There was much to celebrate this week, as we marked the remarkable achievements of Obama's first 100 days. A high point: Michelle Obama sending a resounding message about making service a regular part of our lives by volunteering at a food bank, even though we are months away from Thanksgiving. On the other hand, there was the depressing, banking-industry-led Senate defeat of a measure offering relief to America's struggling homeowners. Coming up: Thursday's announcement of the results of the bank stress tests. Early indications are that at least some of the banks are going to need another infusion of capital. With apologies to Justice Scalia, "Fleeting expletive" no! It's time for Americans to draw the line in the sand and say that if bankers are not going to side with us when we need help, we're not going to side with them when they do.