Next to offering an open bar night, free gas may be the next best way to soften up potential new customers. That is the strategy community banks and c...
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Capacity, capital, collateral, credit, and character are the "Five Cs" that loan offers learn in Lending 101. But to most small-business loan applicants in need of money, it is an esoteric and arduous exercise.
Citizens in every community have an obligation to support their community bank, and to make sure the bank fulfills its mission in the community.
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