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Michael Pento

Michael Pento

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Taps for the Dollar

Posted: 03/ 2/11 04:24 PM ET

It now appears that the United States has finally succeeded in its efforts to destroy confidence in the U.S. dollar. Given the currency's reserve status, its ubiquity in financial markets, and the economic power and political position of the United States, this was no easy task. However, to get the job done Washington chose the right man: Fed Chairman Ben Bernanke. Thanks to Bernanke's herculean efforts, investors across the globe have now been fully weaned from their infantile belief that the U.S. dollar will remain the ultimate safe haven currency.

The proof of Ben's success can be seen in comparing how the foreign exchange markets reacted to the recent crisis in the Middle East with how they reacted to the financial crisis of 2008. Back then, investors looking for safety abandoned their foreign currency positions and piled into the U.S. dollar (the market for U.S. Treasury Bonds in particular). As a result of these fund flows, the U.S. dollar surged 20% from August to November 2008.

However, during this latest round of global destabilization the dollar experienced no such rally. In fact, the greenback shed about 5% of its value since the Tunisia revolution began in December of 2010. The reason should be clear; the Fed has placed international investors on notice that it will unleash even greater doses of dollar debasement at the first whiff of additional economic weakness, deflation threat, or dollar appreciation. Just this week, Bernanke once again made clear that despite what he considers to be a better growth outlook at home and abroad, and spreading global inflation, the United States will not pull back from monetary accommodation, even as other nations conspicuously do so. The architect of U.S. monetary policy has stated explicitly that dollar debasement will continue for the indefinite future.

Knowing this, why would any international investor seeking a "safe haven" choose to park assets in U.S. sovereign debt? If Bernanke is to be believed, continued economic weakness in the U.S. will cause low-yielding Treasuries to lose value due to inflation while the weakening dollar erodes the underlying value of the bond in real terms. This is a one-two punch that sane investors will seek to avoid. It is no coincidence that a record percentage of U.S. Treasury auctions are now being bought by central banks, for whom sanity is a lowly consideration.

But in reality, the Fed has about as much influence over the dollar's value as do central bankers in Beijing. There is little disagreement among economists that without Chinese support, the dollar would be a dead duck. But for the last twenty years or so the monetary arrangement that pegged the yuan against the dollar served the interests of both countries. The U.S. enjoyed a flood of cheap imports, the benefits of ultra-low interest rates, and a strong currency. The Chinese received a booming export economy, which accounted for about a third of the country's GDP, and the ownership of a significant portion of the future of the United States. To maintain this peg, the People's Bank of China had to print trillions of yuan and perpetually hold more than $1 trillion U.S. dollars in reserve.

But recently, having led to rampant money supply growth and inflation in China, the peg has become more trouble than it's worth, particularly from the Chinese perspective. The latest reading on YOY money supply growth has China's M2 increasing by 17.2%; which has helped send their reported CPI up 4.9% YOY.

Inflation in China is pushing up the prices of its exports. According to the latest survey released February 14th from Global Sources (a primary facilitator of trade with Greater China), export prices of various China products are likely to increase in the months ahead, especially if the cost of major materials and components continues to soar. The survey of 232 Chinese exporters revealed that 74% of respondents said they boosted export prices in 2010. The U.S. Bureau of Labor Statistics reported in early January that its China import price index rose 0.9% in the fourth quarter after holding steady for the previous 18 months. And Guangdong, the biggest exporting province, said recently that it would increase minimum wages by around 19% this March.

But here is the rub; China maintains its peg in order to keep export prices from rising in dollar terms. But the peg is now causing export prices to rise anyway. As a result, the policy is a dead letter. The simple fact is that the threat to China's exports will exist whether they let their currency appreciate or not. But a strong currency offers the benefit of greater domestic consumption, while a weaker currency offers nothing.

The Chinese government will take the path that preserves and balances their economy while enriching their entire population, rather than go down the road to never ending inflation. For China the realistic hope is that the greater purchasing power of a strong currency will enable their growing middle class to supplant U.S. consumers as the end market for China's own manufacturing efforts. However, for the U.S. the challenge will be to develop a diversified manufacturing base in an expeditious manner before surging interest rates, a plummeting dollar and soaring inflation overwhelm the economy.

The dollar's recent reaction to the turmoil in the Middle East and China's inflation problem illustrate that we have come to a watershed moment in American history. The decade beginning in 2010 should prove to be the decade in which the U.S. dollar loses its status as the world's reserve currency. As bad as that blow may be, the loss may provide the shock needed to get our economy back on a sustainable path. The real danger lies in refusing to adapt to the changing environment. Our current economic stewards are acting as if the dollar's status is written in stone, when in fact it's hanging by a thread.

