Bank Lending

Banks Could Learn a Thing or Two

James Perry | Posted 05.20.2012

Read More: Big Banks, Bank of America, Bank Lending, Kiva, Banking, Banks, Banking Crisis, Bank Bailout, Kiva New Orleans, Kiva Detroit, Business News
James Perry

The principled belief that a stronger local, state and national community results in a stronger more consistent bottom line for lending institutions is not just feel good chatter. In fact, their existence relies upon this business principle.

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Banks Choose Lending To Uncle Sam Instead Of You

The Huffington Post | Mark Gongloff | Posted 03.12.2012

Read More: Federal Reserve, Banks, Bank Lending, Government Debt, Lending, Fed, Treasury Bonds, Business News

If banks are doing so great, then why are they lending money to Uncle Sam instead of to you? U.S. banks bought more Treasury debt and bonds issued ...

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Oil vs. Morning in America

Brent Budowsky | Posted 05.01.2012

Read More: Gas Prices, Alternative Energy, Opec, Strategic Petroleum Reserve, Energy Security, Economic Growth, Oil Speculators, Bank Lending, Oil Prices, Oil, Economic Confidence, Business News
Brent Budowsky

Do not underestimate the potential political and economic power of the recovery that has begun. The economy still faces challenges, but the signs of recovery are real, growing and widening in scope.

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Banking 2012: Maneuvering to Survive the Desert Landscape of Zero Interest Rates

Dennis Santiago | Posted 04.07.2012

Read More: Dennis Santiago, Credit Rating Agencies, Economic Recovery, Tbtf, Institutional Risk Analytics, Community Banks, Zirp, Bank Lending, Zero Interest, Lending Freeze, Fed Lending, Business News
Dennis Santiago

Simply put, with zero interest rates pushing operating margins down to nothing, the only thing starving bankers have left to do to survive the drought is cannibalize the industry.

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Small Business Lending Rises At Chase, Citi

Reuters | Posted 03.24.2012

Read More: Small Business Loans, JPMorgan Chase, Video, Citigroup Small Business Lending, Chase Bank, Small Business Banks, Small Business, Bank Lending, Small Business News and Trends, Small Business Bank Loans, Small Business Lending, Chase Small Business Lending, Citigroup, Small Business News

(Reuters) - Global lending giants Chase (JPM.N) and Citi (C.N) said they substantially increased loans to U.S. small businesses last year, both exceed...

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Chinese Entrepreneurs Get A Boost

AP | By JOE McDONALD | Posted 01.09.2012

Read More: Video, China Central Bank, Small Business, China Small Business, Bank Lending, Chinese Entrepreneurs, Small Business News and Trends, Chinese Banks, Chinese, China Startups, Small Business Lending, China, Small Business News

BEIJING -- China's central bank is promising pro-growth conditions this year to support struggling entrepreneurs but says it will stay prudent amid co...

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Lurking in the Shadows -- the Risks From Nonbank Intermediation in China

Nigel Chalk | Posted 01.04.2012

Read More: Macroeconomic Control, International Monetary Fund, Financial Reform, Credit Quality, Imf, Economic Growth, Financial Liberalization, Global Financial Crisis, Administrative Controls., Financial Regulation, Bank Lending, Nonbank Intermediation, Financial Supervision, Short-Term Lending, Imfdirect, Nonbanks, Business News
Nigel Chalk

In the 12 months to June, over RMB 600 billion poured into China from short-term lending by nonresidents to Chinese corporations. These developments are worrying for four broad reasons.

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Big Banks' Latest Problem? They're Sitting On Too Much Cash

The Huffington Post | Alexander Eichler | Posted 12.25.2011

Read More: Hsbc, Investments, Video, Bank Layoffs, Bank Lending, Bank Closings, Lending, Occupy Wall Street, Bank Transfer Day, Bank of America, Banking, Banks, Borrowing, Bank Loans, Credit Unions, Business News

The economy is only barely growing, making some consumers and businesses skittish about taking out loans and with banks not lending that money out, it...

