iOS app Android app

Budgeting

How I Increased My Student Loan Payment Over 500% on a Humble Salary

Taylor K. Gordon | Posted 08.27.2015 | College
Taylor K. Gordon

I'm ashamed to say the first $3,700 of my student loan took nearly three years to pay off. And not because I lacked funds. It just wasn't a priority. I figured the loan would get paid off eventually so what was the rush? (Not my brightest thought.)

10 Reasons Why You Might Be Financially Stressed

Nathaniel Sillin | Posted 08.19.2015 | Business
Nathaniel Sillin

How financially stressed are you? Here are some major indicators of financial stress with suggestions for taking action.

Can You Spend Money on Fun Without Feeling Guilty?

Carrie Schwab-Pomerantz, CFP | Posted 08.17.2015 | Business
Carrie Schwab-Pomerantz, CFP

Cut yourself some slack. Because while preparing for the future is important -- especially saving for retirement -- so is enjoying the present.

NFL Player Ryan Broyles Lives On $60K-A-Year Budget

The Huffington Post | Cavan Sieczkowski | Posted 08.12.2015 | Sports

Detroit Lions wide receiver Ryan Broyles is not blowing through his multimillion-dollar NFL paycheck.  The football star told ESPN that he and h...

8 Personal Finance Categories to Keep You Focused on the Bigger Picture

Natalie Bacon | Posted 07.24.2015 | Business
Natalie Bacon

If you're anything like me, you hear advertisements about financial products frequently. I hear ads for everything from banks, to investment products, to retirement accounts, and on and on. Every ad is for something different and it's hard to keep track of it all.

10 Ways to Cut $500 off Your Monthly Bills

GOBankingRates | Posted 07.21.2015 | Money
GOBankingRates

Surely, you've heard the advice to cut out discretionary expenses -- such as a daily latte -- to save money. It's true that those small savings can add up and provide a little more wiggle room in your budget. But what about those necessary expenditures?

How Small Colleges Can Not Only Survive, But Thrive

Dr. Arthur F. Kirk, Jr. | Posted 07.17.2015 | College
Dr. Arthur F. Kirk, Jr.

With the closing of two more private not-for-profit colleges in recent months, many more college leaders and boards across the country realize they must take the difficult steps required to ensure survival for their institutions.

Homeowners Can Spend Over $9K A Year In Hidden Costs

Credit.com | Posted 06.23.2015 | HuffPost Home
Credit.com

Buying a home is so much more than finding the perfect place, applying for a home loan and budgeting for a monthly mortgage payment -- it's thousands of dollars more than many homeowners expect.

How One Family Saved $4,800 On Food In A Year

Credit.com | Posted 06.23.2015 | Money
Credit.com

What would you do with an extra $50 to $250 a month? Pay off credit card debt? Build an emergency savings fund? Take a much-needed vacation? There's a good chance you are throwing away that much money month after month, and if you stop, you'll be able to put it to better use.

5 Easy Ways To Save Money On Moving

Refinery29 | Posted 06.23.2015 | HuffPost Home
Refinery29

By Shoko Wanger For many, the thought of planning a move is enough to cause a cold sweat. Anyone who's done it before will tell you: There's ...

Top 5 Money Moves To Make After Graduation

Brianna McGurran | Posted 06.16.2015 | Money
Brianna McGurran

As "Pomp and Circumstance" plays on graduation day, you'll probably reflect on how much you learned in the classroom and the successful career college has prepared you for. But chances are your school didn't include real-world financial tips for new grads as part of its curriculum.

How to Save for Retirement Without Kicking Your Starbucks Habit

Lule Demmissie | Posted 06.03.2015 | Money
Lule Demmissie

Budgets shouldn't be about denial. They should be about empowered spending and realistic trade-offs.

Here's What You Could Buy If You Quit Your Crazy Starbucks Habit

The Huffington Post | Kate Bratskeir | Posted 06.01.2015 | Taste

If sipping on a store-bought cup of coffee is one of your daily rituals, you could be laying out a lot more cash than you realize. Sure, a standard 16...

Need to Adjust Your Financial Attitude? Start Here--Now!

Carrie Schwab-Pomerantz, CFP | Posted 05.28.2015 | Business
Carrie Schwab-Pomerantz, CFP

First, realize that you're not fighting a losing battle. The very fact that you see the problem and want to do something about it means you're already starting on the solution. And you're correct that it is a matter of attitude.

Want to Stick to a Budget? Try a Reloadable Prepaid Card

Tami Farrow | Posted 05.29.2015 | Money
Tami Farrow

Budgeting isn't easy. If you're like most people, you've tried many different ways to avoid overspending and stick to a budget.

Five Reasons Why Saving for Retirement Should Get Priority Over Paying Off Your Mortgage

Bob Lotich | Posted 05.29.2015 | Money
Bob Lotich

There's an almost perpetual debate as to which should get priority, saving for retirement or paying off your mortgage early. In a perfect world, the best solution would be to do both at the same time.

A First-Year Money-Management Guide for the New College Grad

Jason Alderman | Posted 05.29.2015 | Money
Jason Alderman

As the nation's full retirement age edges closer to 70, it means a 22-year-old college graduate has nearly 50 years to save and invest. That's why solid money habits built early can make an enormous difference, even for young people who can't afford to put away more than a few dollars a week at the start.

Women and Retirement: Can You Afford Not To Save?

Carrie Schwab-Pomerantz, CFP | Posted 05.15.2015 | Money
Carrie Schwab-Pomerantz, CFP

There's been a fair amount of press recently about how women are falling behind in retirement savings. There are lots of explanations: women put others' needs first; or they believe they can rely on their husbands for retirement; or they're more risk averse when it comes to investing. But the hard truth is: We need to take care of ourselves.

5 Marketing Tools for the Budget Savvy Entrepreneur

Nancy Laws | Posted 05.04.2015 | Business
Nancy Laws

The "lightbulb" moment for every entrepreneur is incredible. After years of searching for the right business idea, you have finally struck gold with an innovative idea that will transform your industry.

Who Is Right About Budgeting Our Money: My Wife or I?

Steve Rhode | Posted 06.13.2015 | Money
Steve Rhode

Question: Yo Steve, My wife and I fight, or shall I say disagree, all the time about spending and a budget. She has one opinion and I have anot...

5 Bad Money Habits You Can Break Today

Credit.com | Posted 05.20.2015 | Money
Credit.com

When it comes to bad financial habits, there are some serious ones that can cost you thousands of dollars. Which of these habits are you guilty of committing?

Involving Kids in Family Vacation Planning

Jason Alderman | Posted 05.18.2015 | Money
Jason Alderman

Learning about actual costs involved in the average family vacation can be an eye-opener for kids. By planning all or part of the trip, kids can gain an understanding of how to bargain hunt, budget and save money. Here are a few ideas to help involve the kids in family vacation planning.

The Millennial Mindset

Leisa Peterson | Posted 05.17.2015 | Money
Leisa Peterson

A few weeks ago I was leading a wealth seminar for a dozen women, all between the ages of 40-55. They were successful entrepreneurs, businesswomen with decades of experience and between them, thousands of contacts.

The Definitive Guide To Budgeting For Unmarried Couples

Casey Bond | Posted 03.03.2015 | Money
Casey Bond

When one person in a relationship earns far more than the other, splitting expenses down the middle can leave the lower-income partner financially strained -- not to mention, resentful.

The 4 Things Kids Need to Know About Money

Amy Nielson | Posted 04.28.2015 | Parents
Amy Nielson

One of the direct results of my time working as an accountant was the realization that money habits, good or bad, start young