Technology has a long history of reshaping the relationship between people and their money. Remember life before the ATM? Imagine how different your spending habits would be if you still had to walk into a bank and speak with someone every time you wanted extra cash.
Small businesses, startups, and the self-employed have never had the easiest time getting financing, but most experts agree it became downright difficult following the housing bubble burst of 2007 to 2008.
There are some good funding alternatives for small businesses and the growth in this area continues to accelerate. It won't be long before you and I can get crowdfunded equity in our favorite startups and businesses.