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Small Business Borrowing Jumps: Paynet

Reuters | Posted 12.03.2011

Read More: Small Business Loans, Thomson Reuters, Small Business, Bank Lending, Lending, Thomson Reuters/PayNet Small Business Lending Index, Loans, Small Business News and Trends, Small Business Borrowing, Small Business Lending, Small Business News

(By Ann Saphir) - Borrowing by small U.S. businesses jumped in August, a bright spot in an economy whose weaknesses are so pronounced that the Federal...

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Strong Policy Action -- The Essence of Restoring Global Economic Hope

Olivier Blanchard | Posted 11.21.2011

Read More: Fiscal Consolidation, Economic Rebalancing, Public Debt, Financial Volatility, Bank Balance Sheets, World Growth, International Monetary Fund, World Economic Outlook, Private Demand, Bank Capital, Imf, Public Deficits, External Rebalancing, Current Accout Surpluses, Sovereign Bonds, Olivier Blanchard, Weak Balance Sheets, Current Account Deficits, Low Growth, Bank Lending, Medium-Term Fiscal Consolidation, Economic Forecasts, Imfdirect, Downside Risks, Video, Business News
Olivier Blanchard

The global economy has entered a dangerous new phase. The recovery has weakened considerably, and downside risks have increased sharply. Strong policies are urgently needed to improve the outlook and reduce risks.

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Banks Slash Jobs But Severe Headwinds Remain

Gemma Godfrey | Posted 11.02.2011

Read More: Bank Hoarding, Banking Crisis, Bank Lending, Bank Holding, Euro Bank Lending, Eurobank, Bank-Lending, Business News
Gemma Godfrey

As banks all over the world slash jobs, we ask ourselves -- will this produce more streamline firms ready to generate significant profits, or is it a sign of the poor outlook for the sector?

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Gone Baby Gone: Can a Dying Deal Be Saved?

Ron Gitter | Posted 09.25.2011

Read More: New York Co-Ops, Lending Crisis, Fannie Mae, Consumers, New York Condos, Bank Lending, NY Real Estate, Real Estate, Bank Loans, New York News
Ron Gitter

As the struggling recovery inches along, many of us on the ground know residential real estate's dirty little secret: getting to the closing table has become increasingly more difficult.

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U.S. Banks Finally Increasing Lending In Good Sign For Investors

Posted 09.05.2011

Read More: Mortgage Bond, Wells Fargo Bank, Dodd-Frank, Bonds, Credit Quality, Real Estate, Housing Crisis, Solaris Group, Bank Lending, BB&T, Barclays Capital, The Federal Reserve, Banks, Economic Recovery, JPMorgan Chase & Co, Citigroup, Video, Business News

Major U.S. banks appear to be finally opening the lending spigot. Second-quarter earnings reports due this month are likely to reveal a slight ...

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Construction Activity Down To Lowest Level In Over Decade

AP | By MARTIN CRUTSINGER | Posted 06.01.2011

Read More: Mortgages, Housing Market, Bank Lending, Homes, Apartments, Construction Activity, Jobs, Manufacturing, Real Estate, Government Projects, Recession, Business News

WASHINGTON -- Builders started work on fewer homes, apartments and government projects in February, pushing construction activity down to the lowest l...

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GOOD SIGN: Some Business Are Borrowing Again

AP | PALLAVI GOGOI | Posted 05.25.2011

Read More: Small Business Loans, Banks, Bank Lending, Commercial Loans, Business Loans, Jpmorgan, Wells Fargo, Business Lending, Small Business America, Business News

Martin Foil's company sells yarn that winds up in clothes from the Gap, Ralph Lauren and American Apparel, and business is growing. He's buying new ma...

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Moody's: Banks Have Written Down 2/3 Of Bad Loans

AP | Posted 05.25.2011

Read More: Writedowns, Bank Lending, Mortgage Loans, Credit Crisis, Credit Markets, Banks Bad Loans, Bank Writedowns, Moody's, Business News

NEW YORK — Moody's Investors Service said Wednesday it appears U.S. banks have written off about two-thirds of the bad loans they're likely to face ...

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Arianna And George Will Disagree On Why Banks Aren't Lending (VIDEO)

Huff TV | Posted 05.25.2011

Read More: Wall Street Bailout, Bank Lending, Wall Street, George Will, Financial Reform, Wall Street Reform, Financial Crisis, Christiane Amanpour, Business News
Huff TV

Arianna appeared on ABC's "This Week" Sunday as part of a roundtable with George Will, Kate Zernike, and Jonathan Karl. During the discussion, Aria...

