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Does Wall Street Win?

Posted: 07/07/11 04:08 PM ET

The ironic thing was that I had been planning to write a positive piece this morning about Obama's remarks on housing in yesterday's Twitter town hall, as I was pleased he was acknowledging the mistakes of his housing policy, and was hopeful that this statement -- along with the outstanding news this morning of new Treasury rules forcing banks to give some mortgage relief to unemployed homeowners -- signaled a tougher stance on Wall Street. And I was hoping that Christine Varney's departure from the antitrust division at the Department of Justice might give an opportunity for someone more aggressive to be appointed there, so my mood was pretty good before I saw this morning's all-hope-dies-here headline on Social Security. Oh, well. This administration has specialized at raising progressive hopes one minute and crushing them the very next.

The question now on Social Security is what exactly is on the table and what isn't. The statement the White House put out this morning is this:


There is no news here. The President has always said that while Social Security is not a major driver of the deficit, we do need to strengthen the program and the President said in the State of the Union Address that he wanted to work with both parties to do so in a balanced way that preserves the promise of the program and doesn't slash benefits.

That not slashing benefits part of the statement sure sounds good and makes me feel better, but what does working with the Republicans in a balanced way mean? They want to cut benefits, not raise the payroll tax. And Social Security -- unlike Medicare and Medicaid which include a lot of payments to providers that can be tinkered with in different ways to potentially lower costs -- is all benefits. So is it on the table or isn't it? The White House says the President is opposed to cutting benefits, which is wonderful, and I'm grateful for them reiterating that in the wake of the news reports this morning. But if you put it on the table, that means benefits might get cut, which is a disaster for the middle class, and a disaster for the Democratic Party. It would break the Democratic coalition into pieces, do more to alienate the base than any other thing the President could do, alienate seniors, who have never been too crazy about Obama anyway and who we need to move toward us in 2012, take away the political high ground Democrats seized because of the Ryan budget's attacks on Medicare and Medicaid.

It is the high rollers on Wall Street and their friends in the media and D.C. establishment who want to put Social Security on the table. The funders of the "we can solve our budget problems by cutting Social Security and Medicare and Medicaid" PR campaign are people like Wall Street billionaire Pete Peterson. Billionaires and multimillionaires demanding that retired people getting an average of $14,000 a year in Social Security get their benefits cut has always struck me as just a little wrong. Especially when these wealthy and powerful elitists figure out how to shelter their own income so they can avoid paying the same rate as their secretaries. But these hypocritical powerbrokers are exactly the ones for whom the entire Republican Party is fighting so hard. The question now: will Obama join them in screwing the middle class?

When it comes to government policy, there is no way to avoid the question of who wins and who loses. And over the last three years, in this massive economic crisis America has faced, it is the Wall Street big boys, the overgrown banks who own assets equal to 64 percent of our country's GDP, who keep winning. When they blew up the economy and taxpayers bailed them out with no strings attached, Wall Street won. When the biggest banks swallowed up their competitors and got even bigger, Wall Street won. When bonuses and profits returned to record levels a year after they were bailed out, in the midst of the worst recession since the 1930s, Wall Street won. When the legislation allowing judges to force them to negotiate on mortgage writedowns failed, Wall Street won. When their carried interest tax loophole failed to get repealed, Wall Street won. When the amendment to force the break-up of the biggest banks lost, Wall Street won. When loopholes were added to derivatives regulations, Wall Street won. When the antitrust division at DOJ refused to lift a finger against the huge mega-banks, Wall Street won. When none of the top executives at these banks that had manipulated the economy went to jail, and few of them even lost their job, Wall Street won.

The biggest question of our times is this: in spite of the naked greed, corruption, and excess exposed in the 2008 panic, will the win streak keep going? Will they succeed in taking Social Security money away from low and middle-income seniors? Or will, just maybe, the Obama administration stand up to Wall Street corruption this time? If Obama knows he needs to change his policy on housing, and starts doing more truly great things like the announcement today in terms of helping unemployed people keep their homes, that would be a major victory for the middle class over the Wall Street titans. If Obama were to replace Christine Varney with a head of antitrust who was more aggressive at breaking up huge companies who have too much market power, like the Too Big to Fail banks, that would be a blockbuster victory for both the economy and our democracy. If Obama finally does the right thing and gives Elizabeth Warren a recess appointment to the new Consumer Financial Protection Bureau, that would be an exciting victory for the middle class over the big banks who have been trying to stop her.

