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Credit Report

3 Reasons Your Credit Score's Name Doesn't Matter

Odysseas Papadimitriou | Posted 08.23.2016 | Business
Odysseas Papadimitriou

Don't get me wrong: Your credit standing is extremely important. And you'd better care about it if you like saving money. But as long as you're monitoring your standing with the help of a reputable score, neither how it's branded nor what version it happens to be really matters.

"How Long Does It Take To Build My Credit Score?"

Jeanne Kelly | Posted 07.19.2016 | Business
Jeanne Kelly

If your credit score has declined for whatever reason, and now you're looking to get it back to a higher number, you're probably wondering, "How long ...

Fun Quiz Reveals Surprising Insight About FICO® Scores

Jeanne Kelly | Posted 06.27.2016 | Business
Jeanne Kelly

By Jeanne Kelly on behalf of FICO Your FICO® Score. It's a widely used score based on an algorithm that evaluates your credit usage and history. It'...

4 Ways To Improve Your Credit Score That Take Less Than 30 Minutes Each!

Jeanne Kelly | Posted 06.14.2016 | Business
Jeanne Kelly

Improving your credit score is almost like losing weight: it takes small, consistent steps... and patience! Stick with the right actions (and avoid th...

Does Everything on My Credit Report Affect My Credit Scores?

Credit.com | Posted 05.26.2016 | Business
Credit.com

Credit reports, as you've no doubt heard, are tremendously important. After all, the information on them dictates your credit scores, which, in turn, dictate whether you're able to readily score things like a mortgage, auto loan, credit card and even affordable insurance or cellphone plans.

Spring Training... For Your Credit

Jeanne Kelly | Posted 03.30.2016 | Business
Jeanne Kelly

Those who know me, know that I love the New York Yankees. I'm a huge fan and I watch as many games as I can. Well, baseball season is about to begin a...

Want to Lock Out ID Thieves? Do This!

Jeanne Kelly | Posted 03.21.2016 | Business
Jeanne Kelly

Do you lock the door behind you when you leave your house? Of course you do! Why? To keep anyone that's not supposed to be there from using your house...

The Shamrock and Your Credit Score

Charlie Scanlon | Posted 03.17.2016 | Business
Charlie Scanlon

The shamrock is also useful in understanding how your credit score works. Your credit score is actually a "trinity" of credit scores, reported by a trinity of credit bureaus; Transunion, Equifax and Experian.

The Shocking Great Credit Card Lie -- REVEALED

Jeanne Kelly | Posted 03.09.2016 | Business
Jeanne Kelly

In the world of credit and credit cards, there's a vicious lie going around that too many people believe, and they don't realize it but it's HURTING their financial health and could someday prevent them from owning a house or car, or even holding a job.

ID Theft: Not If, But When

Jeanne Kelly | Posted 02.19.2016 | Business
Jeanne Kelly

With identity theft, it's not a matter of if, but a matter of when it will happen to you. And when it does, fast action by you, the victim, can stop the thieves in their tracks and help you recover your credit health sooner.

Best Credit Repair Services Based On Customer Reviews

Simple. Thrifty. Living. | Posted 07.16.2016 | Business
Simple. Thrifty. Living.

Let's be honest, it can be really hard to figure out whether a credit repair service is going to scam you or not. Many credit repair services aren't exactly forthcoming about predatory practices.

Should You Co-Sign a Loan for Your Significant Other?

Jeanne Kelly | Posted 02.09.2016 | Business
Jeanne Kelly

There's a lot of confusion about co-signing a loan and it's not uncommon for someone to think that they can co-sign a loan... only to be surprised later when their credit score drops dramatically because the other person in the relationship didn't pay.

Home Buying in NYC: Like Nowhere Else!

Jeanne Kelly | Posted 02.08.2016 | New York
Jeanne Kelly

Buying real estate in Manhattan is like nowhere else in the country -- it's competitive, and in short supply. So, when you make the decision that you'd like to buy a home here, make sure you are well prepared to be a shrewd player in this crazy market.