Michael Pento is the Senior Economist for Euro Pacific Capital

 
 
 
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02:43 AM on 03/05/2011
I also think we are at a watershed. As per another of my posts, critically, uniquely, there has not been a flight to the dollar in this m/e crisis.

There are historical precedents folks. Its happening incrementally now, but the main adjustment will be a sudden big hit. Stirling used to be fancied too. Their bluff got called in the sixties and more recently by soros.

Even the mighty US of A cant bluff forever.

At a wild guess, ~30% of $ on the globe are being used as a store of value. Lose that credibility, and the $ is worth 30% less. I dont know the numbers on Stirling, but they may have been similar.

Think about it. Lets just say USA owes a mere trillion and creditors demand payment nowish.

Do they really have the assets. Maybe yellowstone could pull 5 bil assuming it is a federal asset. Does DC really have much collateral? Most land seems private or native american.

OZ on the other hand, is the reverse. Private land is a small proportion.

My advice, hold anything but $US.
01:15 AM on 03/05/2011
The author raises an important statistic. For the first time ever, there hasnt been a flight to the dollar during the current crisis.

We are also seeing a new mood in china. Yes the us & china have each other by the tail re china propping up the dollar because it is owed so many of them, but they have grown rich lending the money to be spent on chinese goods, so they can afford a loss.

What they have fought hard against, now looks attractive. Revaluing the yuan to curb inflation, raise living standards and go on an; infrastructure, foreign asset and military spending spree.

People give the market mechanism more credit than its due. Most participants are sheep.

The impact of US debasement has yet to impact. Inflation seems under control, but wages have deflated (which is the same as inflation to most), and hidden the extra costs of other inputs. Many goods such as electronics would otherwise have reduced, but have remained static. Interest is low, but try getting a loan, unless its ultimately from fannie/freddie (DC). Try some foreign travel and see what the dollar buys these days.

When americans have to pay normal prices for fuel, much of their infrastructure will be redundant, and nothing in the kitty to replace it. DC must give detroit and its customers one product development cycleS notice that it is going to seriously start hiking fuel taxes and investing it in post oil infrastructure.
12:51 PM on 03/03/2011
Isn't this conversation premature the CPI here is only running at 1.63% which by historical standards is still really low.
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screechingllama
Can You Still Have Fun?
12:46 PM on 03/03/2011
Pento is great on Kudlow. I disagree with 99% of his points. Still, can't beat the entertainment.
11:12 AM on 03/03/2011
The more the Fed prints crappy dollars the faster the dollar will fade away. Welfare spending has watered down the purchasing power of the dollar (go to the grocery if you don't believe me). You can also see it in the prices of gold and silver. The welfare state and printing dollars around the clock will be our doom.
11:38 AM on 03/03/2011
if as the article says investors would have rushed to the us dollar and risen the value what would that have done to are exports. This whole system of global trade stinks if the dollar is strong are stuff is to high to export no jobs created. What are we as a country supposed to do
12:15 PM on 03/03/2011
Let us be very clear, however, and specifiy precisely what welfare is at the foundation of this watering down: welfare to corporations in the form of loopholes and tax rates, welfare to the banks in the form of low interesst money and bailouts, welfare to the industries of military goods and services, welfare to the philosophies of long wars and campaigns of fear, welfare to the industry of incarceration, welfare to the perpetuation of business monopolies, welfare for the perpetuation of cheap trade, welfare for the disproportionate enrichment of wealthy elements of the population, and countless other examples of welfare for those who just don't want to participate in a functional democracy and choose to rob it blind rather than render it secure. Welfare.
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sposton
right to tell what they don't want to hear
11:04 AM on 03/03/2011
This process started long before Bernanke. The greatest damage was delivered under Greenspan. Bernanke is just continuing with Greenspan policies - a bubble you create is best fought with yet another even bigger bubble. There is a natural end to this process and the loss of reserve status of the US $ is just one of its manifestations. Our country is heading for the cliff.
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joe kim
09:12 AM on 03/03/2011
I agree the dollar will no longer be the reserve currency sometime this decade, but it takes a long long time to make the switch to a new system.

Bernanke has no morals, and is still doing everything in his power to pay bankers at the expense of the rest of the world.

I hope history sees through Bernanke's lies and shows what he has really done. Instead of embracing austerity which we should have done in 2000, we have continued to destroy the one thing we should have held dear the dollar.

Enjoy the debasement of the dollar Mr. Bernanke, you will regret it.

Interest rates will go higher. When the real slide in the dollar happens you better watch out, it will be like an avalanche.

Enjoy your page in the history books. Bernanke will go down in the history books as the man that broke the dollar.
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FearlessLeader
I never lie. And I'm always right.
10:50 AM on 03/03/2011
To promote jobs in the U.S., you should want the dollar to go down. The current arrangement, where goods and services flow into the U.S. and the U.S. exports debt is a disaster for everyone. Bernanke must continue to print money.
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12:34 PM on 03/03/2011
Obviously, you won't "promote jobs in the US" by making the dollar less valuable. The simple matter is that "goods and services will not continue to flow into the US" when the only thing that the erstwhile foreign businessman gets in return for his goods and services is "debt."

