Credit Crunch

Small-Business Lending Summit Features Obama Administration's Top Appointees, Elected Politicians and Industry Leaders

Jerry Chautin | Posted 04.19.2012

Read More: Washington, Small Business Loans, Obama Administration, Credit Crunch, Barack Obama, Karen Mills, Community Banks, Small Business Owners, Ifa, Sba, Financial Institutions, Politicians, Small Business Franchising, Small Business News
Jerry Chautin

At the recent Small Business Lending Summit, franchising was cited as a popular path to entrepreneurship. But the difficulty that small-business owners face for financing is a challenge.

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When Democrats Want De-Regulation More Than The GOP

Eli Lehrer | Posted 04.03.2012

Read More: Mark Udall, Senate, Deregulation, Credit Crunch, Small Business Lending Enhancement Act, Small Business Lending, Republicans, Credit Unions, Politics News
Eli Lehrer

Republicans need to look for more creative ways to fight burdensome government regulations. They can -- and should -- start by looking at credit union lending.

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Commercial Mortgage Bankers Are Doing Deals As the Real Estate Market Breathes New Signs of Life

Jerry Chautin | Posted 04.02.2012

Read More: Rentals, Financing, Banks, Recession, Real Estate, Loan Application, Credit Crunch, Cash Flow, Charles Green, Working Capital Loans, Multifamily Financing, Insurance, Business News, Bankruptcy, Financial Institutions, The Loan Book, Wells Fargo Bank, Commercial Real Estate Loans, Acquisition Loans, Job Creation, Alternative Financing, Small Business Loans, GE Capital, Fannie Mae, Mortgage Bankers Association Convention, Anthony Falor, Freddie Mac, Bob Coleman, Borrowing Money, Lending Programs, Sba, Investor, Fidelity National Bank, Cref, Small Business America, Business News
Jerry Chautin

Rental apartments are back in demand, financing for hotels and motels is loosening up a bit and investors are stepping off the sidelines with wads of cash to do deals.

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Who Is Going to Bail Out China?

Chriss Street | Posted 02.27.2012

Read More: Bank of China, China Hard Landing, Tsinghua University, Gansu Provincial Highway, Hunan Provincial Expressway, China Construction Bank, Credit Crunch, China Daily, Venomous Inflation, Zhou Mubing, Guangdong Provincial Communications Group, Sichuan Railway, S&P, Asia Times, Business News
Chriss Street

Given the state integration of banks and the economy, if Chinese local governments are unable to pay their debts, who will bail out China's economy?

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2011: Economic Collapse Increases Poverty; 2012: Taking Our Country Back

Richard Walden | Posted 02.20.2012

Read More: 2012 Elections, Charity, Disaster reliefIRS, Economy, Nonprofits, Credit Crunch, Operationusa, Salvation Army, Elections 2012, Impact News
Richard Walden

Gather your brood, your workmates, the family in the next pew -- and talk about what your own role might be in improving our lot.

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Bonnie Kavoussi

Crunch Time: Bank Downgrade, Credit Squeeze Signal Possible Return To 2008

HuffingtonPost.com | Bonnie Kavoussi | Posted 12.15.2011

Read More: Global Credit Crunch, Eurozone, Eurozone Crisis, Lending, European Union, Global Credit Crisis, Credit Crisis, Credit Crunch, Credit Markets, European Central Bank, European Debt Crisis, Video, Ecb, Mario Draghi, Europe, Sovereign Debt Crisis, Business News

The situation in Europe is hitting global credit markets, making it harder for companies and banks to secure loans. Investors are buying fewer corpora...

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The European Banking Authority (EBA) has warned lenders against being so risk-averse as to prompt a credit crunch.

Posted 12.11.2011

Read More: Regulators Europe, European Debt Crisis, European Crisis, European Banking Authority, Eba, Video, Credit Crunch, Sovereign Debt Crisis, Business News

FRANKFURT - The European Banking Authority (EBA) has warned lenders against being so risk-averse as to prompt a credit crunch. It also said reg...

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Time for a Plan B?

Claire Fordham | Posted 01.30.2012

Read More: England, Lifestyle, Job Loss, Travel, Banks, Homelessness, New Zealand, Credit Crunch, Fiji, Family, Parents, Fifty News
Claire Fordham

Most of us don't have a financial cushion in the event of job loss and aren't blessed with wealthy parents or trust funds, so some kind of Plan B might be a sensible idea. What's yours?

