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Mortgage 101: Should Borrowers Care about APR?

Jack M. Guttentag | Posted 10.24.2016 | Business
Jack M. Guttentag

While the Consumer Financial Protection Bureau (CFPB) changed the mortgage disclosure rules substantially last year, it did not change the APR, which ...

An Interview With Christopher Carter: Artist & Sculptor -- A Multi-Ethnic Perspective

Carroll F. Gray | Posted 09.25.2016 | Arts
Carroll F. Gray

From 1992 'til 2002, Christopher worked as an Animator and Storyboard Artist in San Francisco, where he says he learned to work collaboratively. Throughout his career he has also been an educator, with visiting teaching and professorial posts in art at Boston, UC Berkeley, and San Franciso's Art Institute of California,

Amex Raises APRs on 1 Million Credit Cards: What You Can Do

MyBankTracker | Posted 05.05.2015 | Money

More than one million American Express credit card customers are going to see their APRs experience an increase in mid-April, according to a letter sent to affected customers (the timing may be different for you).

Credit Card Companies Are Charging Less For Late Payments

CNBC | Amy Langfield | Posted 11.11.2014 | Business

Punishment for the sin of being late on a credit card payment is getting slightly less onerous for users who fail to pay their bills on time, accordin...

When to Ignore the APR and When to Use It

Jack M. Guttentag | Posted 11.11.2014 | Business
Jack M. Guttentag

For over 40 years, the centerpiece mortgage disclosure mandated by Truth in Lending (TIL) has been the Annual Percentage Rate or APR. Recently, admini...

Will CFPB's New Mortgage Disclosure Forms Help Borrowers Select the Best Mortgage Type?

Jack M. Guttentag | Posted 11.11.2014 | Business
Jack M. Guttentag

The Consumer Financial Protection Bureau has developed two new disclosure forms designed to make the mortgage process more manageable for borrowers. But which will help borrowers select the type of mortgage that best meets their needs?

The Poetry That Matters Most: On Matthew Dickman's Mayakovsky's Revolver

Bobby Elliott | Posted 12.11.2012 | Books
Bobby Elliott

As much as I have loved poetry, I don't particularly like that it can be so opaque, and in Matthew Dickman's poems I believed there was a promising, alternate path for me to follow, forged by a poet I would be reading for the rest of my life.

The Best Credit Cards Of The Year

SmartMoney | Annamaria Andriotis | Posted 04.19.2012 | Money

This article originally appeared on In the battle of the plastics, credit cards have lately emerged as the surprise champs, offering...

CardRatings Hall of Shame: Worst Credit Cards of 2011

Curtis Arnold | Posted 03.13.2012 | Business
Curtis Arnold

It's hard to avoid noticing some offers that would have been better left on a marketing team's whiteboard. Our panel of credit card experts found this year's five worst credit card offers, along with one account that's worthy of a second look.

Credit Card Interest Rates Hit Record Highs As Companies Market More Aggressively

The Huffington Post | Alexander Eichler | Posted 01.04.2012 | Business

If one of your New Year's resolutions is to pay off your credit card debt, be advised that it's getting harder all the time. That's because credit car...

Best Credit Cards If Your Credit Is in the Doghouse

Curtis Arnold | Posted 12.20.2011 | Business
Curtis Arnold

To enjoy the real benefits of credit cards, you'll need to keep your secured account in good standing for a year or two. Commit to earning and saving more money, so you can control your credit cards instead of letting them control you.

Final Credit Card Laws Go Live

Jason Alderman | Posted 11.17.2011 | Healthy Living
Jason Alderman

If you've ever paid a penalty for sending in your credit card payment late, the following news might spark your interest: On August 22, 2010, the Fede...

Lower Credit Card Rates: How To Find The Best Deal

CNN | Gerri Willis, CNN Personal Finance Editor | Posted 05.25.2011 | Business

NEW YORK (CNN) -- Tired of your old credit card rate? Skyrocketing fees and shrinking credit limits? In the first of our series on Financial Resolutio...

Payday Loans: Do Borrowers Know What They're Getting?

Slate Magazine | Ray Fisman | Posted 05.25.2011 | Business

There's been a lot of finger-pointing lately about who is to blame for the untenable financial circumstances of many American families. Among the usua...