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Shahien Nasiripour

Bank Profits Soar, Lending Falls As Banks Pay Next To Nothing For Funds

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011

Read More: Financial Crisis, The Financial Fix, Fdic, Sheila Bair, Federal Deposit Insurance Corp, Bank Profits, Banks, Bank Bailout, Bank Lending, Zirp, Business News

Bank profits jumped 21 percent last quarter to nearly $22 billion, the highest level in three years, as banks put away less money to cover future loss...

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Credit Still Tightening, Fed Governor Elizabeth Duke Says

nytimes.com | SEWELL CHAN | Posted 05.25.2011

Read More: Fed Governor, Credit, Bank Lending, Consumer Credit, Elizabeth Duke, Columbus Ohio, Federal Reserve, Credit Markets, Business News

WASHINGTON -- The level of outstanding credit in the American economy continues to fall as strong and weak banks alike pull back on lending, worsening...

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Banks, Babies and Biases

Katherine V.W. Stone | Posted 05.25.2011

Read More: Housing Market, Credit, Bank Lending, Bureau of Labor Statistics, Mortgage Crisis, Banks, Bank Loans, Bank Lending Practices, Business News
Katherine V.W. Stone

The banking industry mentality is deeply conservative -- not the kind that makes sure that loans are collateralized and deposits protected. Rather, it is a mentality produced by an out-of-date understanding of the world.

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Shahien Nasiripour

As Lending To Small Businesses Plummets, Bernanke Implores Banks To Do More

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011

Read More: Financial Crisis, Small Business, Small Business Lending, Bank Lending, Ben Bernanke, Nara Bank, Fdic, Sba, Small Business Administration, Economic Crisis, Small Business Loans, Banks Small Business, Big Banks, Banks Small Business Lending, Banks Small Business Credit, Small Business Credit, Economic Recovery, Business News

After more than 40 summits held across the country to figure out why the nation's small businesses aren't getting the loans they need and qualify for,...

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Ryan McCarthy

'The Fourteenth Banker,' Anonymous Bank Insider, Describes His Moral Crisis: 'The System Is Built To Be Gamed'

HuffingtonPost.com | Ryan McCarthy | Posted 05.25.2011

Read More: Investment Banks, Fourteenth Banker, Bank Lending, The Financial Fix, Bank Branches, Wall Street, Bank Whistleblowers, Too Big to Fail, Fianncial Reform, Credit Cards, Simon Johnson, 13 Bankers, 14th Banker, Small Business Lending, Business News

"The system is built to be gamed." "The voices of dissent are not being heard." These are the words of an anonymous executive at one of Americ...

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Shahien Nasiripour

Fed Still Doesn't Know How To Stimulate Lending To Small Businesses

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011

Read More: Financial Crisis, Ben Bernanke, Federal Reserve, Small Business, Small Business Lending, Megabanks, Bank Lending, Credit Crunch, Business News

Two years after the credit crunch mushroomed into a full-blown credit crisis, the Federal Reserve continues to search for answers in its quest to boos...

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Shahien Nasiripour

Another Monthly Drop In Lending By Biggest Bailed-Out Banks

HuffingtonPost.com | Shahien Nasiripour | Posted 05.25.2011

Read More: Tarp, Small Business, Wall Street Bailout, The Financial Fix, Bank Lending, Bailout, Great Recession, Financial Crisis, Small Business Lending, Business News

The biggest recipients of taxpayer bailouts cut lending again, at a rate twice that of smaller lenders, new federal data show. The nation's biggest...

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Big Bailout Banks Slashed New Lending In January

AP | DANIEL WAGNER | Posted 05.25.2011

Read More: Bank Lending Down, Bank Lending, Banks Cut Lending, Bank Lending Decrease, Banks, Bailout Banks Cut Lending, Bailout Banks Decrease Lending, Bailout Bank Lending, Banks Decrease Lending, Business News

WASHINGTON — The Treasury Department said Monday that new lending plummeted in January at the nine largest banks that have yet to repay their taxpay...

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