There are a plethora of lists citing the most innovative companies in the world published by some notable names in media. It does not matter that all differ in their membership; the debate of who is in and shouldn't be and who is missing but should be in is not...

2012 was a tough year for SMEs. The Eurozone crisis rumbled on and economies stagnated or contracted. Government initiatives, such as the Funding For Lending (FLS) scheme in the UK, launched to much fanfare, did little to benefit small businesses. The banks ignored the cries of all around them to...

Its been brewing inside me for a while and I need to shout it out; "BANKS ARE USELESS AT TECHNOLOGY".

Its not the people that work there that are at fault - given the salaries paid to technologists, product managers, project managers and the like, banks probably do have...

Part 1: We pay less get more

"Innovation" - one of the most hackneyed terms of our era. Though I have perfected the cover-up of the reflexive reaction over time, I silently wince when I hear or read it and am certain the flash in my eyes is susceptible to...

The Bank of England and HM Treasury officially launched the "Funding for Lending Scheme" (FLS) on Friday 13 July (read the announcement and details here), yet another covert operation to shore up the banks under the disguise of helping small businesses and households to access cheaper credit and...

No more excuses; this is a broken record. Credit crisis, moral hazard, payment protection insurance, taxpayer bailouts, mis-selling, bumper bonuses, rogue trading, "Muppets", collusion, lending.....the scandals hitting the banking industry roll on and on. The time is now to shift the balance of power away from the banks, to make...

When making a cross-border transaction, the crucial question you have to ask -- whether you are the owner of a business or a consumer -- is what is the exchange rate. Even a small difference can have a seismic impact on the amount of money that will be put in...