He or she is "a businessman," not "an ignorant fool."

He or she was born, but not yesterday.

Indeed, jobs WILL be "promoted in the US," by the very simple expedient of disconnecting the linkages of the US Dollar to "currency that is worth something."

The only thing that makes a nation's currency "worth something" is ... what that nation does, or in the case of the United States at the present moment, what it doesn't choose to do, which is, "make something."

And as we all (should) know, if YOU "make something," you don't have to import it. If you concentrate your national efforts upon what should never have been abandoned in the first place, you rebuild your entire "fiscal fitness." Yeah, it means going to the gym. It means breaking out into a sweat. But it's also a cure for national atherosclerosis and national arthritis.
11:13 AM on 03/03/2011
A lot of progressives have suggested we keep printing more balony dollars too.
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BBackSoon
Hello, I must be going.
01:48 PM on 03/03/2011
A lot of progressives know that laying another million people off right now will send shock-waves thru the economy that will do far more damage than another year or two of continued spending.
08:55 AM on 03/03/2011
One aim is to manage inflation up to around 5%, let it ''slip'' upwards ''accidentally'' to 8% for a couple of years and then over a decade inflation is brought down Then, Hallelujah! inflation has halved all dollar debt in real terms.

And if things go wrong and inflation gets nasty, what the heck? Sees off the debt.
07:32 AM on 03/03/2011
The only trouble with "The Dollar is Dead" crew is they have no alternative. Yeah, the US buck is rapidly turning into a mere shadow of what it once was -- but what else are you going to use? The Euro has the debt of Greece, Ireland, Italy Spain and Portugal to deal with. Swiss francs -- not enough in circulation by a factor of 1,000. Yen, that's so 1980s. The yuan? Maybe, if the Chinese ever stop tampering with its value and it starts circulating outside China in the trillions. Gold just doesn't work and the gold standard has failed repeatedly. Come 2020, the dollar will still be the reserve currency because there's nothing else to use.
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08:37 AM on 03/03/2011
Funny you should ask Vinlander. The very people whom brought on the economic collapse have a solution to the "reserve" currency problem. It's called the "Special Drawing Right" or SDR and they are issued by the IMF. Another fiat currency which is "supported" by a basket of currencies yet issued by an unelected, private, for profit, nation destroying , international bank.

http://www.imf.org/external/np/exr/facts/sdr.htm

http://www.bloomberg.com/apps/news?pid=newsarchive&sid=a5z7pjiZoYpg

http://news.xinhuanet.com/english/2009-04/01/content_11109506.htm

http://www.telegraph.co.uk/finance/currency/8316834/International-Monetary-Fund-director-Dominique-Strauss-Kahn-calls-for-new-world-currency.html
10:25 AM on 03/03/2011
A valid point, yet no one uses the SDR in transactions. Perhaps this is a case of Gresham's Law of bad money driving out good.
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12:43 PM on 03/03/2011
As many have observed, I don't think that it is in any nation's best interests to put the keys to "everyone's" national treasures into the hands of "no one."

For one thing, this drives even further the notion that "money is an abstract thing," and that it somehow "transcends" nations instead of acknowledging the fundamental reason why we have always found it necessary to have "nations" in the first place.

Money is: a tool for the denomination of trade. "The trade's the thing," not the money. But what we are seeing from these (international) clowns is, "the money's the thing, and who really cares if we trade or not, as long as we (i.e. the clowns) have money."

Well, I have heard those words before, in a fairy tale. Specifically, the fairy tale of Rumpelstiltskin.

Today I brew, tomorrow I bake;
And then the Prince child I will take;
For no one knows my little game
That Rumplestiltskin is my name!

Oh, but we do know "your little game." Yes, we know it well indeed.
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Michael Pento
09:13 AM on 03/03/2011
Why does the world need a reserve currency at all? If the US didn't run such a huge trade deficit, the world wouldn't need to hold U.S. dollar based assets.
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12:47 PM on 03/03/2011
We do not, Michael, and I think that this fixation on "money" will serve to reinforce this point to another generation of the world's citizens. The next generations will forget once again, but at least for us the pendulum will be driven back the other way.

The "money" that these people have hungered for and lusted for ... does not exist at all ... and one of the mightiest of all industrial nations on this planet today "sits," rather stupidly I might add, "idly by."

