If it's going to be legal, small business owners who sell it should have the same access to the financial system (and the protections that system provides them) as any other small business owner in America.
It's a sign of our shadowy times that the latest regulatory "reform" bill hasn't been laughed out of Washington. Same goes for the latest bankers' complaint, this time about being asked to cover their own bets.
As sales metrics improve month by month, economists seem to agree that residential real estate is awakening from its 36-month slumber. That being said, buyers and sellers are well advised to accept the uncertainties of the market and compromise.
"Honesty" and "banking" are rarely mentioned in the same breath these days, but here's a reason companies should act in their customers' best interests: if they don't, it's likely their former employees will tell on them.
The backlash after the next financial calamity will make the Dodd-Frank Act look so mild that many will wonder if it was written by bankers themselves. Handcuffs and prison sentences will not likely be in short supply next time.
Republicans are attempting to impose a selfish belief system on a selfless American people, people like the citizens of Bedford Falls who rush to the rescue of neighbors. It won't work, just like it didn't in It's a Wonderful Life.