Many budgets are like leaky buckets -- they are full of holes. Most holes are small and hardly noticeable, but those little drips can add up over time. Well, it's time to patch up your leaky budget and start saving a greater chunk of your paycheck.
If you're part of the minority and are putting money away regularly, congratulations -- it's an important part of laying the groundwork for a more secure financial future. But just because your balance is growing doesn't mean there isn't room for improvement in the way you save.