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Nathan Lewis

Nathan Lewis

Posted: March 23, 2010 03:30 PM

China Versus U.S.: Clashing Monetary Paradigms

What's Your Reaction:

It seems that some people were confused by my last post on China's currency. Maybe I was trying to fit too many topics into one item. (See What's the Chinese Word for Baloney?)

The broader principle here is that there are two basic approaches to monetary policy. One is the "hard money" approach, and the other is the "soft money" approach.

The hard money advocates want the most stable, predictable currency possible. When the currency is stable, it is easier to do business, and business thrives. In practice, they usually opt for some simple rule, which is typically either a peg to a major international currency, a basket of major international currencies, or a peg to gold.

Up to the introduction of floating currencies in 1971, the major international currencies were also pegged to gold, so "hard money" meant a gold standard, and nothing else.

From the standpoint of the hard money advocates, any sort of currency deviation produces problems. This should be obvious to anyone engaged in international trade, who has to deal with unpredictable floating currencies. From a domestic standpoint as well, how could any economic problem be meaningfully solved just by jiggering the unit of account? (See A Brief History of the Dollar)

During the Bretton Woods period, 1944-1970, hard money principles were in force worldwide. Exchange rates didn't fluctuate. The Japanese yen, German mark, French franc, British pound, and most of the minor currencies as well (including the Chinese yuan), all had fixed exchange rates that didn't change for decades at a stretch. The dollar was pegged to gold at $35/oz., so in effect all major currencies in the world were pegged to gold.

The soft money advocates try to fix this or that economic problem with currency manipulation. Whether to address a recession and unemployment, or for export competitiveness, or for some perceived "trade imbalance," their solution always involves some sort of monetary manipulation.

From the standpoint of the soft money advocates, a stable, fixed currency is an anathema. Obviously, if the currency is stable and predictable, then it can't be manipulated to fit the soft money advocates' short-term objectives. The soft money advocates want floating currencies, managed by a "policy board."

You have no idea how old these ideas are. Plato was a soft-money guy, but his student Aristotle was a hard-money advocate. No kidding.

We can also see here that soft money is plainly a "statist" solution, enacted by a central government bureaucracy. Hard money is a "capitalist" or "libertarian" solution, in which the government simply ensures that the currency is as stable as possible, and lets businesses act freely within that framework. That is why the United States, which upon its inception in 1789 was by far the most "libertarian" major government on the face of the earth, also mandated a strict gold standard in the Constitution.

From this description, we can easily see that China has a hard money policy - a dollar peg dating from 1995 - and the United States has a soft money policy.

Thus, it is completely absurd to accuse China of "currency manipulation." China has a policy of no currency manipulation - a hard dollar peg. The U.S. has a policy of continuous currency manipulation. China's hard-money policy is coming into conflict
with the U.S. government's soft-money ambitions.

Like any soft-money advocate down through the centuries, the U.S. government wants to achieve certain policy goals by way of currency manipulation. It's the same litany: to lessen the domestic effects of recession, to generate a trade advantage versus China, and to resolve some perceived "current account imbalance."

We can also see, by way of this recent conflict, how the U.S.'s academic establishment has devoted itself completely to soft-money principles.

Unfortunately, you can't create wealth by jiggering the currency. People have tried to do this for hundreds of years, with no success. The hard-money advocates are right - the best foundation for long-term prosperity is a stable currency.

Just look at the situation today. Which country is on the path to long-term prosperity? China or the U.S.? Which government tries to solve its problems with currency manipulation, and which government instead tries to address the real underlying issues?

Isn't it obvious?

Thus it was in past generations as well. The United States used to be the world's greatest champion of hard money principles, until the money manipulators became ascendant around 1971. During that great stretch on the gold standard, from 1789 to 1971, the U.S. became the world's most successful industrial power, and had the wealthiest middle class in all of history.

How has the U.S. middle class done since 1970? You might look at the work of Elizabeth Warren, elsewhere on the Huffington Post. The summary: the U.S. middle class has gotten kicked in the guts. (See Elizabeth Warren: America Without a Middle Class)

At some point in the future, people will get fed up with the currency manipulators' big promises and disappointing results. Their interest may again turn to the hard money principles that have always built wealth through the centuries.

