iOS app Android app

Credit Report

Tips For Avoiding Identity Theft, From Jean Chatzky (VIDEO)

Posted 04.07.2015 | MarloThomas

Identity theft happens more often than we notice, especially during tax season. Jean Chatzky suggests that you should check your credit report three t...

Credit Agencies To Go Easier On Medical Debts

Shindy Chen | Posted 03.24.2015 | Money
Shindy Chen

Around 43 million Americans have past due medical debts on their credit reports, according to a December 2014 report by the Consumer Financial Protection Bureau (CFPB).

Big Changes Coming To Your Credit Reports: What You Need To Know

NextAdvisor.com | Posted 03.18.2015 | Money
NextAdvisor.com

Your credit reports are going through a major overhaul, and it's one that will help consumers. These credit bureau changes will take time to implement, but it's a nice change to go with the revamped FICO scores we saw last year.

Good Credit Takes LUCK!

Jeanne Kelly | Posted 03.17.2015 | Business
Jeanne Kelly

You may be surprised to hear me say this, but LUCK is all you need this St. Patrick's Day to keep your credit healthy. L.U.C.K. as I define it. As you know, maintaining healthy credit is not an accident, it's intentional and it takes work.

New York Settles With Equifax, Experian and TransUnion. What Does That Mean For You?

Jeanne Kelly | Posted 03.14.2015 | New York
Jeanne Kelly

A couple days ago, the New York State Attorney General (AG), Eric T. Schneiderman, announced the settlement of a lawsuit with the top three credit reporting firms.

We Know the Deep Freeze This Winter But What About a Security Freeze?

Jeanne Kelly | Posted 03.06.2015 | Money
Jeanne Kelly

If you are looking for a way to be extra vigilant against identity theft or if you've been a victim of identity theft, you may want to consider freezing your credit with each of the three major credit bureaus.

And the Oscar Goes To... You, for the Best Picture of Healthy Credit

Jeanne Kelly | Posted 02.23.2015 | Business
Jeanne Kelly

Building healthy credit and maintaining it may not be as glitzy and glamorous as a stroll down the red carpet at the Oscars, but it is an important part of writing and starring in your own healthy financial future.

3 Sneaky Things Hurting Your Credit (That You Can Easily Fix)

Jeff Rose | Posted 04.11.2015 | Money
Jeff Rose

Review your credit report and make sure you're not being marked for anything delinquent that could be damaging your credit. This could be old gym memberships like mine, credit cards or medical bills.

Hunter Stuart

Lots Of Credit Reports Have Mistakes. But Good Luck Getting Yours Fixed.

HuffingtonPost.com | Hunter Stuart | Posted 02.03.2015 | Business

Erica Alvarez’s life was turned upside down in 2011, when a handful of overdue hospital bills showed up on her credit report. Interest rates for her...

Play the Credit Game By Deflating Your Credit Card Debt and Win

Jeanne Kelly | Posted 04.01.2015 | Business
Jeanne Kelly

Just as in football, there's not only one way to win, but doing lots of things right, time after time, you will win. The same is true for building and maintaining healthy credit.

9 Ways to Improve Your Credit Score Today

GOBankingRates | Posted 03.11.2015 | Money
GOBankingRates

Credit is an important facet of your financial stability, as it influences everything from buying a car or home to whether you get that job offer you've been hoping for. Here are nine things you can do starting today to maintain a good credit score.

Yours, Mine and Ours: Planning Stepfamily Finances

Jason Alderman | Posted 03.09.2015 | Money
Jason Alderman

Couples planning to blend families often have to make financial arrangements that respect previous relationships with ex-spouses and their families. Issues range from childcare and eldercare to potentially complex matters. That's why involving trained experts in stepfamily financial planning is a must.

New Year's Hangover Cures for Your Credit

Jeanne Kelly | Posted 03.03.2015 | Money
Jeanne Kelly

Many Americans will wake up on New Year's Day nursing not only a headache from overindulging on New Year's Eve, but also worries about holiday bills that will arrive in January.

The Seven Financially Fatal Sins We All Made Last Year (And How To Atone)

Posted 01.08.2015 | Money

The end of every year spawns a good amount of reflection on our actions, for better or for worse, that impacted our personal lives and finances over t...

5 Steps to Take Before Deciding to Buy a Home

Credit Karma | Posted 02.16.2015 | Money
Credit Karma

Buying a home can be a very rewarding experience, but it can also be baked in to what we feel we are "supposed" to do. Are you living someone else's dream or do you really want to own a home?

10 Steps To Fixing A Credit Report Error

WiserAdvisor.com | Posted 01.10.2015 | Money
WiserAdvisor.com

Did you spot a mistake on your credit report? Take action immediately. This isn't the sort of thing you should overlook. A single blemish on your credit report can negatively affect your ability to get a loan, apply for a job, and may even be a symptom of potential identity theft.

Why It's Important to Get Your Credit Score Even If You're Warren Buffett

Curtis Arnold | Posted 01.05.2015 | Money
Curtis Arnold

Upper middle class and wealthy people usually don't just lounge on a beach day-after-day. High-powered careers and job changes often accompany financial success. More and more these days, the ability to get that next job can include having a solid credit history.

How to Rebuild Your Credit After Bankruptcy -- Fast

Curtis Arnold | Posted 12.15.2014 | Money
Curtis Arnold

Bankruptcy protection is designed to provide people and companies with a way to discharge at least some of their debts and start over. And one of the very first steps to reboot your financial life involves rebuilding your credit score.

You Have Literally Dozens of Credit Scores -- Here's What You Can Learn From Just One

Credit Karma | Posted 11.25.2014 | Money
Credit Karma

Even though there's so much variety in the market for credit scores, most scores are drawn from the same basic elements. Want to take some of the mystery out of credit score calculations?

When To Trust Or Not Trust A Credit Repair Service

Simple. Thrifty. Living. | Posted 11.24.2014 | Money
Simple. Thrifty. Living.

Credit repair can be a very spammy business, so much so that the government has gone to great lengths to regulate the services as much as possible. Even though there are rules that credit repair services must abide by, it doesn't mean that all of them do.

What Sets Top Credit Scores Apart From the Rest?

Credit Karma | Posted 11.18.2014 | Money
Credit Karma

A whole range of different factors contribute to your credit score, and there's no magic formula to a perfect credit score. Still, there's plenty to learn from the experiences of others.

Attraction and Credit: The Power of Focus

Jeanne Kelly | Posted 11.05.2014 | Business
Jeanne Kelly

While listening to the radio the other day I happened to hear a talk on the law of attraction, a subject that interests me a great deal. It got me th...

How to Build Credit for Millennials

Jeanne Kelly | Posted 10.27.2014 | Money
Jeanne Kelly

I was recently asked by a darling 20-something gentleman, who graduated from college in the last few years, how he can begin building his credit now t...

Identity Thieves Target Kids as Well as Adults

Jason Alderman | Posted 10.27.2014 | Technology
Jason Alderman

Most commonly, thieves will harvest kids' dormant Social Security numbers and use them to illegally obtain jobs or open fraudulent bank and credit accounts. Many victims don't realize there's a problem until years later, when they are turned down because of the poor credit history someone else racked up in their name.

3 Things to Consider Before You Go Into Student Loan Debt

Credit Karma | Posted 10.26.2014 | Money
Credit Karma

Do all those back to school sales have you ready to hit the classroom? If you're thinking about furthering your education, you deserve to be commended. Education is a wonderful thing, and (in theory, at least) the more degrees you have the more in demand you'll be professionally.