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Building Credit

How to Start Building Your Credit Fast

Jared Hecht | Posted 11.28.2016 | Business
Jared Hecht

We're thinking of a number between 300 and 850... and it's your credit score. Do you know what it is? And most importantly, is it where you want it t...

Building Credit? How a Credit Card 'Gets You There Faster'

NerdWallet | Posted 05.25.2016 | Business

by Virginia C. McGuire Your credit score measures how well you've handled borrowed money, and lenders use it to determine how much of a risk it would...

What to Look for in a Secured Credit Card

NerdWallet | Posted 03.24.2016 | Business

When it comes down to it, the earlier you establish these good borrowing habits, the sooner you'll be able to boost your credit. And once you're ready to graduate to an unsecured card, all of your efforts will be worth it.

No Credit History? Choose Secured Credit Cards Over Prepaid Debit Cards

NerdWallet | Posted 03.23.2017 | Business

by Anisha Sekar Secured credit cards and prepaid debit cards are two financial products geared toward people with no credit or bad credit. However, o...

Turn a Secured Credit Card Rejection into an Approval

NerdWallet | Posted 03.19.2017 | Business

by Claire Tsosie When Kyle Khachadurian found out that his application for a secured credit card had been denied, he felt crushed. "In my head, I w...

Do I Need an Income or Job to Qualify for a Credit Card?

NerdWallet | Posted 03.17.2017 | Business

by Anisha Sekar You may have heard that because of the 2009 Credit Card Act, you need a job and an annual income to qualify for a credit card. Actual...

How to Rebuild Credit After Being Released From Prison

NerdWallet | Posted 12.08.2016 | Business

By Virginia C. McGuire Perhaps you're among the estimated 650,000 people who are released from prison each year in the United States, according to th...

Co-Signer vs. Authorized User: What's the Difference?

Kari Luckett | Posted 06.15.2015 | Money
Kari Luckett

Many parents want to help their children start building their credit foundation early, and to do so, they become co-signers or allow their children to become authorized users on their credit card accounts. Both of these options have advantages and disadvantages, but do you know the difference?

How I Lived Without a Credit Card for 25 Years

GOBankingRates | Posted 06.08.2015 | Money

If you're wondering why I'm so excited to be the owner of what is basically a Fisher-Price credit card, you have to understand the Napoleon complex that not having any credit gave me.

7 Weird Things That Affect Your Credit Score

GOBankingRates | Posted 03.23.2015 | Money

Many aspects of credit can be confusing and even counterintuitive. Sometimes, it can even feel like you're doing everything right -- paying all your bills on time, not maxing out your cards -- and yet you still have poor credit. That's because there are a number of seemingly benign actions that can seriously hurt your credit score.

9 Ways to Improve Your Credit Score Today

GOBankingRates | Posted 03.11.2015 | Money

Credit is an important facet of your financial stability, as it influences everything from buying a car or home to whether you get that job offer you've been hoping for. Here are nine things you can do starting today to maintain a good credit score.

20 Things Every 20-Something Should Know About Credit

GOBankingRates | Posted 01.18.2015 | Money

If I could relive my 20s again, there are a few things I would do differently. I would have paid a lot more attention to my credit. Lucky for you, I learned those lessons the hard way so you don't have to. Read this list of 20 things every 20-something should know about credit.

7 Credit Card Strategies To Help Your Credit | Posted 12.20.2014 | Money

Even though there are a few ways you can try and accelerate the process, it takes time to build credit. Credit cards can be one of the best ways to do so, and if you commit to using them properly, it can be worth the time you spend strategizing.

Can I Live Without Credit?

Credit Karma | Posted 09.14.2014 | Money
Credit Karma

Living without credit is possible. Is it advisable though? Is it accomplishable without frustrating limitations? Those are different questions.

A Simple Way to Build Credit for the First Time

Rob Berger | Posted 05.24.2014 | Money
Rob Berger

No credit history means no credit score. And no credit score makes lenders hesitant to give you even small amounts of credit. So how does anyone get credit in the first place?

Should You Give Your Kids a Credit Card?

Simple. Thrifty. Living. | Posted 04.05.2014 | Parents
Simple. Thrifty. Living.

You should explain to them about credit and how swiping a credit card doesn't mean you don't have to pay for things. After you buy something with your credit card, show them your monthly bill after so they understand how credit cards work.

The 10 Things You're Too Shy to Ask About Credit -- But Should

LearnVest | Posted 03.12.2013 | Business

There's a lot that the basics don't cover, and questions that you might be embarrassed to ask, like how to start rebuilding your credit after a bankruptcy. We cover 10 of the top I'm-too-chagrined-to-ask questions.

3 Lessons That the Back-to-School Season Can Teach Us About Credit

Jeanne Kelly | Posted 08.27.2012 | Money
Jeanne Kelly

The back-to-school season can teach us a few things about our improving our credit scores, too. Here are three lessons we can learn.

Mom Skipped Out on the Lease and Collectors Are Chasing Me

Steve Rhode | Posted 05.23.2013 | Business
Steve Rhode

Sometimes the kids get hurt financially as a result. If your mother is not going to help you to repay the money which you appear to agree is due, then this will rest on your shoulders as a co-signer.

It Is Possible to Fix Your Credit in Two Months | Posted 08.27.2012 | Money

Repairing a shoddy credit report requires time, but there are few steps you can take to expedite the process. Here's what to do if you're hoping to give your score a boost by Labor Day.

10 States With the Highest Credit Card Debt per Person

InvestingAnswers | Posted 07.09.2012 | Money

According to the Federal Reserve, Americans had more than $800 billion in outstanding credit card debt at the end of 2011. So how much credit card debt do most people really have?

4 Lessons We Can Learn About Credit From the Super Bowl

Jeanne Kelly | Posted 02.03.2012 | Business
Jeanne Kelly

In your own financial life, it can seem like you are alone. But you aren't. You can put together a team of people to help you. Your family and friends are your own cheering fans in the stadium of your life.

5 Credit Tips to Help First Time Homebuyers Get a Mortgage

Jeanne Kelly | Posted 11.17.2011 | Business
Jeanne Kelly

If you're an aspiring first-time homebuyer, start working on improving your credit rating right now so that when it's time for you to find a home, you'll have no trouble finding a mortgage.