When this thing finally hits the American conscience, Mr. Buffett's quiet investment in a railroad might suddenly become yet another one of his prescient and well-timed moves. :-) If this nation suddenly realizes that it must produce for itself, and if it goes about that tooth-and-tong, "American style," better hold on to your hat...
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Kringle
Resurrection of the Gifting Spirit
07:29 AM on 03/03/2011
Although this may be spun as a tremendously bad thing, I believe that it may indicate something tremendously positive: the fall of banking institutions who have corrupted, polluted, and otherwise ruined the peace of this world.

Americans are resilient, and state-by-state (or commonwealth) each will find a way to become solvent once more, but the foreign bankers who have undermined the US since 1913 may well be on their way out...which would be a tremendously GOOD thing!

We talk of many things, and I assert they are related: Energy, Economy, Environment, Education, etc. Household by household, we cannot continue to export our economic resource, which means home-based energy systems to energy independence and cleaner environment leading to household economic inputs through energy exports (energy market formation). It is important to note that "solutions" being proposed by these subversive financial interest neither take into consideration their consumers' health nor economic value, but rather look to exploit the existing "status quo" to drain the taxpayers, ultimately weakening the US in myriad ways.

Bumpy roads are sure to follow, but if we look past short-term "withdraw" from markets falsely-inflated through corrupt government subsidy, our long-term prospects need not be so gloomy.

Opportunity in Adversity.
11:15 AM on 03/03/2011
and state-by-s­tate (or commonweal­th) each will find a way to become solvent once more

Yes, do away with welfare.
sej
nothin' micro about my biology
02:58 PM on 03/03/2011
I completely agree. Corporate welfare has been one of the worst things shoved down our throats over the past 40-50 years. The bank bailout was only the latest in a long stream of corporate welfare. And it goes on at the federal, state and local level.
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OSCPJ
Want it? Work 4 it. No 1 has ever drown in sweat.
06:10 AM on 03/03/2011
Good article.  But you are about two years too late for anyone who has seriously studied the problem.  Other than that you are correct.  Just late. 
 
But the readers of HP won't believe it.
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BBackSoon
Hello, I must be going.
01:50 PM on 03/03/2011
So you don't believe it either?
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OSCPJ
Want it? Work 4 it. No 1 has ever drown in sweat.
08:35 PM on 03/04/2011
I believe it about two years ago.  And I have been in a position to benefit.  As more and more people become aware, I'm okay with that.  The only reason I monitor HP is to see when the left realizes certain things.
05:19 AM on 03/03/2011
Paying off middle class pensions and bank interest in devalued currency is just more of banking fraud.

There is a point past which this will lead to collapse greater than the ones we have experienced and no bail out possible. Ben Bernanke did not help prevent the earlier collapse and he is not doing a thing to deal realistically now with the situation. Obama keeps him there. The public is too busy surviving to take action to correct their political mistakes.

If we elect Republicans to everything in the next election cycle then what? That would not be change either. Maybe we could change our currency to the Yen or the Euro or some new scheme. The wealthy have their ways to exchange currency and gold and other assets, so they (wealthy people) have less incentive to see real change they have the ability to keep the change to themselves.

It is the rest of us that will suffer for this failure.
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OSCPJ
Want it? Work 4 it. No 1 has ever drown in sweat.
08:38 PM on 03/04/2011
I tend to agree with you, not on Political points, but the end game.

It comes down to a Katrina like action.  How many in NO were prepared, how many demanded the govt show up?

One should know how to take care of their family first.  The govt isn't big on people being prepared.  What stops you from preparing for the future?
02:16 AM on 03/03/2011
I disagree that the confidence is back. Sure, the US can rally a couple more times as China and Japan don't want their reserves devalued but ultimately they'll look for an exit.

http://www.wtffinance.com/2011/01/historic-lessons-of-inflation/
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tristrixi
Hon! Ministry of Love agents are at the door!
02:10 AM on 03/03/2011
Thanks Mr. Pento for an article that is an exit from the continuous economic pundit blather which disregards the valid points articulated here.
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laymancanuck
Left of centre, because it works for everyone.
01:24 AM on 03/03/2011
I think there's a Master plan. Scared you should be. As the Fed prints green backs, about 100 billion a month, about the value of the governments monthly short fall, the dollar is devalued. Everything you purchase will cost more. Inflation, wage earners can buy less and less each year. It will be cheaper to manufacture in America so more jobs. Jobs that pay in devalued dollars so a lower standard of living for everyone. Oh, except the wealthy they have diversified out of Green Backs so they can profit. Here's the real good news, the huge government debt, it will be devalued too. How does that help the middle class? It doesn't.
02:15 AM on 03/03/2011
agree with most of what you've said.

http://www.wtffinance.com/2011/01/historic-lessons-of-inflation/
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OSCPJ
Want it? Work 4 it. No 1 has ever drown in sweat.
06:12 AM on 03/03/2011
The big part of that is devaluing the debt, fixing the housing market and the good old CPI game to claim no inlfation and no COLA, while everyone is eating 20% and the dollar is worth less.