When you toss your cap in the air on graduation day, the world feels like it is at your feet. You're ready to enter adulthood armed with a degree from college, you've got a few job prospects and life feels pretty sweet. That's until you go to buy your first car and realize that the one thing you didn't do in college was build yourself a solid credit record.
Digital technology has changed our world for the better, but the innovation that helps some rise also threatens to leave millions behind. As technology transforms our economy at a blinding pace, more and more people are being locked out of a job market increasingly dominated by the demand for computer skills.