About 35 states have given their insurance departments the legal power of prior approval of proposed health insurance rate changes. California is not among them, and advocates believe the state's residents are paying more for their health insurance coverage than necessary.
Conflict causes disruption and destruction of many sorts, including that of a people's identity. That can be especially true with armed conflict where cultural sites and monuments are at greater risk of being damaged, intentionally or otherwise.
Some critics of the reform law are suggesting that if the big companies aren't willing to sell policies on all the exchanges, Obamacare is somehow fatally flawed. But I think we'll all be just as well off if the big companies stay out of the individual and small group market.
Shouldn't the CEOs of health insurance companies like Blue Shield have to sign under penalty of perjury that their rate hikes are justified? Californians will vote on that proposition in November, and are almost sure to approve.
Nowhere are health insurers working harder to thwart reforms that could save consumers billions of dollars than in California, where a proposed bill that give state regulators the authority to reject rate increases that were excessive or discriminatory.
Blue Shield's rate increases are giving California reformers the ammo to go to the legislature for proposals that give regulators the power to say no and to create a public insurance option in California. What starts here will spread.
Recognize this melody? If you're a Blue Shield of California member, you hear it pretty much every time you call and end up holding till an actual person answers. A few days ago I heard it for half an hour.