Use This Powerful Strategy to Keep Your Personal Credit and Your Business Credit in Good Shape

Jeanne Kelly | Posted 01.14.2016 | Business
Jeanne Kelly

Your personal credit is used to help you get a loan or mortgage, find and keep a job, and ensure that you have access to affordable credit when you need it. But did you know that your business also has a credit score?

eCredable Offers Incredible Opportunity for Credit Invisible

Jeanne Kelly | Posted 01.09.2016 | Business
Jeanne Kelly

For those that are one of the 45 million adults without a credit file or that don't have enough credit history to be scored using traditional scoring models I have some great news to report today!

Top Tips to Getting Organized Financially, and in Life

Jeanne Kelly | Posted 12.31.2015 | Business
Jeanne Kelly

So, how are you coming on your New Year's resolutions? Are you the kind that even makes them? Whether you are or not, most of us aspire to being more organized in the New Year.

Why You Need to Perfect Your Credit Score -- No Matter How Strong Your Finances Are

Neal Frankle | Posted 12.29.2015 | Business
Neal Frankle

If you have some rough spots in your credit file, you already know how costly it can be. But many people think that as long as their financial history and current situation is solid, they don't need to be concerned about their credit score.

It's the End of the Year -- Now's the Time to Finish Strong!

Jeanne Kelly | Posted 12.28.2015 | Business
Jeanne Kelly

Many people set goals for themselves throughout the year and they plan on working on those goals for the full 12 months of the year.

Understand Lender Credit Lingo & Jump to a Higher Credit Category

Adrian Nazari | Posted 12.23.2015 | Business
Adrian Nazari

When you check your credit score, you might be used to seeing it described as fair, poor, good or excellent. Lenders see those categories, too. They just use different labels: subprime, non-prime, prime and super-prime.

6 Tips for Boosting Your Credit Score in 2016

CompareCards | Posted 12.15.2015 | Education
CompareCards

Paying monthly bills is a necessary chore that has a definite effect on your credit score. According to the FICO scoring model, your payments account for as much as 35 percent of your total score. Create reminders for due dates or establish a calendar for yourself to ensure you get everything paid on time.

Holiday Survival Checklist

Jeanne Kelly | Posted 11.18.2015 | Business
Jeanne Kelly

The holiday shopping season is upon us (earlier than ever, of course!) and for those of us mindful of our credit and finances it can be a tricky and d...

For Excellent Credit, Pay Cards in Full Rather Than Carry Debt

NerdWallet | Posted 11.05.2015 | Business
NerdWallet

Many consumers believe that to get a high credit score, you need to carry a balance on your credit cards from month to month, paying interest along the way. But research shows the opposite: People who pay their balances in full every month are more likely to have excellent credit scores.

Online Reviews Could Kill Your Credit Score

Jeanne Kelly | Posted 11.04.2015 | Business
Jeanne Kelly

She wrote a negative review online after an online retailer failed to send her the goods she'd ordered. Reasonable, right? Well, it turns out that when the purchase was made online, she had unknowingly agreed to an "anti-disparagement clause" and was then slapped with a $3,500 fine as a result of writing the negative review.

A Single Mom's Guide to Building a Great Credit Score

Jeanne Kelly | Posted 10.30.2015 | Women
Jeanne Kelly

Whether you are a newly single mom or have been struggling with your credit and finances for awhile, I'm here to guide you to better credit and some peace of mind. Below are my best tips to building your credit score.

Your Love Life and Your Credit Scores: They're More Related Than You Think

NextAdvisor.com | Posted 10.29.2015 | Weddings
NextAdvisor.com

You probably already know that your credit scores are used by banks, credit card issuers, car dealerships, insurance companies and more to determine the risk of lending you money or providing services, but it seems that there is a very real connection between your love life and your credit score.