Jim Ruchalski, a pack-a-day guy, has gone to a lot of trouble to clear the stale-smoke scent out of his apartment. That's why the candles are burning and the fans are humming on high.
Many Chicagoans write off the relentless comparisons of their city to bankrupt Detroit. After all, Chicago isn't a run-down, empty shell of a city. It doesn't rely on just one industry to survive. And it certainly hasn't lost 60 percent of its population like Detroit has.
Do you know your FICO Score? With a new version of the leading credit scoring system released this past fall, it's even more important to understand how you're managing your credit.
There's a big misconception that private student loans can never be discharged in bankruptcy. People have repeated that statement so often they believ...
Money problems are solved by increasing income, reducing expenses, a combination of the both, or intervention. Bankruptcy is the only legal process that forces your creditors to have to deal with the debt by eliminating it or establishing a payment plan you can afford.
In today's economic climate, personal bankruptcy has climbed at an alarming rate. Here are the top 10 reasons why people go bankrupt.
Finding tips to save money is easy, but what are the things that make us go broke? If you're doing any of the following you might already be on the path of financial destruction.
People consider filing bankruptcy when the alternative has become worse. Figuring out if you are at that point though can be difficult. One misconception that makes people hesitate to file bankruptcy is the impact on their credit.
In the world of personal finance, credit concerns and debt issues, there is no single issue that is more misunderstood than bankruptcy.
Question: I Can't Pay My Bills. What Can I Do? Dear Steve, I'm so completely freaked out about my bills. I'm now so in debt and worried about it...
Greece and the European Union could face a showdown in their debt talks as early as this week. And if you had to place odds right now, the likelihood is that the stubbornness of Europe's senior leaders will create a catastrophe for both Greece and the EU. Here is the state of play.
Saying goodbye to this iconic brand isn't easy, especially for those of us trying to keep our companies fresh and attractive. However, there's a silver lining: we can learn from RadioShack's mistakes.
I think about money all the time. I think about the bills that need to be paid, the things my kids need, and the fact that what's coming in currently is not enough to cover what needs to go out. Every day is a list of choosing. Of overdraft fees. Of cancellation notices. Every moment is a feeling of defeat and a pang of failure.
This past year I haven't written the way I used to. There have been so many other things I wanted to write about but I just wasn't ready. I wasn't brave enough. Maybe now because I literally have nothing to lose, I have once again found my voice and my courage. Yesterday I filed bankruptcy. Chapter 7.
Couples planning to blend families often have to make financial arrangements that respect previous relationships with ex-spouses and their families. Issues range from childcare and eldercare to potentially complex matters. That's why involving trained experts in stepfamily financial planning is a must.
Millions of Americans are still filing for bankruptcy because of medical debt, even though they have insurance. In 2015, families could be on the hook for 13,200 in out-of-pocket expenses before their coverage kicks in. That's far more than many household budgets will allow.