Making New Year's resolutions is easy, but we know that sticking to them can be a lot harder. While many of us are resolving to ditch the junk food or to get to the gym more often, it's also a great time of year to shape up your retirement savings.
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The importance of keeping investment fees low is a good rule of thumb, not limited to 401(k) plans. We want to be mindful of the fees we pay when it comes to any investment.
I can find no credible data supporting the inclusion of actively managed funds in 401(k) plans or individual portfolios. Yet, these funds dominate the investment options in most plans.
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