I say "people." This does not necessarily mean people in the U.S. It could be people in China.

 
 
 
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04:25 PM on 03/29/2010
I have to disagree with the author. How does China come up with the value of it's currency based on the U.S. dollar? China is trying to move huge population out of the rice fields and into the factories. In order to do this, they HAVE to peg their currency low so that that the largest cost of production, labor, is always relatively cheap compared to other markets. When there is a massive trade imbalance, money flows into China and should make their currency appreciate, but they don't allow it to appreciate. Where does all this money go to if it isn't going to the worker? China has to keep doing this or they would face massive unemployment and civil unrest. How can they keep censoring freedom and free speech with over a billion people? It's simple...as long as the average Chinese person sees their income keep growing, they will not complain. Let's put a billion Chinese out of work cause our products become as cheap as theirs, and you will see the Chinese version of our "Tea Party" and they will toss out their repressive government. Their currency manipulation is meant to keep the masses happy. If we stop them, we will no longer be able to float our huge spending deficit. We will have to become fiscally conservative and they will have to address their censorship of their people. Where is all that profit going in China? Could it be their massive army????
10:51 AM on 03/25/2010
China has an emerging economy that is just now going through an industrial revolution of sorts fueled by a massive labor force. The United States has a white collar mentality, college-educated work force that does nothing to create jobs and economic wealth. Our banking system which use to lend to business to manufacture and create jobs is now one big casino playing with paper (chips) and pretending it isn't real money. There is no longer an entrepreneurial spirit in this country and the sense of entitlement is sickening.

Whatever happened to anti-trust? Do you think there would be a financial crisis if you could actually walk into your local bank and talk to the bank president about your problems with paying your mortgage? Do you think healthcare would be an issue if doctors still made house calls and didn't rely upon insurance for payment? Huge corporations fueled by greed have destroyed hand to hand business, corrupted our capitalistic system and shifted wealth upward destroying opportunity.

If anyone thinks things are going to get better anytime soon, think again. All i see is more people getting laid off. The Republicans are right in one sense. Socialism is right around the corner since the government is going to be the only entity paying wages through unemployment claims.
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Greg0658
10:33 PM on 03/23/2010
ps - besides what I wrote .. the gets to me point of all this .. is nearly laughable .. we set China up with factories and now we want that balance from them .. so they don't devistate us in the area of raw material commodity needs .. a billion new consumers have that modern rat race spirit .. great for the top CEOs and patent holders of various processes and raw suppliers ..

one thing about factories .. they get planted on sovereign soil .. key holders rule / only to a point

pss - one thing I would like to see .. is Chinese prices for everyday things .. $2000 a year in wages and I see pics of a thriving middle class .. ie that difference in daily life markup / or in our case depression to be for everyday things .. positive cash flow is king ..... lol
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Greg0658
09:49 PM on 03/23/2010
I admit I do not understand the super-duper-large scale money float and the war-like advantages it has ie the peg float issue.

My insight is this .. our working class stashed away bargained for excess wages in accounts for the future. What did financial managers do with it? Built factories in global cheaper labor zones with less stringent ecological regulations. A sure fire way to succeed. But now we have a nation of song & dance and paper pushers and logistic pushers for livings. Of course there are numbers of other jobs that care for the populace in various ways .. but the bottom line is they need a balance of standard living costs to the living wage.

Real nation wealth comes from a balance of all those trades .. but also from taking a raw materials and new ideas molding them into something no one else can do easily and convincing folks they just gotta have it .. without credit or bankruptcy games.

I fear a war is needed to restore that balance to manufacturing needs. Since not everyone can live off the dividends of the corporate financial instruments machineworks.
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Mock38
06:20 PM on 03/23/2010
China pegs to $.
China will not float.

I do not see how that gives them any hard money cred.

What they have is ultra cheap labor.

The globalization system is broken. The U.S. must stop buying massive amounts of mostly Asian stuff and stop buying it on credit.

At some point the free market (not the Chinese rigged peg) will prevail.

China will be forced to let its currency appreciate thru a free market float.