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Credit Card

Why Deferred, Zero Interest Credit Card Offers Are Often A Sham

Michael Lazar | Posted 10.05.2015 | Fifty
Michael Lazar

Imagine, if you will, that you are shopping at the store with your friends and you see a big ticket HDTV that you really want. You are short on cash because you have not gotten paid yet, but they offer 12 month financing at zero interest. Sounds tempting, doesn't it? You can pay this off in a year. Not so fast. Make sure you understand what you are getting into first.

Credit Cards: What Small Businesses Need to Know About EMV

Ashley Wren Collins | Posted 09.29.2015 | Business
Ashley Wren Collins

Beginning October 1, 2015, businesses that are not able to accept EMV (Europay®, MasterCard® and Visa®) chip cards will be liable for any fraud...

From Ben to Beneficial

Michael Brune | Posted 09.17.2015 | Green
Michael Brune

Without realizing it, many of us are helping out the giant corporations that want to extract and burn every last bit of coal, oil, and gas on the planet.

Can You Just Flash Any Credit Card to Get Lounge Access?

Map Happy | Posted 08.19.2015 | Travel
Map Happy

No need to have a working Amex to get lounge access and free beer. An anonymous tipster who didn't want to be named (for the obvious reasons!) turn...

Don't Pay Your Credit Card Debt!

James Altucher | Posted 08.14.2015 | Business
James Altucher

My dad got off the phone and started crying. My mom yelled at him, "He didn't give it to you!" My dad had lent $2000 to S. and S. couldn't pay him ...

4 Ways to Lower Your Credit Card Debt

Dustin Jacobs | Posted 06.10.2015 | Business
Dustin Jacobs

Many people use credit cards to build their credit but lose track of how much they're spending. Credit cards are a quick and easy fix when you want something and don't have the means for it. If you're swimming in credit card debt, these tips will help you get to dry land.

A First-Year Money-Management Guide for the New College Grad

Jason Alderman | Posted 05.29.2015 | Money
Jason Alderman

As the nation's full retirement age edges closer to 70, it means a 22-year-old college graduate has nearly 50 years to save and invest. That's why solid money habits built early can make an enormous difference, even for young people who can't afford to put away more than a few dollars a week at the start.

Will the New FICO Scores Make It Easier for You to Open a Credit Card or Buy a Home?

MyBankTracker | Posted 05.14.2015 | Money

The Fair Isaac Corporation estimates that there are 53 million people in the U.S. who don't have a FICO score and the most recent scoring model shift is expected to impact about 15 million of them right away.

Your Credit Score: Updates You Should Know

Jason Alderman | Posted 06.29.2015 | Money
Jason Alderman

Do you know your FICO Score? With a new version of the leading credit scoring system released this past fall, it's even more important to understand how you're managing your credit.

38 Percent of Small Businesses Are Ignoring a Huge Liability Coming in October

Gene Marks | Posted 04.28.2015 | Small Business
Gene Marks

On October 1st, if a merchant doesn't accept a credit card with an EMV chip, and the transaction is fraudulent, then the merchant will be liable for the costs. So merchants need to act... now.

Credit Cards Need Chip and PIN Protection

Steve Pociask | Posted 03.17.2015 | Business
Steve Pociask

I agree with some of the new federal initiatives to prevent identity theft and protect consumers' privacy. But they can only do so much. The pressure is now on financial institutions to provide the most secure technology available.

How to Close the Racial Wealth Gap

Sean McElwee | Posted 02.21.2015 | Politics
Sean McElwee

Any presidential candidate should make the baby bond a central plank of their 2016 if they want to seriously address the problem of wealth inequality. Without such a proposal, wealth, and therefore political power will become increasingly concentrated in the hands of a small elite.

Why a $95 Credit Card Annual Fee Can Be Worth It

MyBankTracker | Posted 02.02.2015 | Money

To be clear, when I'm saying "benefits," I'm not referring to the tons of rewards that you can earn. I'm talking about the perks that often come with pages of fine print -- which we never bother to read.

Gerry Smith

Why Credit Card Companies Couldn't Stop Hacks At Target And Home Depot | Gerry Smith | Posted 10.29.2014 | Technology

While public outrage over recent data breaches has focused mostly on the retailers that were hacked, several security experts say the credit card indu...

Why Home Depot's Data Breach Is Worse Than You Think

Gene Marks | Posted 11.24.2014 | Small Business
Gene Marks

In a slow economy. Big companies can absorb losses, establish reserves, raise prices. Small businesses, including mine, have less resources and flexibility. We are exposed -- more exposed to this problem than anyone else.

What Do You Know About Your Credit Card? | Posted 11.02.2014 | Money surveyed Facebook users ages 18 and older throughout the U.S. to find out exactly what they do and do not know about their cards. Shockingly, we found that most don't know the basics about their cards and are even making some crucial mistakes when it comes to credit.

How to Negotiate Credit Card Retention So You Can Dodge Your Annual Fee

MyBankTracker | Posted 10.27.2014 | Money

It seemed like a good deal. That credit card you signed up for had great terms, it came with a gift of bonus points to boost your account, and even a ...

Why Timing Is Everything When Asking for Your Credit Limit Increase

MyBankTracker | Posted 08.03.2014 | Money

When is a good time to ask for a credit limit increase? Some times are better than others to ask for a raise in your credit line. First and foremost, ...

One Reason You Should Maybe Switch To MasterCard

Reuters | Posted 07.28.2014 | Business

* Cards issued in U.S. to have identity theft resolution assistance * Zero-liability coverage extension to take effect in Oct (Add...

What a Near-Perfect FICO Score Looks Like and How You Can Get It Too

MyBankTracker | Posted 07.22.2014 | Money

Does a perfect FICO score exist? No one has even seen one, if it is even possible to attain. But, we found someone who is extremely close to it. Na...

How to Get a Near-Perfect FICO 8 Bankcard Score: One Woman's Story

MyBankTracker | Posted 07.13.2014 | Money

There are advantages to maintaining a pristine credit profile. Primarily, having great credit means that you're more likely to qualify for loans and l...

4 Key Steps in Taking Control of Your Spending

Bradford M. Pine | Posted 05.20.2014 | Money
Bradford M. Pine

Budgeting is like exercising for many people: We know we should do it, and we really want to, but after a long day, it's pretty much the last thing on...

How Many Credit Card Frauds Must We Endure Before Security Improves?

The University of Central Florida Forum | Posted 05.19.2014 | College
The University of Central Florida Forum

By Maritza Martinez UCF Forum columnist Yes, it can happen to you... In November, I was contacted via phone and email by my credit card compa...

If You Read One Article About Dropping Credit Cards, Read This One!

Jim Gibson | Posted 05.07.2014 | Money
Jim Gibson

Here goes: closing or canceling a credit card starts a snowball effect that will give your credit score a wallop it may not be able to stand.

Yes, Virginia, There Is a Responsible Way to Use Credit Cards

Kali Hawlk | Posted 04.06.2014 | Money
Kali Hawlk

Don't let anyone use a fear tactic to scare you into thinking all credit card use will end in financial ruin.