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Credit Report

Holiday Survival Checklist

Jeanne Kelly | Posted 11.18.2015 | Business
Jeanne Kelly

The holiday shopping season is upon us (earlier than ever, of course!) and for those of us mindful of our credit and finances it can be a tricky and d...

For Excellent Credit, Pay Cards in Full Rather Than Carry Debt

NerdWallet | Posted 11.05.2015 | Business

Many consumers believe that to get a high credit score, you need to carry a balance on your credit cards from month to month, paying interest along the way. But research shows the opposite: People who pay their balances in full every month are more likely to have excellent credit scores.

Online Reviews Could Kill Your Credit Score

Jeanne Kelly | Posted 11.04.2015 | Business
Jeanne Kelly

She wrote a negative review online after an online retailer failed to send her the goods she'd ordered. Reasonable, right? Well, it turns out that when the purchase was made online, she had unknowingly agreed to an "anti-disparagement clause" and was then slapped with a $3,500 fine as a result of writing the negative review.

A Single Mom's Guide to Building a Great Credit Score

Jeanne Kelly | Posted 10.30.2015 | Women
Jeanne Kelly

Whether you are a newly single mom or have been struggling with your credit and finances for awhile, I'm here to guide you to better credit and some peace of mind. Below are my best tips to building your credit score.

Your Love Life and Your Credit Scores: They're More Related Than You Think | Posted 10.29.2015 | Weddings

You probably already know that your credit scores are used by banks, credit card issuers, car dealerships, insurance companies and more to determine the risk of lending you money or providing services, but it seems that there is a very real connection between your love life and your credit score.

Building a Fraud-Free Family

Nathaniel Sillin | Posted 10.07.2015 | Business
Nathaniel Sillin

The Internet has increased the risk of financial fraud for young and old consumers, but thieves still work by phone and mail. Monitor credit data and make sure loved ones know how to keep their financial data safe.

Experian Breach Exposes 15 Million T-Mobile Customers, Applicants' Information: What You Need to Know | Posted 10.07.2015 | Business

If you've applied for a T-Mobile phone plan within the past two years, there's a high chance your information may have been breached by Experian -- one of the three major credit bureaus.

4 Things You Didn't Know (But Should) About Your Credit Report

Michael Lazar | Posted 10.02.2015 | Fifty
Michael Lazar

What you don't know about your credit report could be hurting you. And we are not talking about identity theft or fraud. We are talking about what's on there. Most people, in fact, are not well informed of how the credit rating system even works.

How to Master Your Credit Scores Without a Trial By Fire

Adam Levin | Posted 10.01.2015 | Business
Adam Levin

Learning from our own mistakes, while often unpleasant, is easier in a sense, because it doesn't require compromising another person's privacy (or dignity).

Don't Wait Until 2016 To Make A Credit Resolution

Adam Levin | Posted 09.10.2015 | Business
Adam Levin

There are plenty of reasons to get your credit into the best shape possible. New car models are hitting showrooms, real estate may become more expensive (many believe the Federal Reserve will raise the prime lending rate), and (like it or not) the holiday shopping season is almost upon us.

Getting Your Home Ready to Sell

Nathaniel Sillin | Posted 08.26.2015 | HuffPost Home
Nathaniel Sillin

Many of us don't recognize the clutter we have in our homes. However, buyers do. Real estate professionals can offer valuable feedback on the overall condition and salability of a property, and removing clutter can make properties seem more spacious.

Back-To-School Credit Lessons

Jeanne Kelly | Posted 08.18.2015 | Money
Jeanne Kelly

Are you one of the countless millions of us that make New Year's Resolutions? Did you write them down? If so, now is a great time to resurrect your resolutions and recommit to them.

Summer Vacation: 4 Tips to Enjoying Your Summer Vacation Without Losing Your Mind!

Jeanne Kelly | Posted 07.16.2015 | Business
Jeanne Kelly

Having a change of scenery and some much needed relaxation can be a great way to spend some of your summer; however, don't lose your mind by forgetting your financial goals for the year.

Use Credit Monitoring to Catch Errors Faster

CompareCards | Posted 06.26.2015 | Money

Credit monitoring gets a lot of media attention these days. Between constant TV and Internet ads for monitoring services, coverage of security hacks and identity theft; the need for more vigilant monitoring is growing.

What You May be Doing Everyday to Reveal Your Identity and Good Credit

Jeanne Kelly | Posted 06.10.2015 | Business
Jeanne Kelly

Next time you plan to have a sensitive or private conversation, take a moment to make that call in a private location. Remember also that neither emails nor text messages are secure forms of communication for your private information as well.

A First-Year Money-Management Guide for the New College Grad

Jason Alderman | Posted 05.29.2015 | Money
Jason Alderman

As the nation's full retirement age edges closer to 70, it means a 22-year-old college graduate has nearly 50 years to save and invest. That's why solid money habits built early can make an enormous difference, even for young people who can't afford to put away more than a few dollars a week at the start.

Graduates, Are You Ready to Be Educated in Credit?

Jeanne Kelly | Posted 05.20.2015 | Money
Jeanne Kelly

With graduation season upon us, it seems that just about everywhere I look, I'm reading articles, blog posts, and social media posts about how we are doing a poor job of teaching our graduates, whether they're graduating from high school or college, about day-to-day finances, including credit and budgeting. So here are a few of my credit tips.

Will the New FICO Scores Make It Easier for You to Open a Credit Card or Buy a Home?

MyBankTracker | Posted 05.14.2015 | Money

The Fair Isaac Corporation estimates that there are 53 million people in the U.S. who don't have a FICO score and the most recent scoring model shift is expected to impact about 15 million of them right away.

3 Things People With Bad Credit Need To Know | Posted 06.29.2015 | Money

It's not the end of the world if you have bad credit. Actually, millions of Americans have credit that's rated below average. While it's not something you might be proud of, it's important to know that there are some ways to make it better.

Tips For Avoiding Identity Theft, From Jean Chatzky (VIDEO)

Posted 04.07.2015 | MarloThomas

Identity theft happens more often than we notice, especially during tax season. Jean Chatzky suggests that you should check your credit report three t...

Credit Agencies To Go Easier On Medical Debts

Shindy Chen | Posted 05.23.2015 | Money
Shindy Chen

Around 43 million Americans have past due medical debts on their credit reports, according to a December 2014 report by the Consumer Financial Protection Bureau (CFPB).

Big Changes Coming To Your Credit Reports: What You Need To Know | Posted 05.18.2015 | Money

Your credit reports are going through a major overhaul, and it's one that will help consumers. These credit bureau changes will take time to implement, but it's a nice change to go with the revamped FICO scores we saw last year.

Good Credit Takes LUCK!

Jeanne Kelly | Posted 05.17.2015 | Business
Jeanne Kelly

You may be surprised to hear me say this, but LUCK is all you need this St. Patrick's Day to keep your credit healthy. L.U.C.K. as I define it. As you know, maintaining healthy credit is not an accident, it's intentional and it takes work.

New York Settles With Equifax, Experian and TransUnion. What Does That Mean For You?

Jeanne Kelly | Posted 05.11.2015 | New York
Jeanne Kelly

A couple days ago, the New York State Attorney General (AG), Eric T. Schneiderman, announced the settlement of a lawsuit with the top three credit reporting firms.

We Know the Deep Freeze This Winter But What About a Security Freeze?

Jeanne Kelly | Posted 05.03.2015 | Money
Jeanne Kelly

If you are looking for a way to be extra vigilant against identity theft or if you've been a victim of identity theft, you may want to consider freezing your credit with each of the three major credit bureaus.