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Credit Repair

4 Ways To Improve Your Credit Score That Take Less Than 30 Minutes Each!

Jeanne Kelly | Posted 06.14.2016 | Business
Jeanne Kelly

Improving your credit score is almost like losing weight: it takes small, consistent steps... and patience! Stick with the right actions (and avoid th...

The Shamrock and Your Credit Score

Charlie Scanlon | Posted 03.17.2016 | Business
Charlie Scanlon

The shamrock is also useful in understanding how your credit score works. Your credit score is actually a "trinity" of credit scores, reported by a trinity of credit bureaus; Transunion, Equifax and Experian.

Top Tips to Getting Organized Financially, and in Life

Jeanne Kelly | Posted 12.31.2015 | Business
Jeanne Kelly

So, how are you coming on your New Year's resolutions? Are you the kind that even makes them? Whether you are or not, most of us aspire to being more organized in the New Year.

Does It Make Sense To Get A Lawyer To Repair Your Credit?

Michael Lazar | Posted 10.15.2015 | Fifty
Michael Lazar

Most damaged credit can be fixed over time. In some cases, your best option is to hire a lawyer that specializes in credit repair. But does this option make the most sense for your situation? Is it worth it to use a lawyer to repair your credit?

Make July 4th Your Independence Day From Bad Credit or No Credit

Jeanne Kelly | Posted 07.02.2016 | Business
Jeanne Kelly

Once the 4th of July holiday rolls around the year is half over. But since I'm a glass-half-full-gal, I see it as a great time of the year to take stock and check in on how I'm doing with goal progress. I would encourage you to do the same. How are you doing on your financial goals for the year?

Credit Repair Services vs. Repairing Your Own Credit

Simple. Thrifty. Living. | Posted 06.02.2016 | Business
Simple. Thrifty. Living.

Repairing your credit can be an uphill battle, but with the right strategy, it's possible to improve your credit health over time. The big question is whether you want to use a credit repair service to accomplish your credit repair goal or take this project on yourself.

4 Credit Fixes That Actually Work (That Nobody Uses)

Neal Frankle | Posted 12.30.2015 | Business
Neal Frankle

If your credit report has mistaken, don't become just another statistic and don't stop fighting. Here are four unconventional tactics you can use to stick it to the credit man and get the results you want.

7 Weird Things That Affect Your Credit Score

GOBankingRates | Posted 03.23.2015 | Money
GOBankingRates

Many aspects of credit can be confusing and even counterintuitive. Sometimes, it can even feel like you're doing everything right -- paying all your bills on time, not maxing out your cards -- and yet you still have poor credit. That's because there are a number of seemingly benign actions that can seriously hurt your credit score.

When To Trust Or Not Trust A Credit Repair Service

Simple. Thrifty. Living. | Posted 06.25.2016 | Business
Simple. Thrifty. Living.

Credit repair can be a very spammy business, so much so that the government has gone to great lengths to regulate the services as much as possible. Even though there are rules that credit repair services must abide by, it doesn't mean that all of them do.

I Closed an Old Store Credit Card and My Credit Score Dropped

Steve Rhode | Posted 02.05.2014 | Business
Steve Rhode

Huffington Post Reader Question Dear Steve, I had an inactive credit card with retailer - Fashion Bug. I had not used the card in over 4 years, ...

Do the Best Credit Repair Services Really Work?

Simple. Thrifty. Living. | Posted 08.08.2016 | Business
Simple. Thrifty. Living.

Credit repair is not a guaranteed fix of your credit score, but if you go in knowing the risks and pick a company with a good reputation and money-back guarantee, you can hopefully avoid being burned.

3 Blunders People Make Trying to Improve Credit Scores

Neal Frankle | Posted 11.06.2013 | Business
Neal Frankle

Of course it's important to do what you can to bump up your credit score. But many people use the wrong tools towards that objective even though they have the right motivation. And when they do, they actually worsen their credit rating rather than improve it.

I Have an Old Credit Card on My Credit Report. Will It Go Away? - Julie

Steve Rhode | Posted 07.15.2013 | Business
Steve Rhode

Reader Question "Dear Steve, There is a credit card debt on my credit report that is more than 10 years old. I can't get any questions answered or r...

Top Myths That Keep People From High Credit Scores

Jeanne Kelly | Posted 02.20.2013 | Business
Jeanne Kelly

There are a lot of ideas and myths about good credit and higher credit scores but they aren't all true or helpful. As a result, many people know the importance of high credit scores but they aren't necessarily achieving that goal.

How Can I Improve My Credit So We Can Buy a House?

Steve Rhode | Posted 04.10.2013 | Business
Steve Rhode

Question: Dear Steve, Although I have made great strides in the last four years, I brought a poor credit history and score to our marriage (marr...

Reader Questions: Divorce, Getting Out of Debt, Restoring Credit

Steve Rhode | Posted 05.23.2013 | Business
Steve Rhode

Question: I just finished paying off my credit cards through credit counseling, bought a house. I then applied for a credit card, got denied due to be...

It Is Possible to Fix Your Credit in Two Months

Credit.com | Posted 08.27.2012 | Money
Credit.com

Repairing a shoddy credit report requires time, but there are few steps you can take to expedite the process. Here's what to do if you're hoping to give your score a boost by Labor Day.

Four Reasons to Check Your Credit Score Now

Jeanne Kelly | Posted 05.22.2012 | Money
Jeanne Kelly

It's common to believe that a credit score is really only helpful when you want to borrow money and therefore (so the questionable logic goes) you don't need to check your score until you want to borrow money. Here are four reasons why that way of thinking is wrong.

Credit Repair Is a Marathon, Not a Sprint -- Here's How to Stay In the Race!

Jeanne Kelly | Posted 12.01.2011 | Business
Jeanne Kelly

Running a marathon takes dedication and hard work; so does fixing your credit. To help you stay on course and to make it to the finish line, here are some helpful tips.

The Truth About Credit Repair Firms

The Huffington Post | Sheryl Nash | Posted 09.28.2011 | Black Voices

You've made such a fine mess of your credit, it's now officially a nightmare. Then you see that ad on television with all the promises to make your cr...

Hard Times Profiteers: Help HuffPost Investigative Fund Investigate 'Signs Of Deception' (VIDEO)

Huffington Post | Ben Protess, Amanda Zamora and Lagan Sebert | Posted 05.25.2011 | Business

Drive through most any city in America and the offers will leap out at you: "Repair Your Credit!" "Modify Your Loan!" "Sell Your House Quick!" The ...