Chapter 13

Racial Discrimination Can't Be Solved by Fighting Poverty

Elaine Gross | Posted 04.07.2012

Read More: Racism, Bankruptcy, Chapter 13, Racial Steering, Racial Discrimination, Affirmative Action, Chapter 7, New York News
Elaine Gross

Many people would agree that disparate treatment based on race is wrong, but how can we try to remedy the situation when so few people are willing to create policies and practices that explicitly address such forms of structural racism?

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Regulator Mulling Mortgage Debt Reduction For Bankrupt: Report

Posted 12.21.2011

Read More: Video, Bankruptcy, Freddie Mac, Fannie Mae, Federal Housing Finance Agency, Chapter 13, Mortgage Debt, Mortgage Debt Reduction, Fhfa, Underwater Mortgages, Business News

The regulator for Fannie Mae and Freddie Mac is actively considering a proposal that would allow for a reduction in the outstanding mortgage debt ...

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Seven Terrifying Things They Don't Tell You About Bankruptcy

InvestingAnswers | Posted 11.29.2011

Read More: Debt, Bankruptcy, Credit Cards, Credit Card Debt, Chapter 13, Home Loans, Personal Finance, Chapter 7, Credit Report, Finance Advice, Credit Score, Bankruptcy Advice, Business News
InvestingAnswers

Attorneys often tout bankruptcy as an easy way to get out of debt, but they downplay some of the serious long-term consequences. Before you decide if bankruptcy is right for you, consider seven realities first.

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Millions In Refund Checks Mailed To Countrywide Borrowers

AP | Posted 09.19.2011

Read More: Foreclosure Crisis, Mortgage Settlement, Lenders, Ftc, Mortgage Fraud, Bank of America, Borrowers, Reimbursed, Foreclosure, Countrywide Financial Corp., Federal Trade Commission, Chapter 13, Business News

WASHINGTON -- Hundreds of thousands of homeowners who took out mortgages with Countrywide Financial Corp. will soon receive their slice of a $108 mill...

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Bankruptcy Is the Cost of the Way the Credit Card Industry Does Business

Richard Gaudreau | Posted 09.12.2011

Read More: College Students, Debt, Credit Cards, Credit Counseling, Bankruptcy, Chapter 13, Predatory Lending, Business News
Richard Gaudreau

One newspaper article in 1997 told me all I needed to know about the business model for the credit card industry. Beneficial National Bank, the cred...

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In the Wake of the Recession, Bankruptcies Hit Women, Communities of Color Hard

Dory Rand | Posted 07.06.2011

Read More: Debt, Foreclosure, Unemployment, Bankruptcy, Recession, Chicago Foreclosures, Personal Bankruptcies, Underemployment, Chapter 13, Chicago Unemployment, Mortgage Payments, Chicago News
Dory Rand

Every year in Cook County, thousands of women are facing tough choices and making the difficult decision to declare bankruptcy, a decision that has the potential to dramatically change someone's life.

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How to Get Rid of a Second Mortgage Without a Loan Modification

Richard Gaudreau | Posted 05.25.2011

Read More: Loan Mod, Foreclosure, Second Mortgage, Loan Modification, Bank Foreclosures, Banks Foreclosure, Bankruptcy, Chapter 13, Business News
Richard Gaudreau

For those facing the loss of their home and wondering whether a Chapter 13 bankruptcy may help get rid of a second mortgage, the following information may be helpful.

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Fixed Income & Credit Card Debt: Why Retirees Are Declaring Bankruptcy

Posted 05.25.2011

Read More: Retirees, Bankruptcy, Retirement, Pensions, Financial Crisis, Credit Card Debt, Old Age, Chapter 13, Retirement Savings, Chapter 7, Business News

For more and more seniors, retirement doesn't mean a debt-free life of leisure. An increasing number of Americans aged 65 and older are declaring bank...

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