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Bad Credit

"How Long Does It Take To Build My Credit Score?"

Jeanne Kelly | Posted 07.19.2016 | Business
Jeanne Kelly

If your credit score has declined for whatever reason, and now you're looking to get it back to a higher number, you're probably wondering, "How long ...

Rules Are Murky for Moving Up From a Secured Credit Card, Study Finds

NerdWallet | Posted 05.25.2016 | Business
NerdWallet

by Claire Tsosie If you have a secured credit card -- a credit card that requires cash collateral -- you may be looking forward to the day your iss...

Why Google Banned Ads From Payday Loans

GOBankingRates | Posted 05.11.2016 | Business
GOBankingRates

By Laura Woods, Contributor Joining the ranks of guns, tobacco and explosives, payday loans will officially be banned from Google ads starting July 1...

How Do Secured Credit Cards Work?

NerdWallet | Posted 04.06.2016 | Business
NerdWallet

by Lindsay Konsko and Virginia C. McGuire If you have bad credit, a secured credit card can be a great way to improve your score. Secured cards wo...

10 Best Credit Cards for Bad Credit

GOBankingRates | Posted 03.23.2016 | Business
GOBankingRates

By Elyssa Kirkham, Finance Writer If your credit score has taken a nosedive, you'll need to start using credit responsibly to rebuild it. This can ge...

No Credit History? Choose Secured Credit Cards Over Prepaid Debit Cards

NerdWallet | Posted 03.22.2016 | Business
NerdWallet

by Anisha Sekar Secured credit cards and prepaid debit cards are two financial products geared toward people with no credit or bad credit. However, o...

Small Business 2016 New Year's Resolutions

NerdWallet | Posted 01.12.2016 | Business
NerdWallet

Whether it's growing your small business, learning a new skill or managing your finances, having a concrete set of resolutions is a great way to stay focused in 2016.

Understand Lender Credit Lingo & Jump to a Higher Credit Category

Adrian Nazari | Posted 12.23.2015 | Business
Adrian Nazari

When you check your credit score, you might be used to seeing it described as fair, poor, good or excellent. Lenders see those categories, too. They just use different labels: subprime, non-prime, prime and super-prime.

Don't Let Bad Credit Keep You From Starting a Business

NerdWallet | Posted 11.26.2015 | Business
NerdWallet

You have a great idea for a small business based on a promising market opportunity. You're ready to take the plunge. But there's a problem: money. You don't have any.

11 Sly Ways Good Credit Will Tempt You into Bad Debt

CreditSesame.com | Posted 11.04.2015 | Money
CreditSesame.com

Have an excellent credit score? That's great, but don't go cueing up the Rocky theme song as your personal soundtrack or crowning yourself a credit master.

Your Love Life and Your Credit Scores: They're More Related Than You Think

NextAdvisor.com | Posted 10.29.2015 | Weddings
NextAdvisor.com

You probably already know that your credit scores are used by banks, credit card issuers, car dealerships, insurance companies and more to determine the risk of lending you money or providing services, but it seems that there is a very real connection between your love life and your credit score.

3 Things People With Bad Credit Need To Know

NextAdvisor.com | Posted 06.29.2015 | Money
NextAdvisor.com

It's not the end of the world if you have bad credit. Actually, millions of Americans have credit that's rated below average. While it's not something you might be proud of, it's important to know that there are some ways to make it better.

Should I Apply for a Credit Card?

Robert Harrow | Posted 06.27.2015 | Business
Robert Harrow

Recent trends have shown that Americans, particularly millennials, are weary of using credit cards. The problem largely stems from the way credit cards are viewed today. They are typically perceived as a "last resort" for consumers who can't afford to pay for their purchases.

Can I Get a Car Loan If I Have No Credit?

Steve Rhode | Posted 06.08.2015 | Money
Steve Rhode

Better to finance the car yourself and pay on time, which will help build your credit. That way, you won't have to go through worrying about whether you'll qualify for a loan next time.

5 Tips for Consumers With Bad Credit

Robert Harrow | Posted 06.05.2015 | Business
Robert Harrow

Many things today rely on credit scores -- anything from getting approved for a credit card to landing an apartment. With enough patience and financial prudence, you can turn yourself into a lean-mean-credit-mastering machine.

Reforming Payday Lending Practices Is One Important Way to Address Wealth Inequality

Andrea Levere | Posted 05.03.2015 | Business
Andrea Levere

The economic recovery has not benefited Americans equally. We all know that. But few facts underscore that point more clearly than the startling number of consumers whose financial futures have been put on hold by subprime credit scores.

5 Greatest Credit Horrors This Halloween

Jeanne Kelly | Posted 12.23.2014 | Business
Jeanne Kelly

Gift your family with a Happy Halloween this year by keeping these five horrors from haunting you this season and in the season lurking just beyond October 31st. Ooops, I couldn't resist!

6 Surprising Ways Having Bad Credit Hurts

NextAdvisor.com | Posted 12.21.2014 | Money
NextAdvisor.com

It's been said many times that having a low credit score can hurt your finances. In addition to the recognizable consequences, there are a few lesser known, but still hazardous, effects bad credit can have on you.

Is America Now a Debtor Nation?

Curtis Arnold | Posted 11.04.2014 | Money
Curtis Arnold

Have a few blemishes on your credit report? You're not alone. According to a recent study from the Urban Institute, over one-third of Americans had debt in collections in 2013.

The 4 Laziest Ways to Improve Your Credit

Adam Levin | Posted 06.24.2014 | Money
Adam Levin

Most people know it's important to have good credit, but they don't want to spend too much time worrying about it. The good news is that you can be pretty lazy and still improve your credit.

Can Paying Your Taxes Late Affect Your Credit Score?

Credit.com | Posted 06.08.2014 | Money
Credit.com

It's pretty simple: If you don't pay your taxes, the IRS can file a notice of federal tax lien with the credit bureaus, and that's a huge negative on your credit reports.

How To Rent With Bad Credit

Credit.com | Posted 03.21.2014 | Money
Credit.com

Don't avoid the elephant in the room. Address your bad credit frankly and honestly.

When Your Credit Score Is Too Low for a Mortgage

MyBankTracker | Posted 03.12.2014 | Money
MyBankTracker

Mortgage lenders have tightened their credit requirements since the freewheeling lending days that led to the financial crash.

How to Rent an Apartment With Bad Credit

MyBankTracker | Posted 02.18.2014 | Money
MyBankTracker

When going to look at an apartment, bring copies of pay stubs, copies of prior years' tax returns and any proof of additional income. It will not only provide proof of income, but also of being an organized person who is serious about taking care of business.

What to Do if Your Credit Score Is Not Good Enough for a Mortgage

MyBankTracker | Posted 01.25.2014 | Business
MyBankTracker

As the housing bubble was growing, many Americans with low credit scores were able to benefit from a variety of housing loans. However, the boom led to the bust that followed, and financing a new home purchase through a bank with subpar credit has become far more difficult.