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Credit Card Offers

Why Deferred, Zero Interest Credit Card Offers Are Often A Sham

Michael Lazar | Posted 10.05.2016 | Home
Michael Lazar

Imagine, if you will, that you are shopping at the store with your friends and you see a big ticket HDTV that you really want. You are short on cash because you have not gotten paid yet, but they offer 12 month financing at zero interest. Sounds tempting, doesn't it? You can pay this off in a year. Not so fast. Make sure you understand what you are getting into first.

You Know You Have Become a Credit Card Points Junkie When You...

Janice S. Lintz | Posted 02.08.2015 | Money
Janice S. Lintz

Credit card offers were previously an annoyance. Now, they are opportunities to receive additional bonus points especially, the highly coveted select mailings.

4 Whopper Credit Card Mistakes To Avoid

David A. Dedman | Posted 09.15.2014 | Money
David A. Dedman

You could really argue that having credit card debt in the first place is a mistake. However, credit cards can be a great financial tool as long as they are used responsibly. Think before you charge.

Hey, 'Slut': You've Got Mail!

Posted 02.07.2014 | Home

A California writer received a highly unusual credit card offer from Bank of America this week: It was addressed to “Lisa is a Slut McIntire.” ...

I'm With Stupid: Planning 59 Years Ahead for a Successful Retirement

Todd Hartley | Posted 11.09.2013 | Home
Todd Hartley

I understand that America's catalog-and-junk-mail industry may be the only thing keeping the U.S. Postal Service afloat, but surely we can find a better use for our trees than turning them into pulp for millions of catalogs a day that go straight into the recycle bin.

Why Junk Your Brand?

Mike Casey | Posted 11.24.2012 | Home
Mike Casey

For a country in recession, it's dumb not to be cutting waste and promoting efficiency. Why make it hard for people not to waste stuff? And, why not start with the obviously dumb stuff, like junk mail being an opt-in proposition?

Four Credit Cards That Will Make Summer Travel More Affordable

Odysseas Papadimitriou | Posted 07.10.2012 | Money
Odysseas Papadimitriou

As most travelers look for ways to stretch their budgets, the benefit of a credit card's initial bonus cannot be ignored -- the right one can give you an extra $500 to play with.

The Best Credit Card Picks For Graduates

The Huffington Post | Khadeeja Safdar | Posted 05.02.2012 | Money

College and high graduates bracing for the future might want to consider building their credit. Anyone planning to lease a car, rent a home or take...

Loren Berlin

Have Fair Credit And Looking For A Credit Card? Good Luck. | Loren Berlin | Posted 04.20.2012 | Money

While the economy's fledgling recovery is reviving America's love affair with debt, many credit card companies remain surprisingly cautious in courtin...

CARD Act May Have Cost Consumers Billions

Curtis Arnold | Posted 05.05.2012 | Money
Curtis Arnold

The CARD Act was implemented on Feb. 22, 2010, and the two-year anniversary of this date marks a fair time to assess the Act's successes, failures and overall implications for consumers with credit cards.

Red States Outscored Blue Under Obama

Richard Barrington | Posted 03.13.2012 | Home
Richard Barrington

It's the classic election year question: Are you better off now than you were four years ago? As the primary season gets under way, expect to hear some version of that question with increasing frequency. Your answer may depend on where you live -- and how you vote.

Card Hub's 6 Credit Predictions for 2012 Offer Glimpse of Future for Consumers' Wallets

Odysseas Papadimitriou | Posted 02.25.2012 | Home
Odysseas Papadimitriou

The credit industry affects all facets of personal finance and being ahead of the curve when it comes to credit issues could certainly help you save money and thereby lower stress. At the very least, you might learn something new!

Premium Credit Cards: Golden Goose or Golden Noose?

Curtis Arnold | Posted 01.22.2012 | Home
Curtis Arnold

Critics and watchdogs of the consumer lending industry warn that even a low-risk credit card opens the door to credit abuse and "fee harvesting."

Watch Out: ATM Credit Card Scams

Harmon Leon | Posted 06.14.2012 | Home
Harmon Leon

YIkes! A friend of mine got ATM skimmed. A simple trip to the cash machine has costs her hundreds of dollars (and that wasn't in surcharges). I've o...

Do You Want Your Cell Phone to Act as a Credit Card?

Harmon Leon | Posted 06.14.2012 | Home
Harmon Leon

I'm not paranoid, but isn't the proposed Google-backed system for having a credit card on your phone a little Big-Brother-creepy?

Credit CARD Act One Year Later: Was it a Success?

Scott Gamm | Posted 05.25.2011 | Home
Scott Gamm

One year ago on February 22, 2010, the epic Credit CARD Act took effect, which aimed to reform the entire credit card industry. Has it been a success? The simple answer: yes and no.

Credit Card Companies Are Targeting Risky Borrowers Again | ERIC DASH | Posted 05.25.2011 | Home

Credit card offers are surging again after a three-year slowdown, as banks seek to revive a business that brought them huge profits before the financi...

NerdWallet's Top 5 Credit Card Sign-up Offers, Fall 2010

Tim Chen | Posted 05.25.2011 | Home
Tim Chen

For spending $1,500 in the first 6 months on your Citibank AAdvantage Platinum Select, you can get enough miles to get a free roundtrip flight to Europe and still have miles left over.

8 Most Deceptive Terms Used in Credit Card Offers

Beverly Blair Harzog | Posted 05.25.2011 | Home
Beverly Blair Harzog

0% introductory APR offers are often a good thing. But read the very tiny fine print about how your 0% APR can immediately turn into a 29.99% penalty APR if you're late on a payment.