Americans are fortunate enough to enjoy a robust market for credit cards. The industry is so competitive that card issuers regularly offer customers rewards for their spending in the form of valuable points, miles, or cash back.
Understanding your credit card rewards can be tough! Those that play the rewards game and win, like ThePointsGuy.com and FrequentFlyerGuy.com, will often reference the importance of getting the most value from your points or miles in order to get more out of them than the typical 1 point=1 cent.
The two most popular choices tend to be cash back and airline credit cards. The type of credit card that will provide you with the highest value will depend on a number of factors, which will differ by behavior and spending habits.
The marketplace for credit cards is more complicated than ever. Points programs, cash back plans and variable interest rates all have consumers drowning in the fine print, trying to make some sense of what they're applying for.
Cash-back credit cards are never more effective than during the holiday season. Putting all those big-ticket items on your cash-back cards can reap some nice rewards, if you choose your cards carefully. Not all cash-back credit cards are created equally.
You may feel like you can now breathe a big sigh of relief and settle right into marital bliss but there is still one outstanding task that remains to be tackled -- the marrying of your financial accounts.