It is now clear that the administration's plan and other voluntary efforts that merely encourage mortgage lenders to modify loans and avoid foreclosure are not sufficient.
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At what point does heavy-handed government cross the line? Should homeowners suffer the consequences of their imprudent decisions to buy houses they could not afford?
One every 13 seconds.
That's how many families are losing their homes to foreclosure. More than 8 million families are at risk.
And, this is no...
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