I am a pretty awesome person but like anyone, I have some things that I am less awesome with. Whenever I talk to my accountant sister it becomes embar...
It might seem obvious that improving your finances includes saving for retirement, but it's important to think of your financial plan in a broader way. It's also about putting protections in place.
In 2008, FHA attempted to increase mortgage insurance premiums on low credit scores, and to reject scores less than 500 unless the loan-to-value ratio was 90 percent or less. The proposal was shot down by Congress. Premiums are scheduled to rise this year, but will not be scaled by credit score.
I opened my credit card bill today. Yikes! It's almost $10,000. I'm stunned. How did I let it get so out of hand? I should know better. I'm in the ban...
It's that time of year again. Graduation. That seminal moment in our lives when, in ceremonies of varying degrees of pomp and circumstance, our elders pass on the wisdom of the ages to those of us who are evolving from the shelter of the ivory tower to the stark reality of the "real world."
Consumers don't build great credit scores overnight. It's something that takes time, smart financial decisions and maybe even a little luck.
Kids have pristine records with no real credit score of their own. Parents generally don't think to monitor the status of their kids' identity. This is the perfect combination for children to be the easy targets of identity theft.
Credit myths and rumors are unfortunately spread around all the time, especially on the World Wide Web. Today I'm wrangling 10 of the most common credit myths to help set things straight.
If the Obama charm offense works on the home lending industry, then more buyers -- either it be first-time home owners or small investors, come off the sidelines and will start to buy.
Some credit mistakes aren't so obvious. What's worse, the biggest secret credit mistake -- the one most people don't even know they're making -- actually happens when people are trying to turn their credit score around and be more financially responsible.
Credit scores are based on how someone has historically handled credit. So although they won't be a perfect indicator of whether your new partner will be a good partner, a credit score can hint at their ability to manage responsibility, and whether they have habits that can hinder the relationship.
For years there's been an ongoing debate about accuracy of credit reports. Various studies have claimed that 3 to 25 percent of reports contain errors. Can credit report errors be a big deal? Yes, absolutely.
By Barry Paperno Have you ever wondered how they come up with a three-digit number that can predict whether you're a good or bad credit risk? Back i...
Your credit health is kind of like your physical health -- there's no fast lane to a perfect credit score or perfect health; it's a long-term journey. But just like you can make healthy diet and exercise choices today, you can do the same for your credit.
Question: Dear Steve, Although I have made great strides in the last four years, I brought a poor credit history and score to our marriage (marr...
You don't need to win seven consecutive Tour de France competitions in order to get where you need to be. And you don't need to confess your credit sins to Oprah. By being truthful with yourself, you can create a stable financial life and "live strong."