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SBA is Making Lines of Credit More Available --- Maybe

Jerry Chautin | Posted 01.11.2012

Read More: Conventional Loans, Large Banks, Holiday Shopping, Financing, Loc, Line of Credit, Invoice Purchasing, Loan Application, Credit Crunch, SBA Loans, Cash Flow, Accounts Receivable, Small Banks, Community Banks, Small Business Owners, Working Capital Loans, Small Business Loans, Borrowing Money, Lending Programs, Business News, Inventory Loans, Credit, Factoring, Financial Institutions, Caplines, Small Business America, Small Business News
Jerry Chautin

To provide the much-needed liquidity, the U. S. Small Business Administration is revising its CAPLine program to make lines of credit more acceptable to lenders and more available to small-business owners. However, banks would rather make conventional LOCs rather than hassle with some of the SBA's requirements.

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The 1% Versus The 99%: Who Has Better Credit?

Justine Rivero | Posted 01.08.2012

Read More: Credit Crisis, Credit, Occupy Wall Street Protest, Occupy Wall Street, Credit Score, Credit Crunch, Business News
Justine Rivero

As Occupy Wall Street focuses much of its agenda around the financial health of America, we took a look at the personal side of financial health for both sides of the 1 percent and the 99 percent.

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Speed Coaching: Ready, Set, Go!

Jeanne Kelly | Posted 08.02.2011

Read More: Auto Loans, Credit Cards, Credit Crunch, Loans, Business News
Jeanne Kelly

Growth is necessary for business success. 2011 is the year to move forward out of the past into a bright future for your business.

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The Banks Need a Murdoch Moment

Felix Riley | Posted 09.16.2011

Read More: Greek Economy, Credit Crunch, Milly Dowler, Murdoch, Subprime Mortgages, UK Economy, Recession, Economy, Business News
Felix Riley

The politicians have shown us what is possible when they harness public outrage, have shown us how an over-reaching bully like Murdoch can be beaten into a retreat. We need the same with the banks and we need it more urgently than any problems deriving from News International.

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Experian Now Reporting Rental Payments

Jeanne Kelly | Posted 11.17.2011

Read More: Experian, Credit Rating Agencies, FICO Score, Rental Market, Credit Crunch, Credit Reports, Landlords, Healthy Living News
Jeanne Kelly

It came as big news to me earlier this year when I heard that Experian would now be reporting rental payments. Folks have often said to me that they ...

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Clearing the Path to Better Credit

Jeanne Kelly | Posted 05.25.2011

Read More: Credit Rating Agencies, Credit Help, FICO Score, Credit, Credit Crunch, Business News
Jeanne Kelly

Earlier in the week I watched from the cozy nest of my living room as the snow piled up on the driveway and the walk outside my home. But thinking abo...

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Mortgage Banker's Forecast: More Regulation Will Cost Consumers and Taxpayers

Jerry Chautin | Posted 05.25.2011

Read More: D. C., Financing, District of Columbia, Washington, Bureau of Labor Statistics, RS Means, Obama, Obama Administration, Real Estate, Credit Crunch, Loan Fees, Great Recession, Consumer Protection Agency, Mortgage-Backed Securities, Business News, Marshall Swift, Landlords, Financial Institutions, Cmbs, Unemployment Rate, Triple a Rating, Job Creation, Standard and Poor?S, Credit Rating Agencies, Congress, Dodd-Frank, Barack Obama, Obama Stimulus, Mortgage Bankers Association, New Legislation, Wall Street Crisis, Federal Housing Finance Agency, Borrowing Money, Derivatives, Investor, Credit, Hometech, Business News
Jerry Chautin

Washington, D. C. is hot, but the rest of the nation is not when comparing our unemployment rates to the nation's capitol. "The largest over-the-month...

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The Great American Credit Catastrophe Is Our Generation's 9/11

Michelle Kraus | Posted 05.25.2011

Read More: Tarp, Interest Rates, Tarp Bailout, Wall Street Bailout, FICO Score, Foreclosure Crisis, Consumer Debt, Middle Class Economy, Health Care Costs, Middle Class, Mortgage Crisis, Credit Crisis, Credit Cards, Credit Crunch, Big Banks, Consumer Spending, Obama Health Care, Tea Party Movement, Unemployment, Banks, Foreclosure, Obama Middle Class, Bank Bailout, Tea Party, Politics News
Michelle Kraus

The housing crisis is just one piece of the big, ugly mess of the consumer credit debacle. It seems to me that our president must call for immediate reform and take action through executive order.

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New Refinancing Program May Help Stem a Pending Foreclosure Disaster

Jerry Chautin | Posted 05.25.2011

Read More: Financing, Small Business Jobs Bill, Real Estate, Commercial Loans, Credit Crunch, Small Banks, Small Business Owners, Business News, Office Building, Recovery Act, SBA 504, Financial Institutions, Sba, Large Banks, Franchise, Job Creation, Acquisition Loans, HR 5297, Alternative Financing, Small Business Loans, Restaurant, Brooking Institute, Operating Costs, Borrowing Money, SBA Loans, Lending Programs, Commercial Real Estate, Tarf, Business News
Jerry Chautin

Pundits say that $350 billion of commercial mortgage loans are coming due for payoff. The balances still owed are so high that many borrowers will be unable to refinance conventionally.

