What you don't know about your credit report could be hurting you. And we are not talking about identity theft or fraud. We are talking about what's on there. Most people, in fact, are not well informed of how the credit rating system even works.
A reader writes in looking for a clear answer on how often his credit score changes and how often he should check this all important three-digit number. John Ulzheimer, credit expert for Credit Sesame, answers.
It seems that no matter what you want to do these days, someone wants a peek at your credit history. Not only do lenders and insurers want to see what you are up to, but even some employers look at your credit report as part of a background check.
If passed, the Act would result in the most aggressive overhaul of the Fair Credit Reporting Act since 2003 and change the landscape of over 650,000,000 consumer credit reports and credit scores almost overnight.