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Bad Credit

6 Ways To Guess Someone's Credit Score

Odysseas Papadimitriou | Posted 10.05.2016 | Business
Odysseas Papadimitriou

Are you looking for true love, or at least a nifty parlor trick? Well, you'd better acquaint yourself with the telltale signs of good and bad credit.

Applying for the Wrong Credit Cards Can Just Make Bad Credit Worse

NerdWallet | Posted 09.14.2016 | Business

by Virginia C. McGuire If you have bad credit, figuring out which credit cards are right for someone with a credit history like yours is especially i...

What to Look for in a Credit Card for Bad Credit

NerdWallet | Posted 09.09.2016 | Business

by Virginia C. McGuire If you're one of the millions of Americans with bad credit, it's easy to feel like you have to accept whatever terms a credit...

43% of Millennials Have Bad Credit, TransUnion Says

NerdWallet | Posted 08.05.2016 | Business

By Bev O'Shea If you're a millennial, there's a significant chance that your credit score is "subprime" -- bad enough to make lenders think twice abo...

Bad Credit vs. No Credit: Which Is Worse When Trying to Rent an Apartment?

NerdWallet | Posted 08.04.2016 | Business

By Erin El Issa It's not just high demand or steep monthly payments that could come between you and the apartment you want to rent. There's another p...

No Credit vs. Bad Credit: Know the Difference

NerdWallet | Posted 08.03.2016 | Business

By Lindsay Konsko No credit, bad credit: Hear the terms often enough and they can blur together. These credit statuses aren't one and the same, thoug...

3 Tips to Fix Bad Credit

NerdWallet | Posted 08.02.2016 | Business

By Erin El Issa If you've found yourself looking for bad-credit credit cards or being turned down for loan applications, you may be wondering how to ...

"How Long Does It Take To Build My Credit Score?"

Jeanne Kelly | Posted 07.19.2016 | Business
Jeanne Kelly

If your credit score has declined for whatever reason, and now you're looking to get it back to a higher number, you're probably wondering, "How long ...

Rules Are Murky for Moving Up From a Secured Credit Card, Study Finds

NerdWallet | Posted 05.25.2016 | Business

by Claire Tsosie If you have a secured credit card -- a credit card that requires cash collateral -- you may be looking forward to the day your iss...

Why Google Banned Ads From Payday Loans

GOBankingRates | Posted 05.11.2016 | Business

By Laura Woods, Contributor Joining the ranks of guns, tobacco and explosives, payday loans will officially be banned from Google ads starting July 1...

How Do Secured Credit Cards Work?

NerdWallet | Posted 04.06.2016 | Business

by Lindsay Konsko and Virginia C. McGuire If you have bad credit, a secured credit card can be a great way to improve your score. Secured cards wo...

10 Best Credit Cards for Bad Credit

GOBankingRates | Posted 03.23.2016 | Business

By Elyssa Kirkham, Finance Writer If your credit score has taken a nosedive, you'll need to start using credit responsibly to rebuild it. This can ge...

No Credit History? Choose Secured Credit Cards Over Prepaid Debit Cards

NerdWallet | Posted 03.22.2016 | Business

by Anisha Sekar Secured credit cards and prepaid debit cards are two financial products geared toward people with no credit or bad credit. However, o...

Small Business 2016 New Year's Resolutions

NerdWallet | Posted 01.12.2016 | Business

Whether it's growing your small business, learning a new skill or managing your finances, having a concrete set of resolutions is a great way to stay focused in 2016.

Understand Lender Credit Lingo & Jump to a Higher Credit Category

Adrian Nazari | Posted 12.23.2015 | Business
Adrian Nazari

When you check your credit score, you might be used to seeing it described as fair, poor, good or excellent. Lenders see those categories, too. They just use different labels: subprime, non-prime, prime and super-prime.

Don't Let Bad Credit Keep You From Starting a Business

NerdWallet | Posted 11.26.2015 | Business

You have a great idea for a small business based on a promising market opportunity. You're ready to take the plunge. But there's a problem: money. You don't have any.

11 Sly Ways Good Credit Will Tempt You into Bad Debt | Posted 11.04.2015 | Money

Have an excellent credit score? That's great, but don't go cueing up the Rocky theme song as your personal soundtrack or crowning yourself a credit master.

Your Love Life and Your Credit Scores: They're More Related Than You Think | Posted 10.29.2015 | Weddings

You probably already know that your credit scores are used by banks, credit card issuers, car dealerships, insurance companies and more to determine the risk of lending you money or providing services, but it seems that there is a very real connection between your love life and your credit score.

3 Things People With Bad Credit Need To Know | Posted 06.29.2015 | Money

It's not the end of the world if you have bad credit. Actually, millions of Americans have credit that's rated below average. While it's not something you might be proud of, it's important to know that there are some ways to make it better.

Should I Apply for a Credit Card?

Robert Harrow | Posted 06.27.2015 | Business
Robert Harrow

Recent trends have shown that Americans, particularly millennials, are weary of using credit cards. The problem largely stems from the way credit cards are viewed today. They are typically perceived as a "last resort" for consumers who can't afford to pay for their purchases.

Can I Get a Car Loan If I Have No Credit?

Steve Rhode | Posted 06.08.2015 | Money
Steve Rhode

Better to finance the car yourself and pay on time, which will help build your credit. That way, you won't have to go through worrying about whether you'll qualify for a loan next time.

5 Tips for Consumers With Bad Credit

Robert Harrow | Posted 06.05.2015 | Business
Robert Harrow

Many things today rely on credit scores -- anything from getting approved for a credit card to landing an apartment. With enough patience and financial prudence, you can turn yourself into a lean-mean-credit-mastering machine.

Reforming Payday Lending Practices Is One Important Way to Address Wealth Inequality

Andrea Levere | Posted 05.03.2015 | Business
Andrea Levere

The economic recovery has not benefited Americans equally. We all know that. But few facts underscore that point more clearly than the startling number of consumers whose financial futures have been put on hold by subprime credit scores.

5 Greatest Credit Horrors This Halloween

Jeanne Kelly | Posted 12.23.2014 | Business
Jeanne Kelly

Gift your family with a Happy Halloween this year by keeping these five horrors from haunting you this season and in the season lurking just beyond October 31st. Ooops, I couldn't resist!

6 Surprising Ways Having Bad Credit Hurts | Posted 12.21.2014 | Money

It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.