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Credit Card Debt

NerdWallet's Top 5 Low APR Credit Cards, Fall 2010 Edition

Tim Chen | Posted 05.25.2011 | Business
Tim Chen

Many credit cards these days are offering exceptionally low APRs and balance transfer promotions that will cut interest bills substantially and allow people some room to breathe.

5 Credit Card Traps That Can Ruin Your Retirement

Beverly Blair Harzog | Posted 05.25.2011 | Business
Beverly Blair Harzog

Going from a full-time salary to a fixed income is quite a challenge. If you don't redo your budget to account for your lower income, you'll end up using your credit cards to make up the difference.

For Students, the Choice Is Clear This November

Alejandra Salinas | Posted 05.25.2011 | Politics
Alejandra Salinas

Just as students fought for President Obama in 2008, the president and his Democrats have fought tirelessly on behalf of college students. That's why students continue to stand by their president today.

Slideshow: Top 5 Balance Transfer Offers, Fall 2010

Tim Chen | Posted 05.25.2011 | Business
Tim Chen

Here are a few of NerdWallet's best picks for credit cards that will help you cut back on interest payments and buy some breathing room.

5 Most Dangerous Things to Do With Your Credit Card

Beverly Blair Harzog | Posted 05.25.2011 | Business
Beverly Blair Harzog

You absolutely must make sure you're on a secure, encrypted website before you key in your credit card number. Secure websites have encryption software designed to prevent identity theft.

Top 5 Credit Card Books to Download on Your Kindle

Beverly Blair Harzog | Posted 05.25.2011 | Home
Beverly Blair Harzog

Are you stressed about your credit card debt? The economy may be technically recovering, but many folks are still trying to come back from financial losses suffered during the recession.

Credit Card Rates Expected To Rise

Huffington Post | Sara Yin | Posted 05.25.2011 | Business

In the third and final phase of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD) which went into effect yesterda...

$830 Billion in Student Loans: The New Mortgage Bubble

Anya Kamenetz | Posted 05.25.2011 | College
Anya Kamenetz

From where I'm sitting, the buildup of the national student loan balance looks like a massive betrayal of trust. People have been told for decades that this is "good" debt. In fact it's really, really bad debt.

The Missing Mandate: Financial Literacy

Brooke Stephens | Posted 05.25.2011 | Business
Brooke Stephens

The kindergarten constituency can't vote, pay taxes or hire a lobbyist, but they will inherit the current debt. We should arm them with some tools to cope with that impending problem.

Student Loan Debt Outpaces Credit Card Debt

Posted 05.25.2011 | College

Credit cards are no longer the largest source of debt for Americans -- according to the Wall Street Journal, student loans have taken the crown. T...

World's Worst Credit Cards (Infographic)

Brian Clark Howard | Posted 05.25.2011 | Business
Brian Clark Howard

Due to editorial consideration, the infographic and accompanying text have been removed from this post....

Arthur Delaney

Credit Card Reform Makes It Easier To Pay Down Your Balance: Center For Responsible Lending

HuffingtonPost.com | Arthur Delaney | Posted 05.25.2011 | Business

The credit card reform that took effect this year can save big money for cardholders who pay more than their minimum account balance -- as much as $2 ...

Survey Shows Recession Gets Consumers to Make Sacrifices but 65% Still Haven't Negotiated Credit Card Rates

Jennifer Openshaw | Posted 05.25.2011 | Business
Jennifer Openshaw

Americans understand the importance of well-managed personal finances. Why, then, do the findings of a new poll from Harris Interactive and Lending Club show that Americans still aren't money savvy?

Help For Lindsay Lohan To Get Out of Debt....It Will Work For You Too!

Eli Davidson | Posted 11.17.2011 | Healthy Living
Eli Davidson

Here are some tools that will help you get out of credit card debt. These tools worked for me, and millions like me. They can work for you.

Just in Time for Graduation: 6 Steps to Attack Credit Card Debt

Alexa von Tobel | Posted 05.25.2011 | College
Alexa von Tobel

Here's a basic, six step plan to help graduating seniors (or anyone!) tackle their credit card debt one step at a time.

Money, Sex and Hot (Broke) Messes

Don McNay | Posted 05.25.2011 | Business
Don McNay

People looking to solve financial problems are also looking for empathy. Instead, the message they often receive from books about money is "I'm OK and you're an idiot."

In The Public Interest: Sallie Mae, That's Just Not Right!

Chris Lindstrom | Posted 05.25.2011 | College
Chris Lindstrom

These days, Sallie Mae doesn't seem to be focusing much on helping students find "the right student loan." Instead, the company is campaigning heavily against the Student Aid and Fiscal Responsibility Act.

Five Ways the New Credit Card Laws Affect You

Jordan E. Goodman | Posted 11.17.2011 | Healthy Living
Jordan E. Goodman

Now that the Credit Card law has fully gone into effect, it's time for you to reevaluate your strategies about how you use your credit cards.

Credit Card Cancellations: How They'll Affect Your Credit Score

Lifehacker | Kevin Purdy | Posted 05.25.2011 | Business

Adam Baker, blogger at Man vs. Debt, canceled all his credit cards 15 months ago. His credit score dropped just 10 points, but he learned a lot about ...

Plastic Perils: Credit CARD Act Not Enough

Youth Radio -- Youth Media International | Posted 05.25.2011 | College
Youth Radio -- Youth Media International

Originally published on Youthradio.org, the premier source for youth generated news throughout the globe. By: Jennifer Obakhume As a college studen...

Credit Card Companies Like Making Money! (DUH!)

Ryan Mack | Posted 05.25.2011 | Business
Ryan Mack

The credit card companies are steadily trying to find ways to get into your pocket. Let's not make it easy for them and start planning and using credit cards wisely.

Credit-Card Fees: The New Traps

wsj.com | ROBIN SIDEL | Posted 05.25.2011 | Business

A new federal credit-card law that takes effect Monday could erase billions of dollars a year in fees and interest charges paid by consumers. But card...

5 Ways to Wipe Out Your Credit Card Balances

Jordan E. Goodman | Posted 05.25.2011 | Business
Jordan E. Goodman

In truth, paying off your credit card balances is simple; there's nothing complicated about it. But it's not easy, because it does require sacrifice and scraping together the cash that will get it done.

Four Perspectives on Credit Card Defaults

Damien Hoffman | Posted 05.25.2011 | Business
Damien Hoffman

In Forbes's "Credit Card Defaults Decrease, But Long Road Ahead," Bank of America (BAC), American Express (AXP), JPMorgan Chase (JPM) and Capital One ...

Credit Card Or Mortgage: Consumers

businessinsider.com | Vincent Fernando | Posted 05.25.2011 | Business

Credit history company TransUnion has found that Americans are shifting their priorities when it comes to paying down debt. Consumers are paying down...