Credit Ratings

Surprising Reason Woman Can't Get Credit

The Huffington Post | Bonnie Kavoussi | Posted 04.16.2012

Read More: Credit Ratings, Deceased Woman, Video, Credit Denied to Deceased Woman, Credit, Credit Rating Agency Mistake, Deceased, Credit Rating Agencies, Credit Denied, Credit Rating, Credit Denial, Credit Rating Agency, Money News

You can't get a credit card if lenders think you're dead. Bea Cohen, 81, of New Jersey, has been denied credit for years because credit rating agen...

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Advanced Credit: How Everything Is a Trade-Off

Jeanne Kelly | Posted 04.03.2012

Read More: Credit Inquiry, Credit Reports, Credit Cards, Credit Scores, FICO Scores, Credit Ratings, Money News
Jeanne Kelly

Every time you pull out your wallet to buy something, every time you get a bill in the mail, every time you ask for a loan, you are making a credit decision and there will always be a trade-off.

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7 More Credit Score Lies That Cost You Money

Laura Adams | Posted 05.28.2012

Read More: Credit Scores, Credit Report, Credit Ratings, Credit Score, Credit History, Credit, Credit Rating, Credit Reports, Credit-Score-Myths, Credit Score Lies, Money News
Laura Adams

What you don't know about credit can hurt your personal finances on many levels. So here are seven more lies about credit scores that you should never fall for.

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New Year's Resolution: Take Charge of Credit/Debt Management

Theodore R. Daniels | Posted 03.13.2012

Read More: Debt, Bankruptcy, Credit, Debt to Limit Ratio, Credit Ratings, Debt to Income Ration, Business News
Theodore R. Daniels

The new year provides the opportunity to improve your credit worthiness. Credit is one of the primary engines that runs the American economy and households.

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Fitch Calls Italy The 'Front Line' Of Europe's Debt Crisis

AP | By PAN PYLAS | Posted 01.10.2012

Read More: Fitch Ratings, Mario Monti, European Debt Crisis, Credit Ratings, Video, Eurozone, Silvio Berlusconi, Credit Rating Agencies, Standard & Poor's, U.S. Credit Downgrade, European Central Bank, Business News

LONDON -- A number of euro countries, including Italy, could see their credit ratings downgraded by the end of this month as they struggle to cope wit...

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America's Worst-Run Cities

24/7 Wall St. | Michael Sauter, Charles Stockdale, Ashley Allen | Posted 01.05.2012

Read More: Credit Ratings, Small Business, "Edge Cities", Employment Opportunities, Tech Industry, Dell, Boomtowns, Jobs, Hewlett Packard, Income, Moody's, Business News

Many qualities separate the best-run and worst-run cities. But perhaps the most important is access to jobs. The economies of the best-run cities fall...

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ECB Action Not Enough Save European Banks From S&P Downgrade Threat

Posted 12.23.2011

Read More: European Debt Crisis, Deutsche Bank, Unicredit, Credit Ratings, Video, BNP Paribas, Credit Downgrade, Standard and Poor's, Societe Generale, Euro Zone, Credit Rating Agencies, European Central Bank, Business News

The half a trillion euros the European Central Bank pumped into the financial system buys hard-hit banks valuable time but will not in itself prot...

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Moody's Downgrades Belgium's Credit Rating

Posted 12.16.2011

Read More: European Debt Crisis, Deficit, Credit Ratings, Video, Credit Rating Downgrade, Public Debt, Fitch, Belgium, Moody's, Business News

Moody's on Friday cut Belgium's credit ratings by two notches, saying "fragile sentiment" in the euro zone may cause funding stress for countries ...

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It Was A Wonderful Life: My Odyssey with Bank of America

Janine R. Wedel | Posted 01.31.2012

Read More: Credit Ratings, Bank of America, Too Big to Fail, Bailouts, Wall Street Crisis, Shadow Elite, Banks, Occupy Wall Street, Business News
Janine R. Wedel

This technology-driven, partly outsourced, too-big-to-fail bureaucracies of today are more difficult to maneuver than that of yesteryear. And the frustration and angst it breeds are one reason the Occupy Wall Street and Tea Party movements resonate with Americans.

