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Business Loans

Are There Government Small Business Loans?

Jared Hecht | Posted 09.30.2016 | Business
Jared Hecht

Luckily, you have a few other sources of capital to tap into: online small business loans, equity financing, crowdfunding, or family and friends--to name a few. But what about the government? Are there government small business loans?

Commercial Real Estate: How to Finance That Big Buy

Jared Hecht | Posted 09.22.2016 | Business
Jared Hecht

No matter where you launch your business, you're going to have be careful and smart about handling a commercial real estate purchase. And that starts with knowing the ins and outs of commercial property loans.

Online Lending Associations Strive For Consumer Protections

Kari Luckett | Posted 07.20.2016 | Business
Kari Luckett

Alternative lending arose from the financial crisis of 2008, in part, as a solution for business owners that were constantly getting turned down for capital. Some would say the industry has done a great job of helping small business owners, like mom-and-pop-shops, keep their doors open, while others remain a bit skeptical of online alternative lenders.

6 Things To Do Before Taking Out A Small Business Loan

Allan Smith | Posted 07.06.2016 | Business
Allan Smith

While the idea of business expansion can make this an exciting time for you, it is wise to lace your excitement with caution and a good deal of research. This will help you make informed decisions that will help you secure the right loan for your business.

4 Small Business Lending Options for Women

Lucinda Watrous | Posted 05.16.2016 | Business
Lucinda Watrous

Beyond using credit cards, personal savings, retirement accounts, and reaching out to friends and family, there are many ways to get the capital you need to run your business.

A Business Loan That's Fast and Efficient

Kari Luckett | Posted 03.17.2016 | Business
Kari Luckett

Any type of loan can be a long, drawn-out process. Most adults have had the experience of getting a mortgage, student loan or something as simple as a credit card or auto loan.

5 Questions to Ask Before Applying for a Business Line of Credit

NerdWallet | Posted 01.26.2016 | Business

A business line of credit offers flexible access to cash to fund short-term business needs. You'll be granted a credit limit, but you'll pay interest only on the funds you actually use, and the money will be available whenever you need it.

Ready to Start a Business? Take Hold of Your Credit

Steve Mariotti | Posted 01.26.2016 | Business
Steve Mariotti

Stop worrying and check your score. Every American is entitled to one free score per year, so use Google and find the one for you.

Ready to Start a Business? Take Hold of Your Credit

Steve Mariotti | Posted 01.25.2016 | Money
Steve Mariotti

Maybe you need to rent an office space to manage your new startup. Or, you need to open a line of credit in order to ensure you can always pay your employee when your income is slow to come in. Even with most of the cash on hand, it is impossible to do these things without credit.

4 Things Every Business Owner Should Know About Business Loans

Jonha Revesencio | Posted 04.27.2015 | Business
Jonha Revesencio

Like any important business decision, finding a line of credit should be done carefully. Look, we all get a little zealous when we have a good idea, but that doesn't mean we have to rush things and risk doing them wrong.

The Case for Women Entrepreneurs

Megan Foo | Posted 11.25.2014 | Women
Megan Foo

What if an entrepreneur never had the opportunity to thrive in the annals of innovation? What if he or she never received the capital, technology, networks and information crucial to the founding and flourishing of business ventures?

Why Are Alternative Business Loans So Expensive?

Yun-Fang Juan | Posted 10.04.2014 | Small Business
Yun-Fang Juan

I was talking to a friend the other day about Square Capital, which I think is a pretty good deal for Square merchants with 24% APR. My friend, a soft...

What to Do When Cash Flow Problems Threaten to Stall Growth

Gary Groff | Posted 06.25.2014 | Business
Gary Groff

A key retailer in your space wants more of your product, and others are competing for it. But you're also sinking capital into making your product up to eight months before you'll get paid for it. How do you get the funds right now?

Finding Opportunities Other Lenders Miss

Accion and Opportunity Fund | Posted 03.23.2013 | Impact
Accion and Opportunity Fund

2012-11-13-jrlogo300x60.gifIn communities throughout the U.S., there are 10.8 million stories of small business owners who are on the brink of success and primed to create jobs for themselves and others. Yet, they cannot access the loan that would put them over the edge.

Crowd Funding Injects Up to $1 Million Cash Equity Into Your Business and Increases Your Borrowing Power

Jerry Chautin | Posted 11.18.2012 | Small Business
Jerry Chautin

In part, the JOBS Act permits entrepreneurs to raise up to $1 million in any 12-month period with much less stringent requirements. Moreover, non-accredited investors will be permitted to invest up to $2,000 each.

Kathleen Miles

PHOTOS: An End To LA Unemployment? | Kathleen Miles | Posted 08.20.2012 | Los Angeles

A small-loans nonprofit that lifted thousands out of poverty in Tanzania, Bolivia and Uganda has now set its sights on reducing record-high unemployme...

Lender "Screws Up," Others Can Learn From Its Mistakes

Jerry Chautin | Posted 10.17.2011 | Business
Jerry Chautin

Every bank has its own sweet spot for small-business loans and will look at your application somewhat differently. Find the right one and form a business relationship before applying.

How To Get A Small Business Bank Loan: The Five Cs

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.

Why Washington's Elite Are Totally Out Of Touch With Main Street

Mark Sunshine | Posted 05.25.2011 | Business
Mark Sunshine

The biggest obstacle to small business lending is the disconnect between well-intentioned policy makers and the reality of Main Street. Maybe a review of practical reality and facts would help.

SBA's New Web Site Is a Clunker

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

The U.S. Small Business Administration has a cadre of talented staff whose goal is to help small-business owners succeed. Yet, if there was ever a way to tell someone to not go into business, their newly redesigned website is it.

SBA Puts the Kibosh on an Important Small Business Lending Program

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Community express loans have been widely used by small-business owners in need of small amounts of working capital ― currently up to $25,000 in most areas.

Finding An Angel Investor: 5 Things You Need To Know

The Huffington Post/AOL Small Business | Geoff Williams | Posted 08.06.2011 | Small Business

So you have a great business but can't find enough money to take it to the next level? And you just know that if you found someone with good intention...

Borrowing From Friends And Family: 5 Things You Need To Know

The Huffington Post/AOL Small Business | Geoff Williams | Posted 08.06.2011 | Small Business

For a lot of startups, money is tough to come by. So it's not surprising that many fledgling entrepreneurs think about borrowing from the Bank of Mom ...

You Can Borrow Small Amounts of Business Capital Now

Jerry Chautin | Posted 05.25.2011 | Business
Jerry Chautin

Although small business, economic stimulus lending is being widely criticized, $5,000 to $25,000 is available to you if you have a reasonable credit score and meet basic underwriting criteria.