Millennials aren't incredibly worried about bank fraud -- but they should be. According to a 2014 Federal Trade Commission study, 20- to 29-year-olds are the highest reporting group for identity theft, making up a full fifth of complaints across all age brackets.
Why do so many of us cling to paper-based systems to keep track of our money? In truth, some paper is necessary, but the most common response may be habit. As you're reassessing those habits, keep these five steps in mind.