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Fitch Lowers Outlook On U.S. Credit Rating

AP | MARTIN CRUTSINGER | Posted 01.28.2012

Read More: Credit Ratings, Congress, Deficit Cuts, Moody's Investors Services, Federal Budget Deficit, Spending Cuts, Rating Agencies, Supercommittee, Standard & Poor's, Fitch, AAA Rating, Business News

WASHINGTON — Fitch said Monday that it will keep its rating for long-term U.S. debt at the top AAA level, despite a congressional panel's failur...

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Federal Judge: Credit Ratings Not Always Protected Under First Amendment

Posted 11.26.2011

Read More: Credit Rating Agencies, Credit Ratings, Standard & Poor's, Video, Moodys, Credit Ratings First Amendment, Credit Ratings 1st Amendment, Business News

(Jonathan Stempel) - A federal judge has said credit ratings are not always protected opinion under the First Amendment, a defeat for credit ratin...

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EU Wants To Allow Investors To Sue Credit Rating Agencies

AP | GABRIELE STEINHAUSER | Posted 01.15.2012

Read More: Business News, Credit Ratings, Credit Rating Agencies, European Union, Eu Credit Rating Agencies, European Credit Ratings, Standard and Poor's, Moody's, Business News

BRUSSELS — The European Union said Tuesday it wants to allow investors to sue credit rating agencies for compensation if they break EU regulatio...

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EU May Strike Back Against 'Ill-Thought-Out' Credit Ratings

Posted 12.20.2011

Read More: European Debt Crisis, Credit Ratings, Video, Eu Commission, Euro Zone Debt Crisis, French Foreign Minister, Credit Rating Agencies, European Union, Standard & Poor's, Moody's, Business News

The European Union's executive may ask for powers to censor credit ratings for countries in crisis, its financial reform chief said on Thursday, d...

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The 10 Cities With The Worst Credit: 24/7 Wall St.

Posted 12.13.2011

Read More: Credit Scores, Business News, Credit Ratings, Video, Cities With Worst Credit Ratings, Credit Cards, Credit, Business News

From 24/7 Wall St. After the credit crisis, it’s been encouraging to see that across America credit scores have been slowly improving. Despite ...

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Do Credit Ratings Still Have Meaning?

Bloomberg Businessweek | Zeke Faux and Jody Shenn | Posted 11.02.2011

Read More: Standard and Poors, Financial Crisis, Credit Rating Subprime, Credit Ratings, Moodys, Fitch, Business News

Which is a safer investment: (A) Treasury bonds, backed by the full faith and credit of the U.S. government, or (B) securities backed by subprime loan...

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Motion Picture Association Of America Downgrades United States' Rating From PG-13 To NC-17

Spencer Green | Posted 09.30.2011

Read More: Motion Picture Ratings, Credit Ratings, Debt Ceiling Talks, Erskine Bowles, National Debt, Roger Ebert, Debt Ceiling, George Lucas, Dvds, Democrats, Republicans, Special Edition Dvds, Motion Picture Association of America, Comedy News
Spencer Green

"We're sorry to have to make this adjustment," said MPAA spokesperson Morton Isherwhile. "But, in recent months it has become clear that the United States' content is only appropriate for very limited audiences."

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William Alden

Analyst: Rating Agencies Don't Deserve Government Blessing

HuffingtonPost.com | William Alden | Posted 09.26.2011

Read More: Credit Ratings, Debt Ceiling, Janet Tavakoli, Wall Street, Moody's Investor Services, Economic Crisis, Business News, Credit Rating Agencies, Financial Crisis, Standard & Poor's, Debt Ceiling Downgrade, Moody's, Business News

With federal lawmakers battling over a deal to give the U.S. government more borrowing authority, major credit rating agencies have lent a sense of ur...

