A LIRP is a very powerful yet fairly basic financial planning tool that has been used to solve myriads of financial planning goals for decades. It's kind of like baking soda. Every household in America has one yet uses it a little differently.
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It's been said the only two certainties in life are death and taxes. While I can't help you avoid physical death, I can help you avoid paying taxes at retirement.
It's the foregone conclusion that no matter which hand the folks in Washington try to play, the fact is taxes will be higher... much higher in the future.
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