These issues are all tied together in the same question: does the middle class win, or does Wall Street win? If Obama chooses Wall Street, gives into the banks on all these issues, and hurts senior citizens with Social Security cuts, he will break apart the Democratic coalition and doom his re-election chances. If he challenges Wall Street and fights for the middle class, he will win the 2012 election in a landslide. No matter what Obama does, though, progressives need to keep fighting for what we believe in: we need to fight with all our strength to preserve Social Security benefits, and we need to take on the Wall Street banks on behalf of homeowners and consumers.

 

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Democrat in the South
Empathy, the most important word
10:18 AM on 07/09/2011
Seniors and the middle class need to lose everything so they will quit voting for thugs who want to kill everything seniors and middle class citizens have worked for and fought to keep. Seniors put these thugs in Washington in 2010 and they have NO ONE to blame but themselves for voting for them and believing their lies and propaganda.

Seniors have thrown themselves and their children to the republican wolves. Thanks Grandma....

What do Seniors expect Obama to do, fight for them?
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Silverpegasus
09:05 PM on 07/09/2011
Excuse me, NOT ALL seniors & middle class voted for Republicans. Frankly I think all the 2010 elections were rigged. Not hard to do on a computer, you just need to know the programming language, which many do, and be willing to be paid for doing it, which many are.
Democrat in the South
Empathy, the most important word
10:06 PM on 07/09/2011
I personally don't know WHO voted for the republicans. But the pollsters say that the independents and white over 65 put the republicans back in the house. Over 65 is 'seniors'.

And I do believe it is possible for the elections to be rigged. It is also hard to believe that so many could vote against themselves.
09:25 AM on 07/09/2011
They might be able to take out DSK to protect their CDSs but they cannot take out China.
Their days are numbered.
China is not a long-term threat to the American people, to main street, but it is a threat to Wall Street and to their control.
Wall Street may play tough, but they have no idea what they are up against.
Or then again, maybe they do, thus aggregating as much $$$ as possible so that their fall will be cushioned.
06:47 PM on 07/08/2011
Yes Wall Street and the TBTF Banks are Winning. Iceland is the only country which has done things right IMO and their economy is turning around.

Most of the TBTF Banks are broke so instead of forcing them into bankruptcy or closing them down and nationalizing them. Instead laws and reporting regulations were changed instead of enforcing them.

We are spending 43 cents More than we take in with Taxes. Those are painful draconian cuts or increases in taxation or borrowing or some combination.

No Politician chooses to seriously address the budget and most citizens choose to ignore them. Serious Painful Solutions Always Seem To Be Off The Table.

We have government agencies like the SEC that do not do their job and enforce the law. They simply fine TBTF Miscreants without admittance of guilt with an injunction not to do it again which simply encourages further Malfeasance as a simple cost of doing business.

Consider the recent $238 Million JPM fine for rigging municiple bids (paid by the tax payers) over years. No JPM employees went to jail and JPM was not barred from engaging in further business.
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cats530
Valar morghulis
06:14 PM on 07/08/2011
"This administration has specialized at raising progressive hopes one minute and crushing them the very next."

Yes, THAT is exactly it.
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02:47 PM on 07/08/2011
Wall St always wins. Bet on it.
Obama's strategy will be something like this "Who you gonna believe, ME, or you're lying eyes?"
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Scholastica8
PEOPLE MATTER!
01:13 PM on 07/08/2011
Problem: Even if Obama sides with Wall Street, will Democrats shatter? They know full well what a Republican win means.... Democrats need to worry not just about the Presidency, but the Senate.
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Awake-and-Sing
named after a great play written by Clifford Odets
01:40 PM on 07/08/2011
The Supreme Court trumps all. Nobody left of center wants Republicans picking court justices.

The Democrats won't shatter, but there won't be much enthusiasm next year unless the Republicans nominate someone like Bachmann.

However, cynicism will be at an all time high.
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Scholastica8
PEOPLE MATTER!
04:30 PM on 07/08/2011
I should have added 3 words: Ralph Nader 2000.
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charleyvldm9
He thinks outside the box.
12:48 PM on 07/08/2011
Tell me when are the Banks going to raise Dividends and Interest on my money back to the Bush days.
Eppur Si
One of the majority who are not part of the "99%"
09:16 AM on 07/10/2011
As soon as the Fed tells them to. You do understand that the Fed sets interest rates, right?
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12:10 PM on 07/08/2011
I have very little faith in the Capitulator in Chief.
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Silverpegasus
09:09 PM on 07/09/2011
I have very little faith in ANTONE in the government! (With the exception of one or two.)
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Gestas
Mountain Man
11:50 AM on 07/08/2011
The Republicans and Wall Street want your Social Security Money.....It's the last little bit left for the Middle Class.
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Scholastica8
PEOPLE MATTER!
01:16 PM on 07/08/2011
They never wanted you to have it in the first place... and under Bush they wanted to privatize it in order to get their hands on it. 401Ks were the first method of getting Middle Class money into the stock markets... now 50% of Americans are somehow invested in the market.