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Debt Ceiling Crisis Threatens States

AP | By BRIAN WITTE | Posted 09.21.2011

Read More: Credit Ratings, State Budgets, State Budget Cuts, Debt Ceiling, State Credit Ratings, Debt Ceiling States, Bob Mcdonnell, Credit Rating Agencies, Nikki Haley, Moody's, Politics News

ANNAPOLIS, Md. -- Virginia's governor is livid that his famously tight-fisted state could face higher borrowing costs to build roads and schools. Mary...

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Recession-Hit NJ Cities May Face Credit Downgrade

Posted 09.12.2011

Read More: Taxes, East Orange, Passaic, Moody's Investors Service, Chris Christie, Jobs, Annnual Revenue, Democratic Lawmakers, Credit Ratings, Union City, Camden, New Jersey, Great Recession, Economic Recovery, Paterson, Trenton, Business News

NEW YORK (Edith Honan) - Six struggling New Jersey cities were warned on Tuesday their credit ratings might be downgraded by Moody's Investors Ser...

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Chinese Local Debt Might Be Half A Trillion More Than Estimated: Moody's

Posted 09.04.2011

Read More: Moodys China, Credit Ratings, China Government Debt, Chinese Authorities, Moodys, Chinese Banks, Chinese Local Debt, Chinese State Auditor, China Debt, Business News

China's local government debt burden may be 3.5 trillion yuan ($540 billion) larger than auditors estimated, putting banks on the hook for deeper ...

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Is Redlining Back? Evidence Grows That Qualified Borrowers Can't Get a Loan

Preeti Vissa | Posted 08.09.2011

Read More: Latinos, Redlining, Mortgages, Foreclosure Crisis, Lending, Ben Bernanke, African Americans, Housing Crisis, Credit Ratings, Minorities, Business News
Preeti Vissa

It has become increasing clear that there are large numbers of qualified borrowers who can't get a loan. Disturbingly, there are signs of a racial pattern to this phenomenon.

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Credit Rating Ruined for Seven Years? Serial Bankrupters Know Better

Nicholas Carroll | Posted 08.09.2011

Read More: Credit Ratings, FICO Score, Credit Reports, Bank Propaganda, Rebuilding Credit, Serial Bankrupters, Banksters, Ruined Credit, Bankruptcy, Credit Score, Business News
Nicholas Carroll

Credit being "ruined" doesn't really mean anything anyway, because having "good credit" simply means having good enough credit to achieve a particular goal.

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Debt Ceiling Is A Big Issue for Small Business

John Arensmeyer | Posted 07.20.2011

Read More: Interest Rates, Credit Ratings, Treasury Department, Congress, Small Business, Debt Ceiling, Default, Economy, Small Business Week, Startups, Entrepreneurship, Small Business America, Business News
John Arensmeyer

With each passing day that we don't vote to raise the limit, economic uncertainty grows, and uncertainty has real consequences for small business owners.

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Credit Rating Agencies Triggered Financial Crisis, Report Finds

Reuters | Rachelle Younglai and Sarah N. Lynch | Posted 06.13.2011

Read More: Dodd-Frank Act, Housing Market, Dodd-Frank, Financial Reform, Standard and Poor's, Credit Rating Agencies, Credit Rating, Fitch Ratings, Credit Ratings, Tom Coburn, Senate-Permanent-Subcommittee-on-Investigations, Standard and Poor, Financial Crisis, Sec, Mortage-Backed-Securities, S&P, Securities and Exchange Commission, Moody's Corp, Carl Levin, Financial Regulation, Moody's, Business News

April 13, 2011 11:36:28 PM By Rachelle Younglai and Sarah N. Lynch WASHINGTON (Reuters) - Moody's Corp and Standard and Poor's triggered the...

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Government Bonds: No Longer a World Without Risk

José Viñals | Posted 05.25.2011

Read More: Contingent Liabilities, Risk-Free Assets, Credit Ratings, Stress Tests, Cross-Border Linkages, Financial Sector, Sovereign Risk, Financial Risk, Balance Sheets, Risk Aversion, Government Bonds, Banking System, Financial Stability, Business News
José Viñals

The risk free nature of government bonds, one of the cornerstones of the global financial system, has come into question as the global crisis unfolds.

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