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Franchising Is an Alternative to Unemployment if You Can Get Start-Up Financing

Jerry Chautin | Posted 05.25.2011

Read More: Conventional Loans, SBA Financing, Banks, Franchise, Job Creation, Acquisition Loans, Small Business Loans, Expansion Loans, Recession, Americare, Restaurant, Credit Crunch, Loans, Small Business Owners, Kentucky Fried Chicken, Renovation, Borrowing Money, Health Care, Lending Programs, Business News, Franchise Loans, Equipment Loans, Kfc, Home Health Care, Credit, Startup Loans, Financial Institutions, Franchisee, Franchisor, Business News
Jerry Chautin

Self-employment is an alternative to unemployment. Yet, determining what kind of business to start, knowing how much money you will need, and what steps to take can be daunting

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Low Credit Scores Challenge Recovery in Illinois Communities of Color, but All Is Not Lost

Dory Rand | Posted 05.25.2011

Read More: Mortgages, Credit Score, Economic Security, Unemployment, Credit Cards, Credit Crunch, Small Business Lending, Illinois Economy, Business News
Dory Rand

Over half of the people in Illinois' predominantly African-American communities likely would not qualify for low-cost, prime credit. What does this mean for these neighborhoods' chances for revitalization?

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Parents Are Stealing Their Children's Credit

Posted 05.25.2011

Read More: Family Dysfunction, Credit, Poor Credit, Economy, Identity Theft, ABC News, Credit Crunch, Privacy, Parents, Business News

As if the young didn't have enough privacy issues to worry about. Good Morning America reports an alarming new trend of desperate parents stealing ...

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DK Matai | Posted 05.25.2011

Read More: France, Paris, Europe, Germany, Berlin, Greece Debt Crisis, Greece Debt, Financial Crisis, European Union, Euro, Portugal, Ecb, Euro Crisis, Spain, Eu, Sovereign Debt, Bonds, Contagion, Lehman Brothers, Sovereign Debt Crisis, UK, Sterling, Financial Reform, Ireland, Italy, Credit Crunch, European Central Bank, Credit Bubble, European Parliament, Financial Meltdown, Default, Finance, Dollar, Global Financial Crisis, Financial Institutions, Financial Regulation, Parliament, European Commission, Credit Rating Agencies, Credit Crisis, Sovereign Default, Banks, Piigs, Global Recovery, Global Warning, Debt, Devaluation, Deleverage, Imf, Reserve Currency, Bundesbank, The Bailouts, Business News
DK Matai

Editor's Note: This post has been removed from the Huffington Post....

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Euro Crisis: EU About To Experience An American-Style Credit Crunch

McClatchy | Kevin G. Hall | Posted 05.25.2011

Read More: EU Lending, EU Economy, EU Prices, European Union, Rating Agencies, EU Debt Crisis, Eu, European Bonds, Credit Crunch, Business News

Q: Isn't this reminiscent of the turbulent fall of 2008? A: Yes. The fear gripping Europe is leading to a rise in short-term lending rates, and tha...

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The Capitalist Crisis - Who Does What Next?

Don Tapscott | Posted 05.25.2011

Read More: Goldman Sachs, Credit Crunch, Capitalism, Financial Crisis, Economic Crisis, Books News
Don Tapscott

A new crop of books analyze the underlying causes of the financial crisis and what should be done. Two books offer surprising and radical perspectives.

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We Get What We Think About - Day Three

Esmeralda Williamson-Noble | Posted 11.17.2011

Read More: Lemon Cookies, Vibration, Lottery, Like Attracts Like, Abraham-Hicks, Slim, Money, Organic Products, Fat, Credit Crunch, The Amazing Power of Deliberate Intent, Duchy Originals, Orange Cookies, Genetically Modified Organisms, Universe, Prince Charles, Energy-Vibration, Environment, Green Issues, Gmos, Law of Attraction, Healthy Living News
Esmeralda Williamson-Noble

Ok, from studying the Law of Attraction I understand that there is more to it than getting a car, or a million bucks. No, the Law of Attraction gove...

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Real Estate Financing for Businesses and the New Secondary Market Will Create Jobs but the Dybbuk is in the Details

Jerry Chautin | Posted 05.25.2011

Read More: Professional Buildings, Motels, Hotels, Job Creation, Acquisition Loans, Alternative Financing, Small Business Loans, Congress, Obama Administration, Day Care, Real Estate, Credit Crunch, SBA Loans, Restaurant Financing, Barack Obama, Small Business Owners, Wall Street, Borrowing Money, Lending Programs, Business News, Stores, Equipment Loans, SBA 504, Sba, Small Business, Business News
Jerry Chautin

A new secondary market for the U.S. Small Business Administration's 504 loan program is up and running.

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