There is nothing wrong with credit agencies making a profit. They are private businesses. Yet without adequate oversight, these agencies have little incentive to ensure the accuracy of consumer credit reports.
Identity theft has more far-reaching consequences than simply tarnishing our name; it can cause the financial system to turn on us by saddling us with debt that we did not incur! Here are six easy ways to deter identity theft.
I know how busy we all are. But if you can find just a few extra minutes each day, and you spend that time by using these quick credit-fixing tips, you'll make significant progress very quickly and you'll feel good about accomplishing these "little" tasks.