iOS app Android app

Credit Inquiries

Soft vs. Hard Inquiries: What's the Difference & How do They Affect Credit

Kari Luckett | Posted 08.03.2015 | Education
Kari Luckett

Having and maintaining an excellent FICO credit score can be the difference between getting approved or denied for a loan, and also influences your interest rates. There are several factors that can have positive or negative effects on a credit score.

You Have Literally Dozens of Credit Scores -- Here's What You Can Learn From Just One

Credit Karma | Posted 11.25.2014 | Money
Credit Karma

Even though there's so much variety in the market for credit scores, most scores are drawn from the same basic elements. Want to take some of the mystery out of credit score calculations?

What Sets Top Credit Scores Apart From the Rest?

Credit Karma | Posted 11.18.2014 | Money
Credit Karma

A whole range of different factors contribute to your credit score, and there's no magic formula to a perfect credit score. Still, there's plenty to learn from the experiences of others.

Inquiring About Inquiries: How to Master the Art of Asking for Money

Jeanne Kelly | Posted 03.22.2012 | Money
Jeanne Kelly

An inquiry is when YOU ask for your credit to be pulled. So if you go for a mortgage or a car loan or a new credit card or a line of credit, you authorize your credit to be pulled and that is a considered to be an "inquiry" by the credit reporting agencies.