There's nothing wrong with a little laziness. After all, someone has to make the overachievers of the world look good. When your lazy tendencies begin to have a negative impact on your finances, however, it's time to change your behavior.
If the eye-rolling and heavy sighs of impatient customers waiting for the cashier to process your stack of coupons leave you utterly mortified, extreme couponing might not be for you. But, that doesn't mean you should avoid couponing altogether.
In the age of online purchases, and reductions in print advertising, is the coupon form of price reduction still relevant? Will there be an increase, or a decrease in coupon impact on prices, if the buyers are more savvy, shopping more online?
Entire industries have been built around couponing and the incredible amount of money it can save you. Television shows like Extreme Couponing give the impression if you don't get in on the coupon craze, you're nuts. And I'd have to agree, one of us is crazy.
There's no question that the money saved over many years allowed my parents to build a large enough college fund to send me to the private college of my choice. That's a whole lot of money saved on tuna.
Most of us start off the new year with that "new year/new you" enthusiasm and nothing deflates it more than if you fail. I found a few apps that can help you stay the course with your resolutions -- and best of all, they're free!