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401k Reform

The Big Flaw in 401(k) Reform

Dan Solin | Posted 02.19.2012 | Business
Dan Solin

Why do we assume employees can be skilled investment advisers? We need reform that makes the process of making investment selections in 401(k) plans foolproof. Current reform just doesn't cut it.

WSJ Misses the Point on 401(k) Fees

Dan Solin | Posted 05.25.2011 | Business
Dan Solin

Full disclosure of 401(k) fees, while a step in the right direction, will do little to remedy a system that practically insures most Americans will retire, if at all, with a sharply diminished quality of life.

Obama Wants to Steal Your 401(k)! And Why That May Be a Good Idea

Eric Schurenberg | Posted 05.25.2011 | Business
Eric Schurenberg

You'd think the stock market's 25% drop from its 2007 peak, not to mention the suspension of matching contributions at scores of 401(k) sponsors, was apocalyptic enough to keep the conspiracy theorists busy. But apparently not.

Where the Next 401(k) Will Come From

Eric Schurenberg | Posted 05.25.2011 | Business
Eric Schurenberg

Even before the crash, people were ludicrously underfunded for life after work. To my mind, that settles the question of whether the 401(k)-based system is working. It's not even close.

Now Time Magazine Blasts the 401(k)

Eric Schurenberg | Posted 05.25.2011 | Media
Eric Schurenberg

This week's Time Magazine cover story looks at the nation's de facto retirement program, the ubiquitous 401(k), and pronounces it inadequate. Welcome to the club.