Understanding your credit card rewards can be tough! Those that play the rewards game and win, like ThePointsGuy.com and FrequentFlyerGuy.com, will often reference the importance of getting the most value from your points or miles in order to get more out of them than the typical 1 point=1 cent.
There are a variety of rewards to choose from, including cash back and points that can be redeemed for travel or gift cards to use in stores, restaurants, gas stations or for online shopping. The credit card rewards options are almost endless, but are they really worth it?
A lot of people are drawn into 0% Intro APR and Balance Transfer Rate discounts without thinking what happens after they cease. Banks know that people screw up and are always looking for new credit users to milk fees from.
Life changes. It happens whether we like it to or not. And when changes occur, we often develop new credit card needs. Sometimes the signs that you need a new card are subtle. But sometimes they smack you right in the face.