401k Advice

Why Not To Invest In Your Company

CNNMoney | Walter Updegrave | Posted 05.03.2012

I work for a Fortune 500 company that matches my 401(k) contributions in company stock, which I can then re-allocate to other investments every quarte...

Is 401(k) a Ticking Time Bomb?

Don McNay | Posted 05.03.2012

Don McNay

401(k) plan investments are a primary driver of the investment markets. They are also the reason that many people are pacing the floors at night, worrying if their retirement will get delayed or destroyed.

The Flawed Premise of 95 Percent of 401(k) Plans

Dan Solin | Posted 05.01.2012

Dan Solin

I can find no credible data supporting the inclusion of actively managed funds in 401(k) plans or individual portfolios. Yet, these funds dominate the investment options in most plans.

The 401(k) Rip-off May Be Ending

Dan Solin | Posted 04.17.2012

Dan Solin

It has long been my view that 401(k) plans are a national disgrace. They are rife with conflicts of interest between those who "advise" them and the participants who contribute to them.

Why Bother With Target-Date Funds?

Reuters | Posted 05.26.2012

By Chris Taylor NEW YORK, March 26 (Reuters) - If you are invested in a target-date retirement fund, wealth manager Le...

Psst! Your 401(k) Is Ripping You Off

SmartMoney | Ian Salisbury | Posted 03.21.2012

This article originally appeared on SmartMoney.com America's conversion to the 401(k) plan has certainly created a new world for future retirees, w...

Scrambling For Cash? Why You Should Never Tap Into Your 401(k)

Posted 03.07.2012

Amid a tough economy, the number of employees dipping into their retirement savings plans is soaring, CBS Moneywatch reports. While tapping into your ...

Eight Ways You're Screwing Up Your Retirement Fund

Emily Cohn | Posted 03.05.2012

Planning for retirement starts with your 401(k) -- a retirement savings account typically provided by your employer. 401(k)s are "tax deferred," w...

Is A Pension A Stand-In For Bonds?

money.cnn.com | Posted 01.15.2012

NEW YORK (CNNMoney) -- Our 401(k) and Roth investments are in stock index funds and commodities. We own no bonds. With a pension and Social Security,...

How To Keep Your Standard Of Living Throughout Retirement

money.cnn.com | Posted 12.22.2011

NEW YORK (CNNMoney) -- How much should I have in a 401(k) or other retirement accounts at various ages relative to my salary so I know I'll eventually...

The Big Flaw in 401(k) Reform

Dan Solin | Posted 02.19.2012

Dan Solin

Why do we assume employees can be skilled investment advisers? We need reform that makes the process of making investment selections in 401(k) plans foolproof. Current reform just doesn't cut it.

What Wall Street Doesn't Want You to Know About Your 401(k)

Sandy Harris | Posted 02.19.2012

Sandy Harris

When a Wall Street broker is asking you "What is your risk tolerance," you should replace "risk" with "loss;" he is asking you: "How much money are you willing to lose?" These days you'd have more fun going to Vegas.

How Can We Address Our Retirement Deficits If We Don't Know What to Save or What We've Saved?

Jane White | Posted 11.06.2011

Jane White

Incredibly, those managing 401(k) assets aren't required to communicate the "cost" of retirement adequacy and the minimum contribution needed to fund that goal.

If the Democrats Lose the Senate Our Retirement Is Toast

Jane White | Posted 08.28.2011

Jane White

With the election only 17 months away, time's a wasting, because you can only withdraw around $400 a month from a $120,000 nest egg without running out of money.

401(k) Participants Need an "Arab Spring"

Dan Solin | Posted 07.24.2011

Dan Solin

The "Arab Spring" might be a lesson for 401(k) participants. They need to familiarize themselves with the data and demand a fundamental change in the way their retirement plans are being managed.

Your 401(k) Plan Could Be Illegal

Dan Solin | Posted 07.17.2011

Dan Solin

401(k) plans are a great deal for employers. Their cost is subsidized by brokers and advisers, at the expense of the plan participants (employees), who are supposed to be the primary beneficiaries.

WSJ Misses the Point on 401(k) Fees

Dan Solin | Posted 05.25.2011

Dan Solin

Full disclosure of 401(k) fees, while a step in the right direction, will do little to remedy a system that practically insures most Americans will retire, if at all, with a sharply diminished quality of life.

401(k) Hardship Withdrawals, Loans Hit A 10-Year High

AP | DAVID PITT | Posted 05.25.2011

In the wake of news about a spike in new applications for unemployment benefits comes another potentially troubling sign: A record number of workers m...

Why Your 401K Plan May Be Overpriced

Time | Stephen Gandel | Posted 05.25.2011

Boston College's Center for Retirement Research Center has a study out this month about the cost of 401(k) plans, and they have found another flaw in ...

Automatic 401K Enrollment Gives Employees More Incentive To Save

DailyFinance | JEAN CHATZKY | Posted 05.25.2011

If you've started a new job recently -- or at least since 2006 -- you may have found that your new company automatically enrolled you in its 401(k) pl...

Five Things to Remember if You Lose Your 401(k) Match

Mark Miller | Posted 05.25.2011

Mark Miller

When the nation's most prominent defender of retirement security stops matching employee contributions, you know there's trouble in River City.

Scrap the 401k?

Grant Cardone | Posted 05.25.2011

Grant Cardone

Scrap the 401k, not because the it's flawed, but because the opportunity that exists with multi-family real estate, which will produce incredible returns while protecting retirement dollars.

Smart Advice for the HuffPost Investor: A "No-Brainer" to Invest in Your 401(k) Plan? What if Everyone is Wrong?

Dan Solin | Posted 05.25.2011

Dan Solin

I'm more concerned than most about future developments that could make any investment in retirement plans a bad choice.

All About 401ks

Christine Hassler | Posted 11.17.2011

Christine Hassler

Dear Christine, I just started at a new job and my company offers a 401k - they asked me how much I want to take out of my paycheck to put in and I h...