who grew up in the Depression) taught me that paying my taxes cheerfully, and especially not trying to game the system, was the patriotic thing to do.
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HUFFPOST SUPER USER
astrome01
Mama Mama many worlds I've known
11:09 AM on 09/05/2012
So you don't drive on publicly funded roads, in a car that was tested for safety and quality using public funds, wear clothes that were tested and paid for by publicly funded R & D, eat food that is tested for safety by public funds, breathe clean air thanks to publicly funded environmental standards, drink water that is treated in publicly funded treatment plants? Must be nice to be that rich and callous to make such a statement.
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Sahuaro
Molded by Gilligan, Steed, Darrin, 99, Spock, &Ayn
02:03 AM on 09/05/2012
The studies as presented are easily contradicted with common sense. Romney claims 13% taxes and 16% charity. Raise his tax rate to 90% and his charity must decrease.

Of course the title of this piece is true. Taxes are not charity. When you give to the government, you lose control of how the money is spent. When you give to United Way, you have a bit more control, and with direct charity you have the most.
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HUFFPOST SUPER USER
Christopher Nagy
The angry middle.
03:22 AM on 09/05/2012
A 90% tax rate is part of a common sense example? I think you have mistaken common sense for hyperbole.
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Sahuaro
Molded by Gilligan, Steed, Darrin, 99, Spock, &Ayn
07:41 AM on 09/05/2012
I chose 90% because I frequently read on Huffpost about this glorious time in the past when the middle class did better than ever and the 1% were taxed 90%. Have they been lying to me?
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HUFFPOST SUPER USER
Duerksen
...but on the other side, it didn't say nothing.
09:18 AM on 09/05/2012
How much of Romney's "charity" supports proselytization by young Mormons in suits riding bikes around Anytown USA? He's free to support that with his own cash as much as he wants, but it has absolutely nothing to do with the priorities of a complex infrastructure and struggling populace. Why do so many Americans support grotesque levels of whelching by the luckiest people in the country?
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HUFFPOST SUPER USER
Tar Heel Bill 92
01:18 AM on 09/05/2012
Romney's tithe tot the Mormon Church is not charity. First, it's a requirement from the Mormon Church to tithe 10% of one's income. (Though one wonders if Romney might be tithing less, embarrassing him if he released those income tax returns!) Second, it goes to the Mormon Church, an organization that politically acted to pass a California law to prevent gay marriage.

Charity is not the same as taxation. Taxation ensures that everyone's money goes to what is needed for our government spending--whether you agree with all that spending or not. Charity goes to whatever organization you like, even if it's not a pressing need as stated in the article.
12:26 AM on 09/05/2012
Taxes that help the poor and disabled are more equitable and based on civil rights laws than are charities who claim to do the same. Disabled individuals and the families who care for them, for example, cannot count on charities to find it in their heart to help them whenever they feel like it. People need stability. Legislators in our state once said that churches should help the disabled to reduce the tax burden. So, I tested that theory. I went to one of the local churches and asked for help for the disabled in the community. They said they usually refer "those people" to social services. Hummmm? Are these funded by our tax dollars? But, they said that they would like to "bring the disabled to God." I replied, " The disabled bring God to YOU when you help them."
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HUFFPOST SUPER USER
NoSandwiches
11:57 PM on 09/04/2012
Republicans aren't as dispassionate towards the poor as they sound--but with them it is all about power. They hate welfare and food assistance programs because they are given according to secular needs. They would prefer that only the church be in charge of charity because government competes with their control over the poor. Know why so many churches have charities on other countries while children in America are also needy? It's because they go places where there is no competition with a government. This gives them converts and influence and power. Mitt's charities ate his church.
Marcelmatador
think more, emote less
11:57 PM on 09/04/2012
There is a real extent to which income taxes ARE voluntary. The myriad of loopholes and grey-areas in the tax code allow those with the resources necessary (ie, the best advisers, who are very expensive) to dictate a lower rate.
Romney is wrong about most things, but I do think he is on to something with his advocacy of simplification of the tax code. Eliminate all the wiggle room, and the richest will pay lots more.
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HUFFPOST SUPER USER
Christopher Nagy
The angry middle.
02:15 AM on 09/05/2012
I agree with eliminating the wiggle room, but it's a bait and switch. The rich lobbied for those loopholes. They paid what is comparatively a little bit for huge returns in tax savings. Now that the game might be up, their representative in the form of Mitt Romney proposes closing those loopholes and dropping the rates by 20%. In other words: let's just make the real effect of all those loopholes a permanent part of the new simplified tax code.
05:20 AM on 09/05/2012
Kind of depends heavily on which loopholes. We'll let you know after you elect me doesn't really do it for me.
Marcelmatador
think more, emote less
06:11 AM on 09/05/2012
I understood Romney would actually close the loopholes, but you point is well-taken - those with the resources to do so will game the system.
In effect, you have a regressive system in the US. A flat tax always brings howls of protest, but in actual fact, a flat tax, properly set up, could result in a massive tax increase on the wealthiest (primarily those who shovel money around, rather than doing actual work).