Now they want the rest.
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philhellene
Far Left and Proud of It!
11:34 AM on 07/08/2011
"the vast majority of Americans do not want your socialist agenda."

Well, they sure are happy with two of the "socialist agenda's" major programs: Medicare and Social Security.

You forget one very important tenant: if faced with losing your job, home, healthcare and all the rest that people work long and hard to achieve, somehow tarring programs with the brush of "socialism" just does not carry that much weight.

Marx got several things wrong, but he was correct on this one: unbridled, unfettered capitalism will destroy itself in its unending orgy of short-sighted greed.

The great myth of capitalism is the self-correcting marketplace.
11:02 PM on 07/08/2011
We use familiar words but keep chainging their meaning. Entitlement, for example. Social Security is not entitlement. It's paid for by worker and his employer.
Capitalism. We don't know what it means since it is used by so many in so many different ways. The one recognized economist who knows how it originates and grows organically is Hernando de Soto. He describes in "The Mystery of Capital." The well researched book bears this name because most people, including so called economists, don't understand what capital is and how it can be set free to enrich the majority.
Eppur Si
One of the majority who are not part of the "99%"
09:08 AM on 07/08/2011
Good grief, do you lefties never tire of this narrative? “The evil corporate elite oligarchy runs everything and causes all our problems. Blah, blah, blah.” Without a shred of evidence. Has it ever occurred to you that the reason that BOTH political parties disagree with your preferred policies is not because the parties are hand puppets for some shadowy conspiracy, but rather because the vast majority of Americans do not want your socialist agenda. Not because they have been brainwashed by Fox News, but because they think it is stupid and will not work. Democracy does not consist of whining that the majority of voters are so stupid that their votes should be disregarded because they do not support YOUR policies or vote for YOUR candidate. If the American people want something, politicians of both parties will rush to give it to them. Take a look at anti-smoking laws. They have been passed everywhere, despite the vigorous lobbying of the tobacco companies. So much for the absolute power of the evil corporate elite oligarchy.
11:26 AM on 07/08/2011
The Wall Street bailouts through the Fed and the Government are more than a shred of evidence. Remember how at first people were like 'hell no' and politicians were split with more against than for. Then, in a few days, politicians were almost in unison and the people were silenced. Again, I might add (see: Iraq war) It's not a shadowy conspiracy, its unfortunately open, legal or above the law, and right in our faces.
11:31 AM on 07/08/2011
You might want to take a look at poll numbers stating what the American people want and it is not the Republican Party ideas. Trickle down did not work under Hoover and it is not working now. We are repeating everything that was done during the Great Depression. Our only hope is a Roosevelt like President comes along.
11:12 PM on 07/08/2011
Hoover set up the Pecora Commission. FDR adopted it and pushed Pecora forward to investigate Wall Street. Neither Bush nor Obama foster a Pecora.
Wish we'd repeat the good stuff done during the Great Depression - like enacting Glass-Steagall to separate commercial banks from investment casinos. Wish we had effective federal mortgage program that saved homes like under FDR. Wish we'd done electric grid infrastructure improvement as modern version of TVA. Wish we had a president who took the Great Recession seriously.
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08:33 AM on 07/08/2011
Sanders/Grayson 2012
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LHoney
REINSTATE GLASS STEAGALL!!!
10:10 AM on 07/08/2011
That would be lovely!
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cats530
Valar morghulis
06:16 PM on 07/08/2011
I've got one: Elizabeth Warren/William K. Black
08:30 AM on 07/08/2011
Obama' is a imitation democrat. He is a true republican and has shown it since taking office. Don't blink too soon for the privatizing of the government will happen that quick.
08:18 AM on 07/08/2011
I sincerely do not believe that there can be a compromise with Republicans on SS. And Obama is skating on thin ice if he thinks he can accomplish what isn't possible.
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tbone99
cruisin' duality
08:00 AM on 07/08/2011
Wall ST already won- the DOJ has decided to go SOFTER on corporate crime ( another headline in todays news) Whats softer than million dollar bonuses every quarter for screwing the nation?

We knew Wall ST won , the minute Obama appointed his cabinet and dozens of other Goldman Sachs cronies to positions in his administration.