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Credit Report

Should You Co-Sign a Loan for Your Significant Other?

Jeanne Kelly | Posted 02.09.2016 | Business
Jeanne Kelly

There's a lot of confusion about co-signing a loan and it's not uncommon for someone to think that they can co-sign a loan... only to be surprised later when their credit score drops dramatically because the other person in the relationship didn't pay.

Home Buying in NYC: Like Nowhere Else!

Jeanne Kelly | Posted 02.08.2016 | New York
Jeanne Kelly

Buying real estate in Manhattan is like nowhere else in the country -- it's competitive, and in short supply. So, when you make the decision that you'd like to buy a home here, make sure you are well prepared to be a shrewd player in this crazy market.

Use This Powerful Strategy to Keep Your Personal Credit and Your Business Credit in Good Shape

Jeanne Kelly | Posted 01.14.2016 | Business
Jeanne Kelly

Your personal credit is used to help you get a loan or mortgage, find and keep a job, and ensure that you have access to affordable credit when you need it. But did you know that your business also has a credit score?

eCredable Offers Incredible Opportunity for Credit Invisible

Jeanne Kelly | Posted 01.09.2016 | Business
Jeanne Kelly

For those that are one of the 45 million adults without a credit file or that don't have enough credit history to be scored using traditional scoring models I have some great news to report today!

Top Tips to Getting Organized Financially, and in Life

Jeanne Kelly | Posted 12.31.2015 | Business
Jeanne Kelly

So, how are you coming on your New Year's resolutions? Are you the kind that even makes them? Whether you are or not, most of us aspire to being more organized in the New Year.

Why You Need to Perfect Your Credit Score -- No Matter How Strong Your Finances Are

Neal Frankle | Posted 12.29.2015 | Business
Neal Frankle

If you have some rough spots in your credit file, you already know how costly it can be. But many people think that as long as their financial history and current situation is solid, they don't need to be concerned about their credit score.

It's the End of the Year -- Now's the Time to Finish Strong!

Jeanne Kelly | Posted 12.28.2015 | Business
Jeanne Kelly

Many people set goals for themselves throughout the year and they plan on working on those goals for the full 12 months of the year.

Understand Lender Credit Lingo & Jump to a Higher Credit Category

Adrian Nazari | Posted 12.23.2015 | Business
Adrian Nazari

When you check your credit score, you might be used to seeing it described as fair, poor, good or excellent. Lenders see those categories, too. They just use different labels: subprime, non-prime, prime and super-prime.

6 Tips for Boosting Your Credit Score in 2016

CompareCards | Posted 12.15.2015 | Education
CompareCards

Paying monthly bills is a necessary chore that has a definite effect on your credit score. According to the FICO scoring model, your payments account for as much as 35 percent of your total score. Create reminders for due dates or establish a calendar for yourself to ensure you get everything paid on time.

Holiday Survival Checklist

Jeanne Kelly | Posted 11.18.2015 | Business
Jeanne Kelly

The holiday shopping season is upon us (earlier than ever, of course!) and for those of us mindful of our credit and finances it can be a tricky and d...

For Excellent Credit, Pay Cards in Full Rather Than Carry Debt

NerdWallet | Posted 11.05.2015 | Business
NerdWallet

Many consumers believe that to get a high credit score, you need to carry a balance on your credit cards from month to month, paying interest along the way. But research shows the opposite: People who pay their balances in full every month are more likely to have excellent credit scores.

Online Reviews Could Kill Your Credit Score

Jeanne Kelly | Posted 11.04.2015 | Business
Jeanne Kelly

She wrote a negative review online after an online retailer failed to send her the goods she'd ordered. Reasonable, right? Well, it turns out that when the purchase was made online, she had unknowingly agreed to an "anti-disparagement clause" and was then slapped with a $3,500 fine as a result of writing the negative review.

