Isolated Lending Finds a Friend in Social Networking For decades the lending industry has tirelessly pursued the perfect equation to determine a bor...
Having a poor credit rating will cost you thousands over your financial life in the form of high interest rates and fees. It will also prevent you f...
No single credit card is better than all others in all categories -- or for all people. But by understanding your options and asking the right questions, you can find the card that's the best fit for your spending habits and credit situation.
Credit cards are not bad, even if they have stigma attached to them. That stigma is usually associated with poor spending and financial planning hab...
Many consumers believe that to get a high credit score, you need to carry a balance on your credit cards from month to month, paying interest along the way. But research shows the opposite: People who pay their balances in full every month are more likely to have excellent credit scores.
Have an excellent credit score? That's great, but don't go cueing up the Rocky theme song as your personal soundtrack or crowning yourself a credit master.
She wrote a negative review online after an online retailer failed to send her the goods she'd ordered. Reasonable, right? Well, it turns out that when the purchase was made online, she had unknowingly agreed to an "anti-disparagement clause" and was then slapped with a $3,500 fine as a result of writing the negative review.
Where else but Silicon Valley do "Unicorns" munch lazily among Redwood cities, venture capitalists spout fountains gold promising everlasting returns, and entrepreneurial princes try their hand at pulling cash from stone.
I have written much about the digibabble surrounding Big Data and the ensuing surprise factor that more and more seems to be an outcome on blind reliance to its promise of predictive perfection. Frankly, I am way more concerned about the addition of other personal data to the credit equation.
Technology has a long history of reshaping the relationship between people and their money. Remember life before the ATM? Imagine how different your spending habits would be if you still had to walk into a bank and speak with someone every time you wanted extra cash.
You know the old saying, "you get what you pay for?" Well, that doesn't really apply to buying car insurance.
Computers, smart phones and other internet-enabled mobile devices are the primary vehicles we use to communicate and exchange information. Although this exposes us to potential cyber security risks, there are ways to limit the negative impact of a security breach.
What you don't know about your credit report could be hurting you. And we are not talking about identity theft or fraud. We are talking about what's on there. Most people, in fact, are not well informed of how the credit rating system even works.
Many small business owners begin their search for capital by seeking out financing options. However, they might be skipping an important step: knowing their business' credit score.
Credit can seem to be this confounding beast that few people understand. But it's not nearly as perplexing as you might think. Learn how to improve your credit score with these simple tricks.
About 25 percent of Americans have never even taken a look at their credit score. While shocking, it leads to this question: What does your credit report say and have you been making any mistakes with your credit?