A Single Mom's Guide to Building a Great Credit Score

Jeanne Kelly | Posted 10.30.2015 | Women
Jeanne Kelly

Whether you are a newly single mom or have been struggling with your credit and finances for awhile, I'm here to guide you to better credit and some peace of mind. Below are my best tips to building your credit score.

Your Love Life and Your Credit Scores: They're More Related Than You Think

NextAdvisor.com | Posted 10.29.2015 | Weddings
NextAdvisor.com

You probably already know that your credit scores are used by banks, credit card issuers, car dealerships, insurance companies and more to determine the risk of lending you money or providing services, but it seems that there is a very real connection between your love life and your credit score.

Building a Fraud-Free Family

Nathaniel Sillin | Posted 10.07.2015 | Business
Nathaniel Sillin

The Internet has increased the risk of financial fraud for young and old consumers, but thieves still work by phone and mail. Monitor credit data and make sure loved ones know how to keep their financial data safe.

Experian Breach Exposes 15 Million T-Mobile Customers, Applicants' Information: What You Need to Know

NextAdvisor.com | Posted 10.07.2015 | Business
NextAdvisor.com

If you've applied for a T-Mobile phone plan within the past two years, there's a high chance your information may have been breached by Experian -- one of the three major credit bureaus.

4 Things You Didn't Know (But Should) About Your Credit Report

Michael Lazar | Posted 10.02.2015 | Fifty
Michael Lazar

What you don't know about your credit report could be hurting you. And we are not talking about identity theft or fraud. We are talking about what's on there. Most people, in fact, are not well informed of how the credit rating system even works.

How to Master Your Credit Scores Without a Trial By Fire

Adam Levin | Posted 10.01.2015 | Business
Adam Levin

Learning from our own mistakes, while often unpleasant, is easier in a sense, because it doesn't require compromising another person's privacy (or dignity).

Don't Wait Until 2016 To Make A Credit Resolution

Adam Levin | Posted 09.10.2015 | Business
Adam Levin

There are plenty of reasons to get your credit into the best shape possible. New car models are hitting showrooms, real estate may become more expensive (many believe the Federal Reserve will raise the prime lending rate), and (like it or not) the holiday shopping season is almost upon us.

Getting Your Home Ready to Sell

Nathaniel Sillin | Posted 08.26.2015 | HuffPost Home
Nathaniel Sillin

Many of us don't recognize the clutter we have in our homes. However, buyers do. Real estate professionals can offer valuable feedback on the overall condition and salability of a property, and removing clutter can make properties seem more spacious.

Back-To-School Credit Lessons

Jeanne Kelly | Posted 08.18.2015 | Money
Jeanne Kelly

Are you one of the countless millions of us that make New Year's Resolutions? Did you write them down? If so, now is a great time to resurrect your resolutions and recommit to them.

Summer Vacation: 4 Tips to Enjoying Your Summer Vacation Without Losing Your Mind!

Jeanne Kelly | Posted 07.16.2015 | Business
Jeanne Kelly

Having a change of scenery and some much needed relaxation can be a great way to spend some of your summer; however, don't lose your mind by forgetting your financial goals for the year.

Use Credit Monitoring to Catch Errors Faster

CompareCards | Posted 06.26.2015 | Money
CompareCards

Credit monitoring gets a lot of media attention these days. Between constant TV and Internet ads for monitoring services, coverage of security hacks and identity theft; the need for more vigilant monitoring is growing.

What You May be Doing Everyday to Reveal Your Identity and Good Credit

Jeanne Kelly | Posted 06.10.2015 | Business
Jeanne Kelly

Next time you plan to have a sensitive or private conversation, take a moment to make that call in a private location. Remember also that neither emails nor text messages are secure forms of communication for your private information as well.

A First-Year Money-Management Guide for the New College Grad

Jason Alderman | Posted 05.29.2015 | Money
Jason Alderman

As the nation's full retirement age edges closer to 70, it means a 22-year-old college graduate has nearly 50 years to save and invest. That's why solid money habits built early can make an enormous difference, even for young people who can't afford to put away more than a few dollars a week at the start.